Compare Yachats, OR Car Insurance Rates (2021)

Car insurance in Yachats, OR averages $276 a month. Yachats, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Yachats car insurance rates, compare quotes from the top car insurance companies in Yachats, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Yachats, OR are $3,308/year
  • Average car insurance rates in Yachats, OR after a DUI are $3,895/year
  • The cheapest car insurance company in Yachats for teen drivers is Travelers

If you need to buy Yachats, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Yachats, OR is right here.

You’ll find Yachats car insurance rates, the cheapest Yachats, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Yachats, Oregon car insurance rates to Portland car insurance rates, Beaverton car insurance rates, and Hillsboro car insurance rates.

Ready to find affordable Yachats, OR car insurance today? Enter your ZIP code for fast, free Yachats car insurance quotes.

Cheapest Yachats, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Yachats, OR car insurance rates? Every Yachats, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yachats, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,069 $2,855 $2,797 $2,827 $9,227 $10,288 $3,220 $3,240
American Family $2,288 $2,288 $2,040 $2,040 $5,655 $8,849 $2,288 $2,402
Farmers $2,029 $1,978 $1,795 $1,909 $8,200 $8,355 $2,257 $2,304
GEICO $2,166 $2,087 $2,021 $2,035 $5,575 $5,070 $2,306 $1,985
Liberty Mutual $2,555 $2,695 $2,215 $2,460 $8,116 $8,764 $2,466 $2,495
Nationwide $2,149 $2,145 $1,912 $2,003 $4,949 $6,203 $2,509 $2,650
Progressive $1,801 $1,631 $1,563 $1,612 $7,679 $8,451 $2,147 $2,028
State Farm $1,680 $1,680 $1,536 $1,536 $5,306 $6,666 $1,906 $2,182
Travelers $1,700 $1,711 $1,527 $1,587 $4,689 $5,653 $1,774 $1,802
USAA $1,635 $1,586 $1,615 $1,560 $4,986 $5,357 $2,103 $2,187

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Minimum Car Insurance in Yachats, OR

Every driver must carry the minimum car insurance in Yachats, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Yachats, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Yachats, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Yachats, OR. Compare credit history car insurance rates in Yachats from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Yachats, Oregon

Insurance Company Poor Fair Good
Allstate $6,159 $4,335 $3,577
American Family $4,421 $3,261 $2,761
Farmers $4,171 $3,408 $3,230
GEICO $3,503 $2,905 $2,308
Liberty Mutual $5,818 $3,436 $2,658
Nationwide $3,701 $2,943 $2,550
Progressive $3,784 $3,267 $3,042
State Farm $3,927 $2,504 $2,003
Travelers $3,200 $2,500 $1,965
USAA $3,936 $2,198 $1,751

Cheapest Yachats, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Yachats, OR to rates for a clean record with top companies.

Annual Yachats, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,777 $5,093 $5,278 $4,614
American Family $2,422 $3,717 $4,683 $3,104
Farmers $3,043 $3,914 $3,828 $3,628
GEICO $1,916 $3,052 $4,011 $2,643
Liberty Mutual $3,520 $3,935 $4,517 $3,911
Nationwide $2,599 $2,783 $3,937 $2,940
Progressive $2,541 $4,619 $3,272 $3,025
State Farm $2,495 $3,254 $2,748 $2,748
Travelers $2,075 $2,646 $2,971 $2,529
USAA $1,909 $2,666 $3,706 $2,234

Cheapest Yachats, OR Car Insurance for Teen Drivers

Teen car insurance in Yachats, OR can be expensive. Take a look at rates from the top car insurance companies in Yachats for teenagers.

Annual Car Insurance Rates for Teen Drivers in Yachats, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,227 $10,288
American Family $5,655 $8,849
Farmers $8,200 $8,355
GEICO $5,575 $5,070
Liberty Mutual $8,116 $8,764
Nationwide $4,949 $6,203
Progressive $7,679 $8,451
State Farm $5,306 $6,666
Travelers $4,689 $5,653
USAA $4,986 $5,357

Cheapest Yachats, OR Car Insurance for Seniors

Take a look at Yachats, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Yachats, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,797 $2,827
American Family $2,040 $2,040
Farmers $1,795 $1,909
GEICO $2,021 $2,035
Liberty Mutual $2,215 $2,460
Nationwide $1,912 $2,003
Progressive $1,563 $1,612
State Farm $1,536 $1,536
Travelers $1,527 $1,587
USAA $1,615 $1,560

Cheapest Yachats, OR Car Insurance Rates After a DUI

A DUI in Yachats, OR increases car insurance rates. Compare Yachats, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Yachats, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,278
American Family $4,683
Farmers $3,828
GEICO $4,011
Liberty Mutual $4,517
Nationwide $3,937
Progressive $3,272
State Farm $2,748
Travelers $2,971
USAA $3,706

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Cheapest Yachats, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Yachats, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Yachats, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,690
American Family $3,428 $3,535
Farmers $3,603 $3,603
GEICO $2,858 $2,953
Liberty Mutual $3,971 $3,971
Nationwide $3,065 $3,065
Progressive $3,364 $3,364
State Farm $2,739 $2,884
Travelers $2,453 $2,657
USAA $2,553 $2,704

The Best Cheap Car Insurance Companies in Yachats, OR

Take a look at a side-by-side comparison of the top car insurance companies in Yachats, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Yachats, Oregon

Insurance Company Average Annual Rates
Allstate $4,690
American Family $3,481
Farmers $3,603
GEICO $2,905
Liberty Mutual $3,971
Nationwide $3,065
Progressive $3,364
State Farm $2,811
Travelers $2,555
USAA $2,629

Category Winners: Cheapest Car Insurance in Yachats, Oregon

Find the cheapest car insurance companies in Yachats, OR for each category right here.

Best Annual Car Insurance Rates by Company in Yachats, Oregon

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Yachats, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Yachats car insurance rates. Find the cheapest Yachats, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Yachats, Oregon

Insurance Company Low Medium High
Allstate $4,506 $4,680 $4,885
American Family $3,473 $3,680 $3,292
Farmers $3,389 $3,559 $3,862
GEICO $2,657 $2,921 $3,138
Liberty Mutual $3,731 $3,961 $4,220
Nationwide $2,940 $3,147 $3,108
Progressive $3,247 $3,349 $3,497
State Farm $2,654 $2,816 $2,964
Travelers $2,403 $2,542 $2,721
USAA $2,514 $2,631 $2,740

What affects car insurance rates in Yachats, Oregon?

What factors can have an impact on Yachats, OR car insurance? There are several reasons why Yachats car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yachats, Oregon.

Commute Time in Yachats

The more time you spend in your car the higher the risk of an accident. The average commute length in Yachats, OR is 8.2 minutes according to City-Data.

Compare Car Insurance Quotes in Yachats, OR

Ready to find affordable Yachats, Oregon car insurance today? Enter your ZIP code for fast, free Yachats, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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