Online FIAT 500L Insurance Rates [Cheap Coverage Guide]

If you want to buy cheap FIAT 500L insurance coverage then you should know that a policy will cost $114 per month ($1,364 per year) on average. Shop around to find cheap FIAT 500L insurance rates. On average, FIAT 500L comprehensive insurance coverage costs $332, collision coverage costs $485, and liability coverage costs $385.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,364 a year or $114 each month
  • A liability-only policy costs around $547 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,985 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • FIAT 500L insurance costs around $155 less per year than the average vehicle

FIAT 500L insurance rates are around $1,364 a year or $114 a month for full coverage. Teen drivers will pay the most with average rates around $4,985 a year or $415 a month as they’re considered to be high-risk.

Good drivers can save up to $562 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at FIAT 500L insurance rates, safety features, and more.

You can start comparing quotes for FIAT 500L car insurance rates from some of the best car insurance companies by using our free online tool now.

FIAT 500L Insurance Cost

The average auto insurance rates for a FIAT 500L cost $1,364 a year or $114 a month.

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Are FIAT 500Ls Expensive to Insure?

The chart below details how FIAT 500L insurance rates compare to other hatchbacks like the Toyota Yaris and Kia Soul.

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Toyota Yaris $256 $478 $398 $1,290
Kia Soul $308 $500 $372 $1,338
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However, there are a few things you can do to find the cheapest FIAT insurance rates online.

What Impacts the Cost of FIAT 500L Insurance?

The FIAT 500L trim and model you choose can impact the total price you will pay for FIAT 500L car insurance coverage.

Age of the Vehicle

Older FIAT 500L models generally cost less to insure. For example, car insurance for a 2018 FIAT 500L costs $1,364, while 2014 FIAT 500L insurance costs are $1,308, a difference of $56.

Model Year Comprehensive Collision Liability Total
2018 FIAT 500L $256 $478 $450 $1,364
2017 FIAT 500L $248 $466 $470 $1,364
2016 FIAT 500L $240 $446 $486 $1,352
2015 FIAT 500L $226 $430 $500 $1,336
2014 FIAT 500L $218 $400 $510 $1,308
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Driver Age

Driver age can have a significant effect on the cost of FIAT 500L car insurance. For example, 30-year-old drivers pay approximately $60 more for their FIAT 500L car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on FIAT 500L insurance rates. For example, drivers in Los Angeles may pay $1,173 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of FIAT 500L auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500L car insurance with violations on their driving record.

FIAT 500L Safety Ratings

Your FIAT 500L auto insurance rates are tied to the FIAT 500L’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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FIAT 500L Crash Test Ratings

FIAT 500L crash test ratings can impact the cost of your FIAT 500L car insurance. See FIAT 500L crash test results below:

Vehicle Tested Overall Frontal Side Rollover
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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FIAT 500L Safety Features

The numerous safety features of the FIAT 500L help contribute to lower insurance rates. The 2020 FIAT 500L has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

FIAT 500L Finance and Insurance Cost

If you are financing a FIAT 500L, you will pay more if you purchase FIAT 500L auto insurance at the dealership, so be sure to shop around and compare FIAT 500L auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on FIAT 500L Insurance

There are many ways that you can save on FIAT 500L car insurance. Below are five actions you can take to find cheap FIAT 500L auto insurance rates.

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Never Drink and Drive Your FIAT 500L
  • Start Searching for New FIAT 500L Car Insurance a Month Before Your Renewal
  • Ask About Welcome Discounts
  • Don’t Skimp On FIAT 500L Liability Coverage

Top FIAT 500L Insurance Companies

Who is the best company for FIAT 500L insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500L insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500L offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free FIAT 500L Insurance Quotes Online

Start comparing FIAT 500L auto insurance quotes for free by using our FREE online comparison tool.

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