Compare Youngstown, PA Car Insurance Rates (2021)

Car insurance in Youngstown, PA averages $322 a month. Youngstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Youngstown car insurance rates, compare quotes from the top car insurance companies in Youngstown, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Youngstown, PA are $3,865/year
  • The cheapest car insurance company in Youngstown for teen drivers is USAA
  • Average car insurance rates in Youngstown, PA after a DUI are $4,219/year

If you need to buy Youngstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Youngstown, PA is right here.

You’ll find Youngstown car insurance rates, the cheapest Youngstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Youngstown, Pennsylvania car insurance rates to Scranton car insurance rates, Bethlehem car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Youngstown, PA car insurance today? Enter your ZIP code for fast, free Youngstown car insurance quotes.

Cheapest Youngstown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Youngstown, PA car insurance rates? Every Youngstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Youngstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,469 $2,469 $2,281 $2,281 $8,454 $8,454 $2,715 $2,715
GEICO $1,848 $1,600 $1,742 $1,510 $4,675 $4,056 $1,857 $1,608
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,822 $1,822 $1,724 $1,724 $5,126 $5,126 $2,043 $2,043
Progressive $2,660 $2,660 $2,374 $2,374 $8,666 $8,666 $3,411 $3,411
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,601 $1,601 $1,725 $1,725 $23,557 $23,557 $1,927 $1,927
USAA $1,137 $1,137 $1,026 $1,026 $3,425 $3,425 $1,512 $1,512

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Minimum Car Insurance in Youngstown, PA

Every driver must carry the minimum car insurance in Youngstown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Youngstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Youngstown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Youngstown, PA. Compare credit history car insurance rates in Youngstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Youngstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,080 $3,798 $3,061
GEICO $3,541 $1,999 $1,546
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,144 $2,584 $2,308
Progressive $5,663 $3,977 $3,195
State Farm $3,624 $2,245 $1,772
Travelers $7,837 $7,082 $6,689
USAA $2,217 $1,648 $1,461

Cheapest Youngstown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Youngstown, PA to rates for a clean record with top companies.

Annual Youngstown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,806 $4,500 $3,806 $3,806
GEICO $1,735 $3,006 $2,313 $2,394
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,930 $2,585 $3,610 $2,590
Progressive $3,876 $5,371 $3,986 $3,880
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,115 $7,267 $9,161 $7,267
USAA $1,429 $1,972 $2,104 $1,597

Cheapest Youngstown, PA Car Insurance for Teen Drivers

Teen car insurance in Youngstown, PA can be expensive. Take a look at rates from the top car insurance companies in Youngstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Youngstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,454 $8,454
GEICO $4,675 $4,056
Liberty Mutual $11,660 $11,660
Nationwide $5,126 $5,126
Progressive $8,666 $8,666
State Farm $5,441 $5,441
Travelers $23,557 $23,557
USAA $3,425 $3,425

Cheapest Youngstown, PA Car Insurance for Seniors

Take a look at Youngstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Youngstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,281 $2,281
GEICO $1,742 $1,510
Liberty Mutual $3,660 $3,660
Nationwide $1,724 $1,724
Progressive $2,374 $2,374
State Farm $1,405 $1,405
Travelers $1,725 $1,725
USAA $1,026 $1,026

Cheapest Youngstown, PA Car Insurance Rates After a DUI

A DUI in Youngstown, PA increases car insurance rates. Compare Youngstown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Youngstown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,806
GEICO $2,313
Liberty Mutual $6,226
Nationwide $3,610
Progressive $3,986
State Farm $2,547
Travelers $9,161
USAA $2,104

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Cheapest Youngstown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Youngstown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Youngstown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,898 $4,061
GEICO $2,326 $2,398
Liberty Mutual $5,940 $6,253
Nationwide $2,679 $2,679
Progressive $4,278 $4,278
State Farm $2,466 $2,629
Travelers $7,203 $7,203
USAA $1,725 $1,826

The Best Cheap Car Insurance Companies in Youngstown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Youngstown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Youngstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,980
GEICO $2,362
Liberty Mutual $6,097
Nationwide $2,679
Progressive $4,278
State Farm $2,547
Travelers $7,203
USAA $1,775

Category Winners: Cheapest Car Insurance in Youngstown, Pennsylvania

Find the cheapest car insurance companies in Youngstown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Youngstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Youngstown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Youngstown car insurance rates. Find the cheapest Youngstown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Youngstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,789 $4,007 $4,143
GEICO $2,170 $2,382 $2,534
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,707 $2,712 $2,617
Progressive $3,937 $4,312 $4,585
State Farm $2,378 $2,582 $2,682
Travelers $7,238 $7,212 $7,157
USAA $1,656 $1,791 $1,878

What affects car insurance rates in Youngstown, Pennsylvania?

What factors can have an impact on Youngstown, PA car insurance? There are several reasons why Youngstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Youngstown, Pennsylvania.

Commute Time in Youngstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Youngstown, PA is 21.0 minutes according to City-Data.

Traffic in Youngstown

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Youngstown, PA traffic data from INRIX ranks Youngstown as the 984th-most congested in the world.

Compare Car Insurance Quotes in Youngstown, PA

Ready to find affordable Youngstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Youngstown, PA car insurance quotes.

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