How Much is Insurance for a Mercury Mountaineer?

Average Mercury Mountaineer insurance rates cost $1,148 a year, or around $96 a month. Shop around to find cheap Mercury Mountaineer insurance rates. On average, Mercury Mountaineer comprehensive insurance coverage costs $280, collision coverage costs $408, and liability coverage costs $324.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 17, 2020

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Key Takeaways:

  • Full coverage costs around $1,148 a year or $96 each month
  • A liability-only policy costs around $460 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,196 a year or $350 each month
  • Good drivers can save as much as $473 a year by earning policy discounts
  • Mercury Mountaineer insurance costs around $371 less per year than the average vehicle

You might believe that trying to find cheap Mercury Mountaineer insurance rates is a daunting task. Lucky for you, this informative guide will educate you on how Mercury Mountaineer car insurance rates are calculated. In fact, drivers spend an average of $1,148 a year, or around $96 per month for Mercury Mountaineer insurance rates, which might be better than what you initially thought.

You can start comparing quotes for Mercury Mountaineer car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercury Mountaineer Insurance Cost

The average car insurance costs for a Mercury Mountaineer are $1,148 a year or $96 a month.

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Are Mercury Mountaineers Expensive to Insure?

The chart below details how Mercury Mountaineer insurance rates compare to other SUVs like the Mitsubishi Outlander, Jeep Compass, and Chevrolet Traverse.

Vehicle Comprehensive Collision Liability Total
Mitsubishi Outlander $306 $542 $332 $1,316
Jeep Compass $294 $500 $372 $1,324
Chevrolet Traverse $336 $470 $316 $1,258
Subaru Forester $346 $512 $332 $1,326
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Ford Flex $332 $566 $398 $1,454
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However, there are a few things you can do to find the cheapest Mercury insurance rates online.

What Impacts the Cost of Mercury Mountaineer Insurance?

The Mercury Mountaineer trim and model you choose will affect the total price you will pay for Mercury Mountaineer insurance coverage.

Age of the Vehicle

The average Mercury Mountaineer auto insurance rates are higher for newer models. For example, auto insurance rates for a 2010 Mercury Mountaineer cost $1,148, while 2009 Mercury Mountaineer rates are a bit less.

Model Year Comprehensive Collision Liability Total
2010 Mercury Mountaineer $216 $310 $464 $1,148
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Driver Age

Driver age can have a significant effect on the cost of Mercury Mountaineer car insurance. For example, 30-year-old drivers pay approximately $51 more for their Mercury Mountaineer car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercury Mountaineer insurance rates. For example, drivers in Los Angeles may pay $425 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mercury Mountaineer car insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mountaineer car insurance rates with violations on their driving record.

Mercury Mountaineer Safety Ratings

The Mercury Mountaineer’s safety ratings will affect your Mercury Mountaineer car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front G
Side A
Roof strength A
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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Mercury Mountaineer Crash Test Ratings

Mercury Mountaineer crash test ratings will affect your Mercury Mountaineer car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mercury Mountaineer N/R 5 Stars 5 Stars 3 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mercury Mountaineer Safety Features

The numerous safety features of the Mercury Mountaineer help contribute to lower insurance rates. The 2010 Mercury Mountaineer has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Adjustable Pedals
  • Traction Control

Mercury Mountaineer Finance and Insurance Cost

If you are financing a Mercury Mountaineer, you will pay more if you purchase Mercury Mountaineer auto insurance at the dealership, so be sure to shop around and compare Mercury Mountaineer auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mercury Mountaineer Insurance

You have more options at your disposal to save money on your Mercury Mountaineer auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Mercury Mountaineer car insurance rates

  • Purchase a Roadside Assistance Program for Your Mercury Mountaineer
  • Check the Odometer on Your Mercury Mountaineer
  • Ask for a Mercury Mountaineer Discount If You Have College Degree or Higher
  • Pay Your Mercury Mountaineer Insurance Upfront
  • Ask About Student Discounts

Top Mercury Mountaineer Insurance Companies

Who is the best auto insurance company for Mercury Mountaineer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mountaineer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mountaineer offers.

Rank Company% Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercury Mountaineer Insurance Quotes Online

To start comparing Mercury Mountaineer car insurance quotes for free, use our online car insurance comparison tool.

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