Car Insurance in Coventry, Rhode Island

The average rates for car insurance in Coventry, RI, are $403.64/mo. The minimum liability coverage requirements in Rhode Island are 25/50/25.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • There are many options for car insurance in Coventry, Rhode Island
  • If you are under 25, expect to pay more for your insurance premium than the average Coventry citizen
  • People 50 years of age and older generally save on their coverage as they are considered safe, experienced drivers
  • The average car insurance rates in Coventry, RI, are $403.64/mo.
  • The minimum liability coverage requirements in RI are 25/50/25.

Coventry car insurance, you may settle for only local companies in the Rhode Island area. But why limit yourself?

Enter your zip code above for FREE car insurance rates from top companies in your area today!

What you are really after is the best coverage for the best price. The following information will break down how to get the best price from large and small car insurance companies in your area.

Coventry Car Insurance and Growing Up

If you just earned your license and are itching to get behind the wheel for practice, hearing you have to pay more for insurance than older drivers can be a real downer.

Unfortunately, those under 25 and young male drivers pay the price for inexperience. What little money you earn will have to go toward your premiums. It is all a part of growing up.

However, that doesn’t mean you can’t be smart about it and save yourself a little cash!

To save money, start practical and spend much less money on your first car. Insurance is based on statistics.

Statistically speaking, young, inexperienced drivers get into more accidents than older drivers. Throw in a sports car and you already have the insurance companies sweating.

Unfortunately, that means you’ll be paying for their lack of confidence.

Once you have your sensible car, you can also ask the insurance company about discounts for which you may be eligible.

Some providers in the area offer what is called a Good Student Discount, which means if you keep up that GPA, you could be paying less for your insurance!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Coventry Car Insurance for Younger People

Once you pass 25 you can breathe a sigh of relief. Your rates will start to go down as you gain more experience under your belt. That doesn’t mean rates will always be cheap wherever you look. You may have to shop around.

This is certainly an exciting time of life: finishing college, starting your new career, maybe thinking about marriage and kids too!

With all of those things come big expenses, so finding ways to save may become a very important part of your life.

Keeping a clean driving record, as well as keeping a good credit score, can help reduce the price of your premiums. You could also opt for a hybrid car, which can definitely lower rates, especially if you have low mileage per year.

Safety features on your car — such as anti-theft devices, automatic seat belts, airbags and antilock brakes — can all help lower your costs.

If your policy is still pricey, try going to a driving safety class.

A few hours of getting some refresher pointers can lead to big savings and discounts. Since you statistically become a lower risk after defensive driving class, your insurance premium should decrease.

The Golden Years and Coventry Car Insurance

Now is the time for you to finally get your hands on that sporty number you’ve always wanted.

Your sweet vintage ride may cost you an above-average amount; however, those over 50 tend to be considered a lower risk on the road, and thus get a break in paying their rates. Try these tips to save on your car insurance:

  • Start by asking for a loyalty discount if you have been with a company for several years
  • Play up your age for all it is worth by asking your agency about a senior discount or check with groups such as AARP.

Once you find the lowest rates, you can kick back and enjoy some time with the grand kids.

You can finally relax a few moments, knowing that you found the best possible deal — far better than the average motorist will ever have!

No matter what age range you fall into, finding the best car insurance in the Coventry, Rhode Island area is all about comparison shopping. Never settle for the first quote you receive. The Internet has actually made this is a very simple process.

What would have taken you hours to do over the phone, can now be done in just minutes online by getting a quote that compares several companies and their offers at one time.

Start your search for the best car insurance rates today! Just enter your zip code below to get started!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption