Compare Zionsville, IN Car Insurance Rates (2021)

Car insurance in Zionsville, IN averages $263 a month. Zionsville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Zionsville car insurance rates, compare quotes from the top car insurance companies in Zionsville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Zionsville for teen drivers is USAA
  • Average car insurance rates in Zionsville, IN after a DUI are $3,732/year
  • The cheapest car insurance company in Zionsville is USAA

If you need to buy Zionsville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Zionsville, IN is right here.

You’ll find Zionsville car insurance rates, the cheapest Zionsville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Zionsville, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Zionsville, IN car insurance today? Enter your ZIP code for fast, free Zionsville car insurance quotes.

Cheapest Zionsville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Zionsville, IN car insurance rates? Every Zionsville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Zionsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,431 $2,483 $2,142 $2,341 $7,653 $9,660 $2,450 $2,668
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,520 $1,502 $1,295 $1,456 $8,269 $8,830 $2,017 $2,183
GEICO $1,510 $1,505 $1,423 $1,478 $4,505 $4,175 $1,734 $1,518
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,609 $1,642 $1,415 $1,505 $4,748 $6,137 $1,895 $2,066
Progressive $1,654 $1,556 $1,503 $1,512 $9,954 $11,170 $2,076 $2,111
State Farm $1,360 $1,360 $1,221 $1,221 $4,253 $5,438 $1,510 $1,681
Travelers $1,141 $1,159 $1,076 $1,073 $7,184 $11,342 $1,212 $1,389
USAA $1,045 $1,026 $979 $980 $2,978 $3,311 $1,410 $1,500

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Minimum Car Insurance in Zionsville, IN

Every driver must carry the minimum car insurance in Zionsville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Zionsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Zionsville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Zionsville, IN. Compare credit history car insurance rates in Zionsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Zionsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,921 $3,676 $3,338
American Family $4,861 $3,145 $2,631
Farmers $3,942 $3,224 $2,987
GEICO $2,684 $2,231 $1,778
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,991 $2,525 $2,365
Progressive $4,333 $3,853 $3,639
State Farm $3,286 $1,960 $1,520
Travelers $3,556 $3,018 $3,017
USAA $2,222 $1,474 $1,265

Cheapest Zionsville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Zionsville, IN to rates for a clean record with top companies.

Annual Zionsville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,162 $4,666 $4,311 $3,776
American Family $2,442 $3,897 $4,932 $2,911
Farmers $3,022 $3,538 $3,638 $3,337
GEICO $1,452 $2,308 $3,154 $2,011
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,265 $2,908 $2,790 $2,545
Progressive $2,952 $5,194 $3,523 $4,099
State Farm $2,200 $2,422 $2,200 $2,200
Travelers $2,718 $3,356 $3,801 $2,913
USAA $1,245 $1,780 $2,044 $1,546

Cheapest Zionsville, IN Car Insurance for Teen Drivers

Teen car insurance in Zionsville, IN can be expensive. Take a look at rates from the top car insurance companies in Zionsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Zionsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,653 $9,660
American Family $6,210 $8,933
Farmers $8,269 $8,830
GEICO $4,505 $4,175
Liberty Mutual $7,045 $10,603
Nationwide $4,748 $6,137
Progressive $9,954 $11,170
State Farm $4,253 $5,438
Travelers $7,184 $11,342
USAA $2,978 $3,311

Cheapest Zionsville, IN Car Insurance for Seniors

Take a look at Zionsville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Zionsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,142 $2,341
American Family $1,980 $1,980
Farmers $1,295 $1,456
GEICO $1,423 $1,478
Liberty Mutual $2,998 $2,998
Nationwide $1,415 $1,505
Progressive $1,503 $1,512
State Farm $1,221 $1,221
Travelers $1,076 $1,073
USAA $979 $980

Cheapest Zionsville, IN Car Insurance Rates After a DUI

A DUI in Zionsville, IN increases car insurance rates. Compare Zionsville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Zionsville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,311
American Family $4,932
Farmers $3,638
GEICO $3,154
Liberty Mutual $6,929
Nationwide $2,790
Progressive $3,523
State Farm $2,200
Travelers $3,801
USAA $2,044

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Cheapest Zionsville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Zionsville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Zionsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,979 $3,979
American Family $3,502 $3,589
Farmers $3,384 $3,384
GEICO $2,195 $2,267
Liberty Mutual $4,607 $4,855
Nationwide $2,627 $2,627
Progressive $3,942 $3,942
State Farm $2,192 $2,319
Travelers $3,197 $3,197
USAA $1,632 $1,675

The Best Cheap Car Insurance Companies in Zionsville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Zionsville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Zionsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,979
American Family $3,546
Farmers $3,384
GEICO $2,231
Liberty Mutual $4,731
Nationwide $2,627
Progressive $3,942
State Farm $2,256
Travelers $3,197
USAA $1,654

Category Winners: Cheapest Car Insurance in Zionsville, Indiana

Find the cheapest car insurance companies in Zionsville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Zionsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Zionsville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Zionsville car insurance rates. Find the cheapest Zionsville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Zionsville, Indiana

Insurance Company Low Medium High
Allstate $3,790 $3,963 $4,183
American Family $3,492 $3,662 $3,483
Farmers $3,279 $3,380 $3,494
GEICO $2,096 $2,225 $2,373
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,664 $2,607 $2,610
Progressive $3,737 $3,884 $4,204
State Farm $2,139 $2,255 $2,373
Travelers $3,137 $3,226 $3,228
USAA $1,592 $1,649 $1,719

What affects car insurance rates in Zionsville, Indiana?

What factors can have an impact on Zionsville, IN car insurance? There are several reasons why Zionsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Zionsville, Indiana.

Car Theft in Zionsville

High levels of vehicle theft can make car insurance more expensive. Zionsville, IN car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Zionsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Zionsville, IN is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Zionsville, IN

Ready to find affordable Zionsville, Indiana car insurance today? Enter your ZIP code for fast, free Zionsville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State