Free Car Insurance

Free car insurance is sometimes provided by manufacturers for a period of time for first-time car buyers, or for buyers that qualify for special incentive deals. These are rare, if you don't qualify you have to pay for your own coverage. Free car insurance quotes are always available here, enter your ZIP code below for free car insurance quote comparisons.

Free Car Insurance Comparison

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 29, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Sometimes, car manufacturers will provide car insurance for a set period of time for first-time car buyers
  • If you don’t qualify for this free car insurance, or it’s not available in your area, you will have to find your own coverage
  • You can compare car insurance rates online and find good coverage at a low price
  • You should strive to have a full coverage policy, even if it requires a larger down payment
  • Driving without car insurance is illegal, so make sure that you always carry at least your state’s minimum liability requirements 

Can you really find free car insurance?

Luckily, some car manufacturers provide free car insurance!

This is mostly offered to first-time car buyers or car buyers that qualify for special incentive deals (similar to the “free gas for a year” incentive programs that many dealerships use to entice new customers to buy a car from their lot).

Whether you have any car dealerships offering free car insurance policies to you will depend on where you live and what type of special automobile promotions you may qualify for.

One thing is for sure, though, and that is that you can get free car insurance quotes online in just a jiffy if you enter your zip code above.

Free Car Insurance Deals


Most manufacturers offer an all-inclusive deal that provides helpful road assistance, comprehensive motor cover, vehicle servicing, and warranty. All of these are available in a fixed monthly payment for a stipulated period, usually one to three years.

There is no definite car model that comes with free auto insurance.

Manufacturers regularly change the vehicles that they offer with free insurance. You should search online for companies that offer free coverage for the car that you want to buy.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Benefits Of Free Car Insurance

Free car insurance is a low-stress plan that will allow you to budget for a fixed rate for a pre-determined number of years. Therefore, you will not need to worry about any surprise fees or bills.

For young people, free car insurance provides an opportunity to own a stylish car with flat, affordable monthly payments. Also, first-time buyers who are over the age of 21 years may be able to qualify for free insurance on specialty car models.

Free car insurance deals do not come often and if you do not qualify for one, you will have to search for good coverage for your vehicle.

Get Free Car Insurance Quotes

Who has the cheapest car insurance? Before you buy a car insurance policy, it is important to compare quotes from different companies. Calling or emailing insurance companies to ask for a quote is a tedious and boring activity.

There are many auto insurance companies in the country and comparing their quotes is time-consuming. The best way to get a quote is to search for one online using our free search tool.

You simply need to enter your ZIP code and you will get instant quotes from insurers in your area.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Benefits of Free Online Car Insurance Quotes

There are many benefits of getting free car insurance quotes online:

  • Instant Quotes – You will get access many of quotes from insurers in your region within minutes of sending your query online.
  • Compare Quotes – You can compare quotes from different companies to find one that will suit you.
  • Save on Time – Instead of spending your time looking for phone contacts of insurance companies in your area and calling them, you get immediate access to quotes from the firms in minutes.
  • Accessible Any Time – You can get online quotes at any time and from anywhere you have access to a computer with an internet connection.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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How To Select The Best Free Car Insurance Quote


When you have gotten a number of quotes from potential insurers, you have to decide which company will give you the best value for your money. Some of the things you have to look at include:

  • Monthly Premiums – Find out the cost of premiums you will have to pay for the coverage you desire. Compare different quotes from a number of companies to find one with favorable premiums.
  • Type of Coverage Offered – Find out the types of cover provided by the insurer. Only take the necessary cover if you want to keep your premiums on the lower side. Avoid taking optional covers as these will contribute to an increase in your monthly payments.
  • Terms of the Policy – Most people do not go through the terms and conditions of the car insurance policy. They later end up regretting when they suddenly find their premiums have been raised when they fail to pay on time.

Make sure you read the fine print of the policy and understand what it means. Also, check for hidden costs such as penalties for late payments or raised rates for deferred premiums in the terms.

The above are some of the primary things you should consider when looking for a good free car insurance quote.

Tips On How To Save On Your Car Insurance

Free car insurance is usually restricted to particular cars and within a particular period. Eventually, you will have to purchase your own insurance. If you are looking to reduce the price of premiums on your car, here are some tips:

  1. Get a used car instead of a new one.
  2. Fit your car with immobilizers and alarms.
  3. Park your car in safe places such as a garage.
  4. Reduce the annual mileage you cover.
  5. Find out if you qualify for seniors’ discounts.

The above are the major things that will bring down your monthly car insurance payments. Get free auto insurance quotes right here by using our free car insurance search tool below!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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