How to Find Cheap GMC Yukon XL Insurance Quotes

Average auto insurance rates for a GMC Yukon XL cost $1,454 a year, or around $121 a month. Shop around to find cheap GMC Yukon XL insurance rates. On average, GMC Yukon XL comprehensive insurance coverage costs $354, collision coverage costs $517, and liability coverage costs $410.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • GMC Yukon XL insurance costs around $65 less per year than the average vehicle

GMC Yukon XL insurance rates average $1,454 a year or $121 a month for full coverage. The highest rates are for teenagers who are considered high risk, at $5,314 a year or $443 a month.

Good drivers can get discounts up to $599 a year by practicing safe driving habits. Let’s take a look at GMC Yukon XL insurance rates, crash test ratings, and more.

You can start comparing quotes for GMC Yukon XL car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Yukon XL Insurance Cost

The average GMC Yukon XL car insurance rates are $1,454 a year or $121 a month.

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Are GMC Yukon XLs Expensive to Insure?

The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Acura RDX, Volvo XC90, and Nissan Pathfinder.

Vehicle Comprehensive Collision Liability Total
GMC Yukon XL $362 $562 $372 $1,454
Acura RDX $308 $532 $316 $1,292
Volvo XC90 $346 $600 $390 $1,494
Nissan Pathfinder $294 $452 $390 $1,294
Toyota 4Runner $332 $512 $332 $1,312
Honda Passport $362 $656 $316 $1,470
Jeep Compass $294 $500 $372 $1,324
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon XL Insurance?

The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL car insurance coverage.

Age of the Vehicle

The average GMC Yukon XL auto insurance rates are higher for newer models. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon XL $362 $562 $372 $1,454
2019 GMC Yukon XL $346 $542 $390 $1,436
2018 GMC Yukon XL $332 $536 $398 $1,424
2017 GMC Yukon XL $320 $524 $416 $1,418
2016 GMC Yukon XL $310 $502 $430 $1,400
2015 GMC Yukon XL $292 $484 $442 $1,376
2014 GMC Yukon XL $282 $450 $452 $1,342
2013 GMC Yukon XL $270 $424 $456 $1,308
2012 GMC Yukon XL $258 $380 $460 $1,256
2011 GMC Yukon XL $242 $350 $460 $1,210
2010 GMC Yukon XL $234 $328 $464 $1,184
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Driver Age

Driver age can have a significant impact on GMC Yukon XL auto insurance rates. For instance, a 30-year-old driver may pay $64 more each year for GMC Yukon XL auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in Phoenix may pay $799 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of GMC Yukon XL car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL car insurance rates with violations on their driving record.

GMC Yukon XL Safety Ratings

Your GMC Yukon XL car insurance rates are tied to the safety ratings of the GMC Yukon XL. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Not Tested
Side Not Tested
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Crash Test Ratings

Good GMC Yukon XL crash test ratings can lower your GMC Yukon XL auto insurance rates. See GMC Yukon XL crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Yukon XL Safety Features

Most drivers don’t realize that not only do GMC Yukon XL safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Yukon XL auto insurance rates. The GMC Yukon XL’s safety features include:

  • Electronic stability control and traction control – StabiliTrak
  • Lane keep assist with lane departure warning
  • Hill-start assist
  • Front and rear park assist
  • Automatic emergency braking

GMC Yukon XL Insurance Loss Probability

Review the GMC Yukon XL car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower GMC Yukon XL auto insurance costs; higher percentages mean higher GMC Yukon XL auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 11%
Property Damage -1%
Comprehensive 37%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Finance and Insurance Cost

If you are financing a GMC Yukon XL, most lenders will require your carry higher GMC Yukon XL coverage options including comprehensive coverage, so be sure to shop around and compare GMC Yukon XL car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Yukon XL Insurance

You have more options at your disposal to save money on your GMC Yukon XL auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Yukon XL car insurance rates

  • Check the Odometer on Your GMC Yukon XL
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Ask About Loyalty Discounts
  • Use an Accurate Job Title When Requesting GMC Yukon XL Auto Insurance
  • Understand that Your Insurer Can Change Your GMC Yukon XL Auto Insurance Rates Mid-Term for Other Reasons

Top GMC Yukon XL Insurance Companies

Who is the top car insurance company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Yukon XL Insurance Quotes Online

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