Compare Worthington, IN Car Insurance Rates (2021)

Car insurance in Worthington, IN averages $284 a month. Worthington, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Worthington car insurance rates, compare quotes from the top car insurance companies in Worthington, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Worthington is USAA
  • Average car insurance rates in Worthington, IN after a DUI are $4,034/year
  • Average car insurance rates in Worthington, IN are $3,406/year

If you need to buy Worthington, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Worthington, IN is right here.

You’ll find Worthington car insurance rates, the cheapest Worthington, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Worthington, Indiana car insurance rates to Indianapolis car insurance rates, Fishers car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Worthington, IN car insurance today? Enter your ZIP code for fast, free Worthington car insurance quotes.

Cheapest Worthington, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Worthington, IN car insurance rates? Every Worthington, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worthington, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,411 $2,070 $2,264 $7,249 $9,142 $2,394 $2,599
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,514 $1,494 $1,297 $1,454 $7,995 $8,510 $1,983 $2,147
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,805 $1,719 $1,627 $1,641 $10,396 $11,725 $2,268 $2,326
State Farm $1,664 $1,664 $1,468 $1,468 $4,856 $6,242 $1,833 $2,040
Travelers $1,385 $1,410 $1,295 $1,294 $8,482 $13,356 $1,464 $1,708
USAA $977 $965 $900 $913 $2,658 $2,993 $1,322 $1,424

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Minimum Car Insurance in Worthington, IN

Every driver must carry the minimum car insurance in Worthington, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Worthington, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Worthington, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Worthington, IN. Compare credit history car insurance rates in Worthington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Worthington, Indiana

Insurance Company Poor Fair Good
Allstate $4,722 $3,515 $3,194
American Family $5,078 $3,306 $2,769
Farmers $3,855 $3,138 $2,905
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,633 $4,086 $3,846
State Farm $3,869 $2,307 $1,788
Travelers $4,235 $3,583 $3,579
USAA $2,058 $1,348 $1,151

Cheapest Worthington, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Worthington, IN to rates for a clean record with top companies.

Annual Worthington, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,039 $4,465 $4,121 $3,617
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,952 $3,442 $3,543 $3,260
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,139 $5,487 $3,749 $4,378
State Farm $2,596 $2,831 $2,596 $2,596
Travelers $3,223 $3,991 $4,525 $3,459
USAA $1,152 $1,629 $1,871 $1,425

Cheapest Worthington, IN Car Insurance for Teen Drivers

Teen car insurance in Worthington, IN can be expensive. Take a look at rates from the top car insurance companies in Worthington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Worthington, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,249 $9,142
American Family $6,331 $9,225
Farmers $7,995 $8,510
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,396 $11,725
State Farm $4,856 $6,242
Travelers $8,482 $13,356
USAA $2,658 $2,993

Cheapest Worthington, IN Car Insurance for Seniors

Take a look at Worthington, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Worthington, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,070 $2,264
American Family $2,107 $2,107
Farmers $1,297 $1,454
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,627 $1,641
State Farm $1,468 $1,468
Travelers $1,295 $1,294
USAA $900 $913

Cheapest Worthington, IN Car Insurance Rates After a DUI

A DUI in Worthington, IN increases car insurance rates. Compare Worthington, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Worthington, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,121
American Family $5,171
Farmers $3,543
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,749
State Farm $2,596
Travelers $4,525
USAA $1,871

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Cheapest Worthington, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Worthington, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Worthington, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,811 $3,811
American Family $3,673 $3,762
Farmers $3,299 $3,299
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,188 $4,188
State Farm $2,579 $2,730
Travelers $3,799 $3,799
USAA $1,499 $1,539

The Best Cheap Car Insurance Companies in Worthington, IN

Take a look at a side-by-side comparison of the top car insurance companies in Worthington, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Worthington, Indiana

Insurance Company Average Annual Rates
Allstate $3,811
American Family $3,717
Farmers $3,299
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,188
State Farm $2,655
Travelers $3,799
USAA $1,519

Category Winners: Cheapest Car Insurance in Worthington, Indiana

Find the cheapest car insurance companies in Worthington, IN for each category right here.

Best Annual Car Insurance Rates by Company in Worthington, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Worthington, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Worthington car insurance rates. Find the cheapest Worthington, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Worthington, Indiana

Insurance Company Low Medium High
Allstate $3,623 $3,796 $4,013
American Family $3,702 $3,842 $3,608
Farmers $3,184 $3,292 $3,421
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,958 $4,124 $4,483
State Farm $2,545 $2,654 $2,765
Travelers $3,737 $3,835 $3,826
USAA $1,475 $1,516 $1,567

What affects car insurance rates in Worthington, Indiana?

What factors can have an impact on Worthington, IN car insurance? There are several reasons why Worthington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Worthington, Indiana.

Commute Time in Worthington

The more time you spend in your car the higher the risk of an accident. The average commute length in Worthington, IN is 38.0 minutes according to City-Data.

Compare Car Insurance Quotes in Worthington, IN

Ready to find affordable Worthington, Indiana car insurance today? Enter your ZIP code for fast, free Worthington, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State