Compare Youngsville, NY Car Insurance Rates (2021)

Car insurance in Youngsville, NY averages $402 a month. Youngsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Youngsville car insurance rates, compare quotes from the top car insurance companies in Youngsville, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Youngsville, NY after a DUI are $6,464/year
  • Average car insurance rates in Youngsville, NY are $4,822/year
  • The cheapest car insurance company in Youngsville is GEICO

If you need to buy Youngsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Youngsville, NY is right here.

You’ll find Youngsville car insurance rates, the cheapest Youngsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Youngsville, New York car insurance rates to Schenectady car insurance rates, Buffalo car insurance rates, and Rochester car insurance rates.

Ready to find affordable Youngsville, NY car insurance today? Enter your ZIP code for fast, free Youngsville car insurance quotes.

Cheapest Youngsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Youngsville, NY car insurance rates? Every Youngsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Youngsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $2,106 $2,025 $2,043 $2,013 $4,435 $6,481 $1,900 $1,944
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,428 $3,428 $2,981 $2,981 $9,889 $12,729 $3,761 $3,954
Travelers $3,173 $3,213 $2,874 $3,091 $7,250 $8,605 $3,363 $3,514
USAA $2,065 $2,031 $1,870 $1,876 $8,345 $9,930 $2,652 $2,937

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Youngsville, NY

Every driver must carry the minimum car insurance in Youngsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Youngsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Youngsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Youngsville, NY. Compare credit history car insurance rates in Youngsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Youngsville, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $3,594 $2,641 $2,370
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,618 $4,775 $3,789
Travelers $6,074 $3,795 $3,288
USAA $6,114 $3,070 $2,706

Cheapest Youngsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Youngsville, NY to rates for a clean record with top companies.

Annual Youngsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $2,248 $2,450 $4,527 $2,248
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $5,144 $5,144 $5,644 $5,644
Travelers $3,770 $4,673 $4,740 $4,360
USAA $3,535 $3,593 $5,132 $3,593

Cheapest Youngsville, NY Car Insurance for Teen Drivers

Teen car insurance in Youngsville, NY can be expensive. Take a look at rates from the top car insurance companies in Youngsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Youngsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $4,435 $6,481
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $9,889 $12,729
Travelers $7,250 $8,605
USAA $8,345 $9,930

Cheapest Youngsville, NY Car Insurance for Seniors

Take a look at Youngsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Youngsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $2,043 $2,013
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $2,981 $2,981
Travelers $2,874 $3,091
USAA $1,870 $1,876

Cheapest Youngsville, NY Car Insurance Rates After a DUI

A DUI in Youngsville, NY increases car insurance rates. Compare Youngsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Youngsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $4,527
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,461
State Farm $5,644
Travelers $4,740
USAA $5,132

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Youngsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Youngsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Youngsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,784 $2,953
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $5,200 $5,588
Travelers $4,386 $4,386
USAA $3,923 $4,003

The Best Cheap Car Insurance Companies in Youngsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Youngsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Youngsville, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,868
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,142
State Farm $5,394
Travelers $4,386
USAA $3,963

Category Winners: Cheapest Car Insurance in Youngsville, New York

Find the cheapest car insurance companies in Youngsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Youngsville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Youngsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Youngsville car insurance rates. Find the cheapest Youngsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Youngsville, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,716 $2,853 $3,035
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $5,153 $5,420 $5,609
Travelers $4,152 $4,334 $4,671
USAA $3,832 $3,939 $4,118

Compare Car Insurance Quotes in Youngsville, NY

Ready to find affordable Youngsville, New York car insurance today? Enter your ZIP code for fast, free Youngsville, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption