How to Find Cheap Chevrolet Colorado Insurance Quotes

If you want to buy inexpensive Chevrolet Colorado insurance coverage then you should know that a policy will cost $102 per month ($1,222 per year) on average. Good drivers can save as much as $1,885 a year over higher risk drivers.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 25, 2020

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Key Takeaways:

  • Full coverage costs around $1,222 a year or $102 each month
  • A liability-only policy costs around $490 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,466 a year or $372 each month
  • Good drivers can save as much as $504 a year by earning policy discounts
  • Chevrolet Colorado insurance costs around $297 less per year than the average vehicle

If you want to know more information on Chevrolet Colorado car insurance rates, this article is exactly what you’re looking for.

Drivers spend an average of $1,222 a year or $102 a month on Chevrolet Colorado rates, but a liability-only policy reduces that figure to about $490 a year or $41 each month.

Feel encouraged to read through this informative guide that outlines Chevrolet Colorado insurance rates in a clear, informative manner.

You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Colorado Insurance Cost

The average Chevrolet Colorado auto insurance costs are $1,222 a year or $102 a month.

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Are Chevrolet Colorados Expensive to Insure?

The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Dodge Ram, Toyota Tacoma, and Ford Ranger.

Vehicle Comprehensive Collision Liability Total
Chevrolet Colorado $254 $438 $372 $1,222
Dodge Ram $362 $562 $420 $1,524
Toyota Tacoma $294 $482 $390 $1,324
Ford Ranger $254 $470 $372 $1,254
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Ford F-150 $322 $470 $372 $1,322
GMC Sierra $336 $594 $372 $1,460
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However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Colorado Insurance?

The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.

Age of the Vehicle

The average Chevrolet Colorado car insurance rates are higher for newer models. For example, car insurance for a 2020 Chevrolet Colorado costs $1,222, while 2010 Chevrolet Colorado insurance costs are $1,038, a difference of $184.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Colorado $254 $438 $372 $1,222
2019 Chevrolet Colorado $242 $422 $390 $1,212
2018 Chevrolet Colorado $232 $418 $398 $1,206
2017 Chevrolet Colorado $224 $408 $416 $1,206
2016 Chevrolet Colorado $216 $390 $430 $1,194
2015 Chevrolet Colorado $204 $378 $442 $1,182
2012 Chevrolet Colorado $180 $296 $460 $1,094
2011 Chevrolet Colorado $168 $272 $460 $1,058
2010 Chevrolet Colorado $162 $254 $464 $1,038
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Driver Age

Driver age can have a significant impact on Chevrolet Colorado auto insurance rates. For example, 20-year-old drivers pay approximately $1,494 more each year for their Chevrolet Colorado auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in Los Angeles may pay $453 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Colorado auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado auto insurance rates with violations on their driving record.

Chevrolet Colorado Safety Ratings

Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Crash Test Ratings

Good Chevrolet Colorado crash test ratings can lower your Chevrolet Colorado auto insurance rates. See Chevrolet Colorado crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/EC 2WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 2WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chevrolet Colorado Safety Features

Most drivers don’t realize that not only do Chevrolet Colorado safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Colorado auto insurance rates. The Chevrolet Colorado’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Colorado Insurance Loss Probability

The lower percentage means lower Chevrolet Colorado auto insurance rates; higher percentages mean higher Chevrolet Colorado car insurance rates. The Chevrolet Colorado’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -43%
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Chevrolet Colorado Finance and Insurance Cost

When financing a Chevrolet Colorado, most lenders will require your carry higher Chevrolet Colorado coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Colorado car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Colorado Insurance

Save more on your Chevrolet Colorado car insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Colorado auto insurance rates possible.

  • Take a Refresher Course as an Older Driver
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Remove Young Drivers from Your Chevrolet Colorado Insurance When They Move Out or Go to School
  • Reduce Modifications on Your Chevrolet Colorado
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Chevrolet Colorado

Top Chevrolet Colorado Insurance Companies

Who is the top car insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chevrolet Colorado Insurance Quotes Online

You can start comparing quotes for Chevrolet Colorado auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State