Compare Zephyr, TX Car Insurance Rates (2021)

Car insurance in Zephyr, TX averages $303 a month. Zephyr, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Zephyr car insurance rates, compare quotes from the top car insurance companies in Zephyr, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Zephyr for teen drivers is USAA
  • The cheapest car insurance company in Zephyr is USAA
  • Average car insurance rates in Zephyr, TX after a DUI are $4,141/year

If you need to buy Zephyr, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Zephyr, TX is right here.

You’ll find Zephyr car insurance rates, the cheapest Zephyr, TX car insurance companies, and information on Texas car insurance laws. You can also compare Zephyr, Texas car insurance rates to San Antonio car insurance rates, Houston car insurance rates, and Plano car insurance rates.

Ready to find affordable Zephyr, TX car insurance today? Enter your ZIP code for fast, free Zephyr car insurance quotes.

Cheapest Zephyr, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Zephyr, TX car insurance rates? Every Zephyr, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Zephyr, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $2,796 $3,067 $2,466 $2,786 $6,403 $8,484 $3,825 $4,354
GEICO $2,128 $2,271 $2,014 $2,242 $4,499 $4,703 $2,298 $2,316
Nationwide $2,331 $2,385 $2,050 $2,187 $6,450 $8,358 $2,720 $2,959
Progressive $2,283 $2,182 $2,034 $2,071 $9,585 $10,712 $2,720 $2,781
State Farm $1,896 $1,896 $1,682 $1,682 $4,463 $5,676 $2,056 $2,124
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

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Minimum Car Insurance in Zephyr, TX

Every driver must carry the minimum car insurance in Zephyr, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Zephyr, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Zephyr, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Zephyr, TX. Compare credit history car insurance rates in Zephyr from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Zephyr, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $6,026 $3,630 $3,162
GEICO $4,318 $2,458 $1,650
Nationwide $4,426 $3,535 $3,080
Progressive $4,832 $4,180 $3,876
State Farm $3,803 $2,366 $1,884
USAA $3,258 $1,865 $1,496

Cheapest Zephyr, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Zephyr, TX to rates for a clean record with top companies.

Annual Zephyr, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $3,918 $4,925 $4,328 $3,918
GEICO $2,389 $3,113 $2,656 $3,078
Nationwide $3,178 $3,178 $4,762 $3,604
Progressive $3,749 $4,840 $4,375 $4,221
State Farm $2,394 $2,734 $3,214 $2,394
USAA $1,655 $2,422 $2,849 $1,899

Cheapest Zephyr, TX Car Insurance for Teen Drivers

Teen car insurance in Zephyr, TX can be expensive. Take a look at rates from the top car insurance companies in Zephyr for teenagers.

Annual Car Insurance Rates for Teen Drivers in Zephyr, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $6,403 $8,484
GEICO $4,499 $4,703
Nationwide $6,450 $8,358
Progressive $9,585 $10,712
State Farm $4,463 $5,676
USAA $3,881 $4,251

Cheapest Zephyr, TX Car Insurance for Seniors

Take a look at Zephyr, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Zephyr, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,466 $2,786
GEICO $2,014 $2,242
Nationwide $2,050 $2,187
Progressive $2,034 $2,071
State Farm $1,682 $1,682
USAA $1,355 $1,354

Cheapest Zephyr, TX Car Insurance Rates After a DUI

A DUI in Zephyr, TX increases car insurance rates. Compare Zephyr, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Zephyr, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,805
American Family $4,328
GEICO $2,656
Nationwide $4,762
Progressive $4,375
State Farm $3,214
USAA $2,849

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Cheapest Zephyr, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Zephyr, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Zephyr, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $5,649
American Family $4,273 $4,273
GEICO $2,754 $2,864
Nationwide $3,680 $3,680
Progressive $4,296 $4,296
State Farm $2,684 $2,684
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Zephyr, TX

Take a look at a side-by-side comparison of the top car insurance companies in Zephyr, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Zephyr, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $4,273
GEICO $2,809
Nationwide $3,680
Progressive $4,296
State Farm $2,684
USAA $2,206

Category Winners: Cheapest Car Insurance in Zephyr, Texas

Find the cheapest car insurance companies in Zephyr, TX for each category right here.

Best Annual Car Insurance Rates by Company in Zephyr, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Zephyr, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Zephyr car insurance rates. Find the cheapest Zephyr, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Zephyr, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $4,069 $4,169 $4,580
GEICO $2,685 $2,780 $2,963
Nationwide $4,011 $3,518 $3,511
Progressive $4,130 $4,280 $4,478
State Farm $2,559 $2,678 $2,815
USAA $2,141 $2,199 $2,279

Compare Car Insurance Quotes in Zephyr, TX

Ready to find affordable Zephyr, Texas car insurance today? Enter your ZIP code for fast, free Zephyr, TX car insurance quotes.

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