Compare Zeigler, IL Car Insurance Rates (2021)

Car insurance in Zeigler, IL averages $282 a month. Zeigler, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Zeigler car insurance rates, compare quotes from the top car insurance companies in Zeigler, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Zeigler for teen drivers is State Farm
  • The cheapest car insurance company in Zeigler is Liberty Mutual
  • Average car insurance rates in Zeigler, IL are $3,383/year

If you need to buy Zeigler, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Zeigler, IL is right here.

You’ll find Zeigler car insurance rates, the cheapest Zeigler, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Zeigler, Illinois car insurance rates to Cicero car insurance rates, Elgin car insurance rates, and Naperville car insurance rates.

Ready to find affordable Zeigler, IL car insurance today? Enter your ZIP code for fast, free Zeigler car insurance quotes.

Cheapest Zeigler, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Zeigler, IL car insurance rates? Every Zeigler, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Zeigler, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,446 $2,457 $2,166 $2,288 $10,547 $11,046 $2,783 $2,911
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,400 $1,514 $1,162 $1,304 $4,556 $5,080 $1,463 $1,545
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,129 $2,021 $1,755 $1,840 $7,345 $8,263 $2,523 $2,705
State Farm $1,470 $1,470 $1,312 $1,312 $4,089 $5,218 $1,658 $1,880
Travelers $1,551 $1,639 $1,395 $1,490 $4,269 $5,315 $1,649 $1,739
USAA $1,613 $1,636 $1,503 $1,476 $5,271 $5,796 $2,122 $2,324

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Minimum Car Insurance in Zeigler, IL

Every driver must carry the minimum car insurance in Zeigler, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Zeigler, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Zeigler, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Zeigler, IL. Compare credit history car insurance rates in Zeigler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Zeigler, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $4,882 $3,316 $2,802
Farmers $5,200 $4,376 $4,166
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,188 $1,987 $1,584
Nationwide $5,102 $4,097 $3,581
Progressive $4,086 $3,453 $3,178
State Farm $3,340 $2,005 $1,558
Travelers $2,919 $2,326 $1,899
USAA $3,611 $2,488 $2,054

Cheapest Zeigler, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Zeigler, IL to rates for a clean record with top companies.

Annual Zeigler, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,877 $4,986 $4,862 $4,596
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,882 $2,659 $2,340 $2,130
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,950 $4,340 $3,271 $3,729
State Farm $2,110 $2,492 $2,301 $2,301
Travelers $1,899 $2,477 $2,768 $2,380
USAA $1,933 $2,789 $3,816 $2,334

Cheapest Zeigler, IL Car Insurance for Teen Drivers

Teen car insurance in Zeigler, IL can be expensive. Take a look at rates from the top car insurance companies in Zeigler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Zeigler, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,420 $8,919
Farmers $10,547 $11,046
GEICO $5,690 $6,014
Liberty Mutual $4,556 $5,080
Nationwide $7,506 $9,697
Progressive $7,345 $8,263
State Farm $4,089 $5,218
Travelers $4,269 $5,315
USAA $5,271 $5,796

Cheapest Zeigler, IL Car Insurance for Seniors

Take a look at Zeigler, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Zeigler, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,092 $2,092
Farmers $2,166 $2,288
GEICO $1,757 $2,095
Liberty Mutual $1,162 $1,304
Nationwide $2,373 $2,527
Progressive $1,755 $1,840
State Farm $1,312 $1,312
Travelers $1,395 $1,490
USAA $1,503 $1,476

Cheapest Zeigler, IL Car Insurance Rates After a DUI

A DUI in Zeigler, IL increases car insurance rates. Compare Zeigler, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Zeigler, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
American Family $5,085
Farmers $4,862
GEICO $4,060
Liberty Mutual $2,340
Nationwide $5,260
Progressive $3,271
State Farm $2,301
Travelers $2,768
USAA $3,816

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Cheapest Zeigler, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Zeigler, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Zeigler, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,619 $3,714
Farmers $4,580 $4,580
GEICO $2,920 $3,043
Liberty Mutual $2,253 $2,253
Nationwide $4,260 $4,260
Progressive $3,573 $3,573
State Farm $2,241 $2,362
Travelers $2,288 $2,474
USAA $2,642 $2,794

The Best Cheap Car Insurance Companies in Zeigler, IL

Take a look at a side-by-side comparison of the top car insurance companies in Zeigler, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Zeigler, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,667
Farmers $4,580
GEICO $2,982
Liberty Mutual $2,253
Nationwide $4,260
Progressive $3,573
State Farm $2,301
Travelers $2,381
USAA $2,718

Category Winners: Cheapest Car Insurance in Zeigler, Illinois

Find the cheapest car insurance companies in Zeigler, IL for each category right here.

Best Annual Car Insurance Rates by Company in Zeigler, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Zeigler, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Zeigler car insurance rates. Find the cheapest Zeigler, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Zeigler, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,539 $3,801 $3,661
Farmers $4,341 $4,459 $4,941
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,113 $2,248 $2,398
Nationwide $4,242 $4,299 $4,240
Progressive $3,200 $3,556 $3,962
State Farm $2,155 $2,303 $2,446
Travelers $2,236 $2,378 $2,529
USAA $2,525 $2,715 $2,913

What affects car insurance rates in Zeigler, Illinois?

What factors can have an impact on Zeigler, IL car insurance? There are several reasons why Zeigler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Zeigler, Illinois.

Commute Time in Zeigler

The more time you spend in your car the higher the risk of an accident. The average commute length in Zeigler, IL is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Zeigler, IL

Ready to find affordable Zeigler, Illinois car insurance today? Enter your ZIP code for fast, free Zeigler, IL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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