Compare Worthville, KY Car Insurance Rates (2021)

Car insurance in Worthville, KY averages $390 a month. Worthville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Worthville car insurance rates, compare quotes from the top car insurance companies in Worthville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Worthville is USAA
  • The cheapest car insurance company in Worthville for teen drivers is USAA
  • Average car insurance rates in Worthville, KY are $4,685/year

If you need to buy Worthville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Worthville, KY is right here.

You’ll find Worthville car insurance rates, the cheapest Worthville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Worthville, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Worthville, KY car insurance today? Enter your ZIP code for fast, free Worthville car insurance quotes.

Cheapest Worthville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Worthville, KY car insurance rates? Every Worthville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worthville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,505 $3,492 $3,134 $3,351 $12,557 $14,113 $3,951 $4,206
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,918 $3,158 $2,476 $2,756 $12,589 $13,900 $3,061 $3,194
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,303 $2,205 $2,051 $2,066 $10,926 $12,389 $2,864 $2,950
State Farm $2,431 $2,431 $2,172 $2,172 $7,439 $9,385 $2,716 $3,067
Travelers $2,269 $2,310 $2,228 $2,229 $10,713 $17,016 $2,375 $2,759
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

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Minimum Car Insurance in Worthville, KY

Every driver must carry the minimum car insurance in Worthville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Worthville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Worthville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Worthville, KY. Compare credit history car insurance rates in Worthville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Worthville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,995 $5,512 $4,609
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,884 $4,833 $3,801
Nationwide $5,647 $4,437 $3,858
Progressive $5,293 $4,593 $4,273
State Farm $5,764 $3,468 $2,698
Travelers $5,849 $4,943 $4,921
USAA $4,399 $2,446 $1,988

Cheapest Worthville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Worthville, KY to rates for a clean record with top companies.

Annual Worthville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,052 $6,531 $6,911 $5,660
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,578 $7,073 $5,498 $4,877
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,906 $5,756 $4,460 $4,756
State Farm $3,624 $4,329 $3,977 $3,977
Travelers $4,561 $4,695 $6,793 $4,901
USAA $2,219 $3,142 $3,746 $2,670

Cheapest Worthville, KY Car Insurance for Teen Drivers

Teen car insurance in Worthville, KY can be expensive. Take a look at rates from the top car insurance companies in Worthville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Worthville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,557 $14,113
GEICO $7,170 $8,568
Liberty Mutual $12,589 $13,900
Nationwide $7,450 $9,339
Progressive $10,926 $12,389
State Farm $7,439 $9,385
Travelers $10,713 $17,016
USAA $5,206 $5,502

Cheapest Worthville, KY Car Insurance for Seniors

Take a look at Worthville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Worthville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,134 $3,351
GEICO $3,742 $3,389
Liberty Mutual $2,476 $2,756
Nationwide $2,972 $3,117
Progressive $2,051 $2,066
State Farm $2,172 $2,172
Travelers $2,228 $2,229
USAA $1,779 $1,819

Cheapest Worthville, KY Car Insurance Rates After a DUI

A DUI in Worthville, KY increases car insurance rates. Compare Worthville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Worthville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,911
GEICO $7,199
Liberty Mutual $5,498
Nationwide $6,064
Progressive $4,460
State Farm $3,977
Travelers $6,793
USAA $3,746

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Cheapest Worthville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Worthville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Worthville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,039 $6,039
GEICO $4,371 $4,456
Liberty Mutual $5,506 $5,506
Nationwide $4,647 $4,647
Progressive $4,719 $4,719
State Farm $3,882 $4,071
Travelers $5,237 $5,237
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in Worthville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Worthville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Worthville, Kentucky

Insurance Company Average Annual Rates
Allstate $6,039
GEICO $4,413
Liberty Mutual $5,506
Nationwide $4,647
Progressive $4,719
State Farm $3,977
Travelers $5,237
USAA $2,944

Category Winners: Cheapest Car Insurance in Worthville, Kentucky

Find the cheapest car insurance companies in Worthville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Worthville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Worthville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Worthville car insurance rates. Find the cheapest Worthville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Worthville, Kentucky

Insurance Company Low Medium High
Allstate $5,675 $6,018 $6,423
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,282 $5,476 $5,761
Nationwide $4,735 $4,596 $4,611
Progressive $4,409 $4,669 $5,081
State Farm $3,789 $3,977 $4,164
Travelers $5,018 $5,268 $5,426
USAA $2,827 $2,938 $3,068

What affects car insurance rates in Worthville, Kentucky?

What factors can have an impact on Worthville, KY car insurance? There are several reasons why Worthville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Worthville, Kentucky.

Commute Time in Worthville

The more time you spend in your car the higher the risk of an accident. The average commute length in Worthville, KY is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Worthville, KY

Ready to find affordable Worthville, Kentucky car insurance today? Enter your ZIP code for fast, free Worthville, KY car insurance quotes.

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