Honda CR-Z Insurance [Everything You Need to Know]

If you want to buy Honda CR-Z insurance coverage then a policy will cost $111 per month ($1,332 per year) on average. Mature drivers with good driving records may find rates as low as $783 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Honda CR-Z insurance costs around $187 less per year than the average vehicle

Honda CR-Z insurance rates average $1,332 a year or $111 a month for full coverage, which is about $187 less than the average vehicle. Good drivers are eligible for up to $549 a year in discounts by practicing safe driving habits. Let’s look at Honda CR-Z insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda CR-Z car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda CR-Z Insurance Cost

The average auto insurance rates for a Honda CR-Z cost $1,332 a year or $111 a month.

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Are Honda CR-Zs Expensive to Insure?

The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Honda Accord Hybrid, and Toyota Prius.

Vehicle Comprehensive Collision Liability Total
Ford C-Max Hybrid $282 $566 $398 $1,404
Honda Accord Hybrid $362 $718 $316 $1,532
Toyota Prius $306 $512 $332 $1,286
Buick LaCrosse $320 $566 $338 $1,360
Lexus GS 450h $394 $774 $398 $1,724
Ford Fusion Hybrid $322 $656 $466 $1,644
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-Z Insurance?

The Honda CR-Z trim and model you choose can impact the total price you will pay for Honda CR-Z auto insurance coverage.

Age of the Vehicle

The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Honda CR-Z costs $1,332, while 2011 Honda CR-Z insurance costs are $1,160, a difference of $172.

Model Year Comprehensive Collision Liability Total
2016 Honda CR-Z $298 $446 $430 $1,332
2015 Honda CR-Z $282 $430 $442 $1,312
2014 Honda CR-Z $270 $400 $452 $1,280
2013 Honda CR-Z $260 $376 $456 $1,250
2012 Honda CR-Z $248 $338 $460 $1,204
2011 Honda CR-Z $232 $310 $460 $1,160
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Driver Age

Driver age can have a significant effect on Honda CR-Z car insurance rates. As an example, a 30-year-old driver pays around $59 more each year for their Honda CR-Z car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Houston may pay $981 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-Z auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z auto insurance rates with violations on their driving record.

Honda CR-Z Safety Ratings

Your Honda CR-Z car insurance rates are tied to the safety ratings of the Honda CR-Z. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Honda CR-Z Crash Test Ratings

Poor Honda CR-Z crash test ratings could mean higher Honda CR-Z car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Honda CR-Z 3 HB FWD 4 stars 4 stars 3 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-Z Safety Features

Most drivers don’t realize that not only do Honda CR-Z safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Honda CR-Z auto insurance rates. The Honda CR-Z’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda CR-Z Insurance Loss Probability

The Honda CR-Z’s insurance loss probability varies for each form of coverage. The lower percentage means lower Honda CR-Z auto insurance rates; higher percentages mean higher Honda CR-Z car insurance rates.

Insurance Coverage Category Loss Rate
Collision 6%
Property Damage -13%
Comprehensive -17%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Honda CR-Z Finance and Insurance Cost

If you are financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Honda CR-Z Insurance

You have more options at your disposal to save money on your Honda CR-Z car insurance costs. For example, try these five tips:

  • Check the Odometer on Your Honda CR-Z
  • Compare Apples to Apples When Comparing Honda CR-Z Insurance Quotes and Policies
  • Use an Accurate Job Title When Requesting Honda CR-Z Auto Insurance
  • Buy Your Honda CR-Z with Cash, or Get a Shorter-Term Loan
  • Take a Refresher Course as an Older Driver

Top Honda CR-Z Insurance Companies

Who is the top auto insurance company for Honda CR-Z insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-Z auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-Z offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda CR-Z Insurance Quotes Online

To start comparing Honda CR-Z car insurance quotes for free, use our online car insurance comparison tool.

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