Dealer Car Insurance

Car dealer insurance protects cars that are for sale from hail, vandalism, theft, and fire. The average car dealer insurance rates for liability coverage are between $37.50 and $83.33/mo.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 27, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • New and used car dealerships need insurance coverage to protect the investments they have made
  • If you are searching for coverage for your dealership, be sure to compare multiple policies from different companies to find the best deal
  • Going with a company that has excellent customer service and an easy claims payout process is a good idea
  • The average car dealership pays between $450 and $1000/yr for liability coverage


Dealer car insurance is readily available for used car dealerships and covers a number of choices and options.

Regardless of whether a used car dealership is small or large, or simply just one part of a car lot, insurance coverage is going to be essential to insure the vehicles within the lot as well as the garage linked to sales.

Compare dealer car insurance rates with just a zip code now!

To obtain the cheapest rates and best benefits, proprietors and financial administrators should find a number of companies on the internet that advertise services as well as savings on dealer car insurance.

Do Your Due Diligence

When researching the best policies for car dealerships, you can begin the process by getting insurance rates from several providers at once. There are many commercial insurance coverage firms that concentrate on used dealer car insurance products and services.

Discovering all the factors and features necessary for dealer car insurance can be discouraging.

Professionals recommend that insurance coverage searchers start with researching and locating the different agencies available that provide the necessary policy coverages.

Decide, first, exactly what dealer car insurance coverage is necessary, then you’re ready to price review companies as well as policies.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Safeguards for a Car Dealer When Buying Auto Insurance

Safeguarding a small business enterprise is critical to operating successfully.

Acquiring dealer car insurance coverage for a car lot needs to be part of the organized, month-to-month expenditures in the spending budget.

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Discovering affordable yet sufficient insurance coverage can help keep expenses low while providing security protection for your investments.

To adequately protect your business you must secure coverage against incidents like:

Dealer Car Insurance Annual Payments

Your insurance plan may include a host of concerns associated with a used car dealership lot.

You’ll find used dealer car insurance policies that provide available programs including loss from a number of different causes, adaptable payment programs, as well as facilities destruction and losses.

There are also pre-paid dealer car insurance policies that provide lower premiums for owners that pay in advance on their dealer car insurance policies.

The majority of plans are available in lump sum packages which let you enjoy simple single payment programs for the car dealer’s hassle-free operation.

How does car dealer insurance work?

A car insurance dealer needs coverage that allows for speedy replacement of damaged property with just one call so that you can focus on operations and customers.

Going with older insurance companies that have a proven track record of easy payoffs when your business is on the line will give you the peace of mind that you are looking for.

Compare the different providers and policies to see which one is a match for your business. Enter your zip code and you’ll receive dealer car insurance quotes today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State