Compare Yampa, CO Car Insurance Rates (2021)

Car insurance in Yampa, CO averages $320 a month. Yampa, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Yampa car insurance rates, compare quotes from the top car insurance companies in Yampa, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Yampa is Liberty Mutual
  • Average car insurance rates in Yampa, CO are $3,837/year
  • The cheapest car insurance company in Yampa for teen drivers is Liberty Mutual

If you need to buy Yampa, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Yampa, CO is right here.

You’ll find Yampa car insurance rates, the cheapest Yampa, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Yampa, Colorado car insurance rates to Greeley car insurance rates, Pueblo car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Yampa, CO car insurance today? Enter your ZIP code for fast, free Yampa car insurance quotes.

Cheapest Yampa, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Yampa, CO car insurance rates? Every Yampa, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yampa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,963 $2,936 $2,682 $2,874 $11,018 $11,133 $3,274 $3,336
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,426 $2,265 $2,093 $2,088 $8,315 $9,317 $2,747 $2,677
State Farm $2,059 $2,059 $1,838 $1,838 $5,879 $7,425 $2,303 $2,751
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

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Minimum Car Insurance in Yampa, CO

Every driver must carry the minimum car insurance in Yampa, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Yampa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Yampa, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Yampa, CO. Compare credit history car insurance rates in Yampa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Yampa, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,825 $4,745 $4,511
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $4,162 $3,293 $2,869
Progressive $4,531 $3,875 $3,567
State Farm $4,545 $2,915 $2,347
USAA $4,763 $2,704 $2,163

Cheapest Yampa, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Yampa, CO to rates for a clean record with top companies.

Annual Yampa, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,247 $5,450 $5,374 $5,037
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,464 $4,808 $3,655 $4,037
State Farm $3,012 $3,526 $3,269 $3,269
USAA $2,347 $2,853 $4,994 $2,646

Cheapest Yampa, CO Car Insurance for Teen Drivers

Teen car insurance in Yampa, CO can be expensive. Take a look at rates from the top car insurance companies in Yampa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Yampa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $11,018 $11,133
GEICO $6,178 $6,577
Liberty Mutual $5,421 $5,933
Nationwide $5,796 $7,423
Progressive $8,315 $9,317
State Farm $5,879 $7,425
USAA $5,334 $6,117

Cheapest Yampa, CO Car Insurance for Seniors

Take a look at Yampa, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Yampa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,682 $2,874
GEICO $2,090 $2,332
Liberty Mutual $1,607 $1,763
Nationwide $2,045 $2,165
Progressive $2,093 $2,088
State Farm $1,838 $1,838
USAA $2,044 $2,059

Cheapest Yampa, CO Car Insurance Rates After a DUI

A DUI in Yampa, CO increases car insurance rates. Compare Yampa, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Yampa, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,374
GEICO $3,949
Liberty Mutual $3,008
Nationwide $4,592
Progressive $3,655
State Farm $3,269
USAA $4,994

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Cheapest Yampa, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Yampa, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Yampa, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $5,027 $5,027
GEICO $3,075 $3,212
Liberty Mutual $2,810 $2,810
Nationwide $3,441 $3,441
Progressive $3,991 $3,991
State Farm $3,192 $3,346
USAA $3,119 $3,301

The Best Cheap Car Insurance Companies in Yampa, CO

Take a look at a side-by-side comparison of the top car insurance companies in Yampa, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Yampa, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $5,027
GEICO $3,143
Liberty Mutual $2,810
Nationwide $3,441
Progressive $3,991
State Farm $3,269
USAA $3,210

Category Winners: Cheapest Car Insurance in Yampa, Colorado

Find the cheapest car insurance companies in Yampa, CO for each category right here.

Best Annual Car Insurance Rates by Company in Yampa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Yampa, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Yampa car insurance rates. Find the cheapest Yampa, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Yampa, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,498 $4,969 $5,614
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,492 $3,440 $3,392
Progressive $3,751 $4,002 $4,221
State Farm $3,098 $3,269 $3,440
USAA $3,081 $3,209 $3,339

What affects car insurance rates in Yampa, Colorado?

What factors can have an impact on Yampa, CO car insurance? There are several reasons why Yampa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yampa, Colorado.

Commute Time in Yampa

The more time you spend in your car the higher the risk of an accident. The average commute length in Yampa, CO is 35.8 minutes according to City-Data.

Compare Car Insurance Quotes in Yampa, CO

Ready to find affordable Yampa, Colorado car insurance today? Enter your ZIP code for fast, free Yampa, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State