How Much is Insurance for a Nissan Pathfinder?

If you want to buy cheap Nissan Pathfinder insurance coverage then you should know that a policy will cost $109 per month ($1,308 per year) on average. Teens pay the highest rates at up to $4,781 a year, while good drivers may only pay $769.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 29, 2020

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Key Takeaways:

  • Full coverage costs around $1,308 a year or $109 each month
  • A liability-only policy costs around $524 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,781 a year or $398 each month
  • Good drivers can save as much as $539 a year by earning policy discounts
  • Nissan Pathfinder insurance costs around $211 less per year than the average vehicle

The best way to get an idea of how much Nissan Pathfinder car insurance rates might cost you is by looking at the average amount that people are currently paying.

Based on current drivers, the median Nissan Pathfinder rates cost $1,308 a year for full coverage or $524 a year for minimum coverage.

We put this helpful guide together so you can see how Nissan Pathfinder insurance rates are determined in an easy-to-follow format. Use it as a reference before you sign up with a company.

You can start comparing quotes for Nissan Pathfinder car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Pathfinder Insurance Cost

The average Nissan Pathfinder car insurance rates are $1,308 a year or $109 a month.

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Are Nissan Pathfinders Expensive to Insure?

The chart below details how Nissan Pathfinder insurance rates compare to other SUVs like the Mitsubishi Outlander, Audi Q7, and Jeep Compass.

Vehicle Comprehensive Collision Liability Total
Nissan Pathfinder $308 $470 $372 $1,308
Mitsubishi Outlander $306 $542 $332 $1,316
Audi Q7 $394 $714 $398 $1,664
Jeep Compass $294 $500 $372 $1,324
Honda Passport $362 $656 $316 $1,470
Audi Q3 $344 $686 $398 $1,586
Cadillac Escalade ESV $464 $720 $390 $1,732
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Pathfinder Insurance?

You might have noticed that there is a multitude of factors that impact Nissan Pathfinder car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Nissan Pathfinder.

Age of the Vehicle

Older Nissan Pathfinder models generally cost less to insure. For example, auto insurance for a 2020 Nissan Pathfinder costs $1,308, while 2010 Nissan Pathfinder insurance costs are $1,092, a difference of $216.

Model Year Comprehensive Collision Liability Total
2020 Nissan Pathfinder $308 $470 $372 $1,308
2019 Nissan Pathfinder $294 $452 $390 $1,294
2018 Nissan Pathfinder $282 $448 $398 $1,286
2017 Nissan Pathfinder $272 $436 $416 $1,282
2016 Nissan Pathfinder $262 $418 $430 $1,268
2015 Nissan Pathfinder $248 $404 $442 $1,252
2014 Nissan Pathfinder $238 $374 $452 $1,222
2013 Nissan Pathfinder $230 $352 $456 $1,196
2012 Nissan Pathfinder $220 $316 $460 $1,154
2011 Nissan Pathfinder $206 $292 $460 $1,116
2010 Nissan Pathfinder $198 $272 $464 $1,092
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Driver Age

Driver age can have a significant impact on Nissan Pathfinder auto insurance rates. As an example, a 40-year-old driver could pay $138 less each month for their Nissan Pathfinder auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Pathfinder insurance rates. For example, drivers in Phoenix may pay $720 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Nissan Pathfinder car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Pathfinder car insurance with violations on their driving record.

Nissan Pathfinder Safety Ratings

Your Nissan Pathfinder auto insurance rates are influenced by the Nissan Pathfinder’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Crash Test Ratings

Nissan Pathfinder crash test ratings will affect your Nissan Pathfinder car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Nissan Pathfinder SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Pathfinder Safety Features

The numerous safety features of the Nissan Pathfinder help contribute to lower insurance rates. The 2020 Nissan Pathfinder has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Nissan Pathfinder Insurance Loss Probability

Another contributing factor that affects Nissan Pathfinder car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage 14%
Comprehensive -17%
Personal Injury 6%
Medical Payment 1%
Bodily Injury 8%
Source: Insurance Institute for Highway Safety
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Nissan Pathfinder Finance and Insurance Cost

If you are financing a Nissan Pathfinder, you will pay more if you purchase Nissan Pathfinder auto insurance at the dealership, so be sure to shop around and compare Nissan Pathfinder auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Pathfinder Insurance

There are many ways that you can save on Nissan Pathfinder car insurance. Below are five actions you can take to find cheap Nissan Pathfinder auto insurance rates.

  • Watch Your Insurer Closely When Your Nissan Pathfinder Needs Repairs
  • Check the Odometer on Your Nissan Pathfinder
  • Consider Ride Sharing Services to Lower Your Nissan Pathfinder Mileage
  • Use an Accurate Job Title When Requesting Nissan Pathfinder Auto Insurance
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan

Top Nissan Pathfinder Insurance Companies

Who is the best auto insurance company for Nissan Pathfinder insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Pathfinder auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Pathfinder offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Pathfinder Insurance Quotes Online

Start comparing Nissan Pathfinder car insurance quotes for free by using our convenient online comparison tool.

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