Compare Youngsville, PA Car Insurance Rates (2021)

Car insurance in Youngsville, PA averages $309 a month. Youngsville, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Youngsville car insurance rates, compare quotes from the top car insurance companies in Youngsville, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Youngsville, PA after a DUI are $4,033/year
  • The cheapest car insurance company in Youngsville for teen drivers is USAA
  • Average car insurance rates in Youngsville, PA are $3,710/year

If you need to buy Youngsville, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Youngsville, PA is right here.

You’ll find Youngsville car insurance rates, the cheapest Youngsville, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Youngsville, Pennsylvania car insurance rates to Reading car insurance rates, Harrisburg car insurance rates, and Erie car insurance rates.

Ready to find affordable Youngsville, PA car insurance today? Enter your ZIP code for fast, free Youngsville car insurance quotes.

Cheapest Youngsville, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Youngsville, PA car insurance rates? Every Youngsville, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Youngsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,409 $2,409 $2,193 $2,193 $7,555 $7,555 $2,679 $2,679
GEICO $1,980 $1,713 $1,828 $1,583 $4,832 $4,189 $2,018 $1,747
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,787 $1,787 $1,685 $1,685 $4,947 $4,947 $1,997 $1,997
Progressive $2,491 $2,491 $2,220 $2,220 $7,784 $7,784 $3,197 $3,197
State Farm $1,632 $1,632 $1,428 $1,428 $5,667 $5,667 $1,791 $1,791
Travelers $1,443 $1,443 $1,534 $1,534 $20,240 $20,240 $1,754 $1,754
USAA $1,104 $1,104 $994 $994 $3,234 $3,234 $1,472 $1,472

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Minimum Car Insurance in Youngsville, PA

Every driver must carry the minimum car insurance in Youngsville, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Youngsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Youngsville, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Youngsville, PA. Compare credit history car insurance rates in Youngsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Youngsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,751 $3,528 $2,848
GEICO $3,730 $2,103 $1,626
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,061 $2,508 $2,244
Progressive $5,210 $3,641 $2,919
State Farm $3,744 $2,316 $1,827
Travelers $6,803 $6,134 $5,791
USAA $2,130 $1,577 $1,395

Cheapest Youngsville, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Youngsville, PA to rates for a clean record with top companies.

Annual Youngsville, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,558 $4,163 $3,558 $3,558
GEICO $1,832 $3,089 $2,472 $2,552
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,871 $2,502 $3,518 $2,525
Progressive $3,570 $4,874 $3,668 $3,581
State Farm $2,425 $2,834 $2,629 $2,629
Travelers $4,474 $6,305 $7,887 $6,305
USAA $1,373 $1,882 $2,014 $1,534

Cheapest Youngsville, PA Car Insurance for Teen Drivers

Teen car insurance in Youngsville, PA can be expensive. Take a look at rates from the top car insurance companies in Youngsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Youngsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $7,555
GEICO $4,832 $4,189
Liberty Mutual $12,275 $12,275
Nationwide $4,947 $4,947
Progressive $7,784 $7,784
State Farm $5,667 $5,667
Travelers $20,240 $20,240
USAA $3,234 $3,234

Cheapest Youngsville, PA Car Insurance for Seniors

Take a look at Youngsville, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Youngsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,193
GEICO $1,828 $1,583
Liberty Mutual $3,801 $3,801
Nationwide $1,685 $1,685
Progressive $2,220 $2,220
State Farm $1,428 $1,428
Travelers $1,534 $1,534
USAA $994 $994

Cheapest Youngsville, PA Car Insurance Rates After a DUI

A DUI in Youngsville, PA increases car insurance rates. Compare Youngsville, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Youngsville, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,558
GEICO $2,472
Liberty Mutual $6,517
Nationwide $3,518
Progressive $3,668
State Farm $2,629
Travelers $7,887
USAA $2,014

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Cheapest Youngsville, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Youngsville, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Youngsville, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,640 $3,777
GEICO $2,441 $2,531
Liberty Mutual $6,217 $6,547
Nationwide $2,604 $2,604
Progressive $3,923 $3,923
State Farm $2,552 $2,706
Travelers $6,243 $6,243
USAA $1,652 $1,749

The Best Cheap Car Insurance Companies in Youngsville, PA

Take a look at a side-by-side comparison of the top car insurance companies in Youngsville, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Youngsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,486
Liberty Mutual $6,382
Nationwide $2,604
Progressive $3,923
State Farm $2,629
Travelers $6,243
USAA $1,701

Category Winners: Cheapest Car Insurance in Youngsville, Pennsylvania

Find the cheapest car insurance companies in Youngsville, PA for each category right here.

Best Annual Car Insurance Rates by Company in Youngsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Youngsville, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Youngsville car insurance rates. Find the cheapest Youngsville, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Youngsville, Pennsylvania

Insurance Company Low Medium High
Allstate $3,578 $3,726 $3,823
GEICO $2,297 $2,505 $2,657
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,639 $2,633 $2,541
Progressive $3,633 $3,952 $4,185
State Farm $2,493 $2,657 $2,738
Travelers $6,388 $6,230 $6,110
USAA $1,592 $1,714 $1,796

What affects car insurance rates in Youngsville, Pennsylvania?

What factors can have an impact on Youngsville, PA car insurance? There are several reasons why Youngsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Youngsville, Pennsylvania.

Commute Time in Youngsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Youngsville, PA is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Youngsville, PA

Ready to find affordable Youngsville, Pennsylvania car insurance today? Enter your ZIP code for fast, free Youngsville, PA car insurance quotes.

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