Compare Yoakum, TX Car Insurance Rates (2021)

Car insurance in Yoakum, TX averages $312 a month. Yoakum, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Yoakum car insurance rates, compare quotes from the top car insurance companies in Yoakum, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Yoakum, TX are $3,746/year
  • The cheapest car insurance company in Yoakum for teen drivers is USAA
  • The cheapest car insurance company in Yoakum is USAA

If you need to buy Yoakum, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Yoakum, TX is right here.

You’ll find Yoakum car insurance rates, the cheapest Yoakum, TX car insurance companies, and information on Texas car insurance laws. You can also compare Yoakum, Texas car insurance rates to Fort Worth car insurance rates, Dallas car insurance rates, and Houston car insurance rates.

Ready to find affordable Yoakum, TX car insurance today? Enter your ZIP code for fast, free Yoakum car insurance quotes.

Cheapest Yoakum, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Yoakum, TX car insurance rates? Every Yoakum, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yoakum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,363 $3,390 $3,323 $3,323 $8,891 $10,724 $4,155 $4,321
American Family $2,980 $3,320 $2,763 $3,169 $7,842 $10,268 $4,276 $4,873
GEICO $2,200 $2,373 $2,125 $2,415 $4,773 $4,926 $2,376 $2,358
Nationwide $2,264 $2,310 $2,000 $2,124 $6,246 $8,054 $2,642 $2,865
Progressive $2,483 $2,351 $2,214 $2,255 $10,572 $11,780 $2,940 $2,976
State Farm $1,833 $1,833 $1,623 $1,623 $4,250 $5,393 $1,983 $2,048
USAA $1,487 $1,498 $1,420 $1,412 $4,154 $4,529 $1,982 $2,130

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Minimum Car Insurance in Yoakum, TX

Every driver must carry the minimum car insurance in Yoakum, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Yoakum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Yoakum, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Yoakum, TX. Compare credit history car insurance rates in Yoakum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Yoakum, Texas

Insurance Company Poor Fair Good
Allstate $6,607 $4,825 $4,127
American Family $6,789 $4,290 $3,731
GEICO $4,531 $2,575 $1,725
Nationwide $4,282 $3,426 $2,982
Progressive $5,275 $4,572 $4,242
State Farm $3,646 $2,268 $1,806
USAA $3,416 $1,974 $1,589

Cheapest Yoakum, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Yoakum, TX to rates for a clean record with top companies.

Annual Yoakum, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,019 $6,228 $6,480 $4,019
American Family $4,491 $5,743 $5,022 $4,491
GEICO $2,500 $3,292 $2,761 $3,220
Nationwide $3,087 $3,087 $4,588 $3,491
Progressive $4,093 $5,308 $4,777 $4,607
State Farm $2,301 $2,620 $3,070 $2,301
USAA $1,737 $2,559 $3,017 $1,993

Cheapest Yoakum, TX Car Insurance for Teen Drivers

Teen car insurance in Yoakum, TX can be expensive. Take a look at rates from the top car insurance companies in Yoakum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Yoakum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,891 $10,724
American Family $7,842 $10,268
GEICO $4,773 $4,926
Nationwide $6,246 $8,054
Progressive $10,572 $11,780
State Farm $4,250 $5,393
USAA $4,154 $4,529

Cheapest Yoakum, TX Car Insurance for Seniors

Take a look at Yoakum, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Yoakum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,323 $3,323
American Family $2,763 $3,169
GEICO $2,125 $2,415
Nationwide $2,000 $2,124
Progressive $2,214 $2,255
State Farm $1,623 $1,623
USAA $1,420 $1,412

Cheapest Yoakum, TX Car Insurance Rates After a DUI

A DUI in Yoakum, TX increases car insurance rates. Compare Yoakum, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Yoakum, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,480
American Family $5,022
GEICO $2,761
Nationwide $4,588
Progressive $4,777
State Farm $3,070
USAA $3,017

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Cheapest Yoakum, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Yoakum, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Yoakum, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,311
American Family $4,937 $4,937
GEICO $2,888 $2,999
Nationwide $3,563 $3,563
Progressive $4,696 $4,696
State Farm $2,573 $2,573
USAA $2,297 $2,356

The Best Cheap Car Insurance Companies in Yoakum, TX

Take a look at a side-by-side comparison of the top car insurance companies in Yoakum, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Yoakum, Texas

Insurance Company Average Annual Rates
Allstate $5,186
American Family $4,937
GEICO $2,943
Nationwide $3,563
Progressive $4,696
State Farm $2,573
USAA $2,326

Category Winners: Cheapest Car Insurance in Yoakum, Texas

Find the cheapest car insurance companies in Yoakum, TX for each category right here.

Best Annual Car Insurance Rates by Company in Yoakum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Yoakum, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Yoakum car insurance rates. Find the cheapest Yoakum, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Yoakum, Texas

Insurance Company Low Medium High
Allstate $5,051 $5,136 $5,372
American Family $4,601 $4,750 $5,460
GEICO $2,776 $2,903 $3,151
Nationwide $3,847 $3,409 $3,434
Progressive $4,475 $4,674 $4,940
State Farm $2,450 $2,565 $2,705
USAA $2,249 $2,317 $2,414

What affects car insurance rates in Yoakum, Texas?

What factors can have an impact on Yoakum, TX car insurance? There are several reasons why Yoakum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yoakum, Texas.

Car Theft in Yoakum

High levels of vehicle theft can make car insurance more expensive. Yoakum, TX car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Yoakum

The more time you spend in your car the higher the risk of an accident. The average commute length in Yoakum, TX is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Yoakum, TX

Ready to find affordable Yoakum, Texas car insurance today? Enter your ZIP code for fast, free Yoakum, TX car insurance quotes.

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