Mosler MT900 Car Insurance Costs

The Mosler MT900 is a fast sports car. The Mosler MT900 had a selling price of $160,000 when the last models were produced in 2011. Find cheap car insurance rates by using our online tool below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 27, 2020

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Here's what you need to know...

  • Even though the Mosler MT900 is no longer being produced, it maintains a high value
  • It may be difficult to find an insurance company willing to take on the risk of covering such a valuable vehicle
  • Ensure that your insurance company is reputable before trusting them to cover your Mosler


If you can afford a Mosler MT900, you probably do not need to worry about the cost of car insurance for it. The Mosler MT900 had a selling price of $160,000 when the last models were produced in 2011.

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The Mosler MT900  had four different versions. It was designed as a sports car and can go zero to sixty in 3.5 seconds. The car was produced in the United States and in the United Kingdom.

There is only one original MT900 car actually produced. Ther MT900R has been produced 11 times and retails for $119,000. In 2003, Mosler rolled out the MT900S and produced just two of those with a price tag of $189,000 on each one.

How do I get car insurance for a Mosler MT900?

It is easy to find car insurance for just about any car and any driver on the road. Young drivers, drunk drivers, and high-risk drivers can all find car insurance. However, if you own the Mosler MT900 it may not be as easy to find car insurance.

The Mosler MT900 is a high-end sports car that is difficult to insure. The replacement cost of the car makes many car insurance companies reject it outright.

If you find a car insurance company that will insure your Mosler MT900, be sure the company is trustworthy.

With an asset as valuable as the Mosler MT900, you cannot take any chances on paying premiums to a company that may not exist.

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What are reputable car insurance companies for a Mosler MT900?

Since price is probably not a factor when it comes to insuring your Mosler MT900, take some time to make sure you are getting the most reliable car insurance for your car.

The policy is important, but the car insurance company is even more important.

There are several things to consider when shopping for a car insurance agent, especially when you are insuring a car that costs more than a small home. You need to consider the company’s:

  • longevity
  • financial strength
  • claim payout statistics

A car insurance company that has been around for more than half a century stands a better chance of being there for you than a company that was just founded within the last year or two.

There are very reputable insurance companies that are new; they just may be too new to trust your Mosler MT900 to insure.

A.M. Best is an industry standard independent insurance rating company. They analyze an insurance company’s financial strength by reviewing the number of assets the company has, its total debt, the value of the policies it holds, and the number of claims it processes.

Standard & Poor’s and Fitch are also independent rating agencies that are common in the insurance industry. Each company has its own method for evaluating and grading an insurance company, but whatever score they set is a generally accepted rating.

If any of these companies give a car insurance company a strong rating, you can trust that insurance company to be a viable company with the assets needed to back up your claim.

A car insurance company with a poor rating may not be able to pay out a claim on your Mosler MT900.

How is my car insurance affected if I sell my Mosler MT900?

Even though car insurance follows the car, it ultimately belongs to the policyholder. This means that even though you have car insurance on your Mosler MT900 if you sell your car the car insurance does not go with it.

Anyone who buys your car must obtain his or her own car insurance policy. Once you hand over the title to your car to someone else, it is no longer your responsibility to insure.

You can cancel your car insurance as soon as the new owner takes possession of the Mosler MT900.

It is not recommended to cancel your car insurance on your Mosler MT900 until it truly is out of your possession. If you sell the car to someone else and then keep it in your garage for a week, you may still be liable for the car.

If the garage roof falls in on it, you will most likely have to pay for damages or risk being sued.

The Mosler MT900 is a rare and unique car that is too expensive to not take seriously.

Insure it with a reputable company for the maximum limits so that your asset is completely protected.

Enter your ZIP code now and get online car insurance rates for your Mosler MT900 right now!

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