Chrysler Town and Country Insurance [Everything You Need to Know]

Average Chrysler Town and Country auto insurance rates cost $104 per month ($1,252 per year). On average, Chrysler Town and Country comprehensive insurance coverage costs $305, collision coverage costs $445, and liability coverage costs $353.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 7, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways:

  • Full coverage costs around $1,252 a year or $104 each month
  • A liability-only policy costs around $502 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,576 a year or $381 each month
  • Good drivers can save as much as $516 a year by earning policy discounts
  • Chrysler Town and Country insurance costs around $267 less per year than the average vehicle

Although the minivan was last produced in 2016, Chrysler Town and Country insurance rates are still a popular topic to research. Average Chrysler Town and Country car insurance rates cost $1,252 a year, or $104 a month. Learn helpful tips right here in this easy-to-follow guide so you can keep your Chrysler Town and Country rates as cheap as possible.

You can start comparing quotes for Chrysler Town and Country car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler Town and Country Insurance Cost

The average Chrysler Town and Country auto insurance rates are $1,252 a year or $104 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Are Chrysler Town and Countrys Expensive to Insure?

The chart below details how Chrysler Town and Country insurance rates compare to other vans like the Toyota Sienna, Kia Sedona, and Dodge Grand Caravan.

Vehicle Comprehensive Collision Liability Total
Toyota Sienna $294 $532 $372 $1,356
Kia Sedona $282 $448 $338 $1,204
Dodge Grand Caravan $308 $438 $372 $1,276
Honda Odyssey $280 $532 $372 $1,342
Chrysler Pacifica $348 $532 $316 $1,332
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler Town and Country Insurance?

The Chrysler Town and Country trim and model you choose will affect the total price you will pay for Chrysler Town and Country insurance coverage.

Age of the Vehicle

Older Chrysler Town and Country models generally cost less to insure. For example, car insurance rates for a 2017 Chrysler Town and Country are $1,252, while 2010 Chrysler Town and Country rates are $1,038, a difference of $214.

Model Year Comprehensive Collision Liability Total
2017 Chrysler Town and Country $296 $466 $354 $1,252
2016 Chrysler Town and Country $286 $446 $364 $1,232
2015 Chrysler Town and Country $270 $430 $376 $1,212
2014 Chrysler Town and Country $260 $400 $384 $1,180
2013 Chrysler Town and Country $250 $376 $388 $1,150
2012 Chrysler Town and Country $240 $338 $390 $1,104
2011 Chrysler Town and Country $224 $310 $390 $1,060
2010 Chrysler Town and Country $216 $292 $394 $1,038
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Chrysler Town and Country auto insurance. For example, 20-year-old drivers pay approximately $1,531 each year for their Chrysler Town and Country auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler Town and Country insurance rates. For example, drivers in New York may pay $764 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler Town and Country auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler Town and Country car insurance with violations on their driving record.

Chrysler Town and Country Safety Ratings

Your Chrysler Town and Country car insurance rates are influenced by the safety ratings of the Chrysler Town and Country. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Chrysler Town and Country Crash Test Ratings

Chrysler Town and Country crash test ratings can impact the cost of your Chrysler Town and Country car insurance. See Chrysler Town and Country crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Chrysler Town and Country 4 Stars 4 Stars 5 Stars 4 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Chrysler Town and Country Safety Features

The more safety features you have on your Chrysler Town and Country, the more likely it is that you can earn a discount. The Chrysler Town and Country’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st, 2nd, and 3rd Row Airbags
  • Airbag Occupancy Sensor
  • Driver Knee Airbag
  • Rear Child Safety Locks
  • Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
  • ParkView Back-Up Camera

Chrysler Town and Country Finance and Insurance Cost

If you are financing a Chrysler Town and Country, most lenders will require your carry higher Chrysler Town and Country coverage options including comprehensive coverage, so be sure to shop around and compare Chrysler Town and Country car insurance quotes from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Chrysler Town and Country Insurance

You have more options at your disposal to save money on your Chrysler Town and Country auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Chrysler Town and Country car insurance rates

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Reduce Modifications on Your Chrysler Town and Country
  • Ask About Seasonal Insurance for Your Chrysler Town and Country
  • Compare Apples to Apples When Comparing Chrysler Town and Country Insurance Quotes and Policies
  • Remove Unnecessary Insurance Once Your Chrysler Town and Country is Paid Off

Top Chrysler Town and Country Insurance Companies

Who is the top auto insurance company for Chrysler Town and Country insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler Town and Country auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler Town and Country offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Chrysler Town and Country Insurance Quotes Online

Save money by comparing Chrysler Town and Country insurance rates with free quotes online now!

The auto insurance premiums for a Chrysler Town & Country are, approximately, $1279 per year, for a five-year total of $6395. These figures are estimates.

Additionally, you should expect a slight decrease in your auto insurance premium each year that you own your vehicle. This is due to depreciation on the vehicle.

Get specific car insurance quotes with just a ZIP code now!

Safety is highly important, so be certain that you research the Chrysler Town & Country’s safety ratings.

The official NHTSA safety ratings, as well as the Town & Country safety features, are explained below. Although no one likes to think about getting into an accident it’s good to plan for one just in case.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What is the cost of ownership for a Chrysler Town & Country?

The cost of ownership is the amount of money it costs to operate and purchase the vehicle over an extended period of time.

By understanding such costs you can save money in the long run thereby making a wiser financial decision when it comes to selecting the vehicle that’s right for you.

Determining how much a Chrysler Town & Country costs over the lifetime of ownership is as important as actually purchasing it. Within an MSRP of $29,995, the Chrysler Town & Country is comparable to other vehicles in its class.

It has a fuel economy of 23 miles per gallon. The total cost of ownership for a Chrysler Town & Country minivan includes premiums set by the car insurance providers.

A vehicle’s economic value is based on how much it will cost you to operate the vehicle as well as own it compared to the actual purchase price of the vehicle.

You are comparing what you pay (the purchase price) to what you actually get (the ownership costs); and obviously, the less difference, the better off you actually are.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What do ownership costs for a Chrysler Town & Country include?

Ownership costs can vary significantly. The cost of owning and operating two completely different vehicles can actually differ by thousands of dollars.

Obviously, you do want to compare similar types of vehicles. For example, compare trucks with trucks, compare used cars with used cars, compare the same year of vehicles, etc. to get an accurate and complete picture.

In other words, you would not want to compare a brand-new Chrysler Town & Country minivan to a ten-year-old Honda Civic.

What safety features of the Chrysler Town & Country affect car insurance costs?

There are many safety features on the Chrysler Town & Country minivan that will significantly affect your auto insurance premiums. These include:

The independent company, Intellichoice, analyzes vehicles for the current model year each January. To obtain additional information for the Chrysler Town & Country, the near-luxury category is one which you should visit.

Ownership costs are released every year and are estimated. The overall winners for each category are not made available until all the data is gathered and compiled.

Intellichoice updates its Best Deals results monthly so that it includes any ongoing programs, market conditions, current pricing, and expiring rebates, which gives the buyer the most up-to-date information.

It is important to remember that there are many factors to consider when purchasing any vehicle. By considering the safety features, you can make a more informed decision.

Fortunately, it is the Town & Country safety features which affect the insurance rate in a positive manner. Combine its safety with its good gas mileage, and its good crash rating, and you get a vehicle that is not only worth researching but is also worth purchasing.

Compare car insurance quotes now for the Chrysler Town & Country minivan! Enter your ZIP code here!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State