How to Find Cheap Lexus IS 350 Insurance Quotes

The cost of Lexus IS 350 car insurance rates are $1,586 a year, or around $132 a month on average. On average, Lexus IS 350 comprehensive insurance coverage costs $386, collision coverage costs $564, and liability coverage costs $447.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 22, 2020

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Key Takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Lexus IS 350 insurance costs around $67 more per year than the average vehicle

Lexus IS 350 car insurance rates amount to $1,586 a year, or $132 a month on average. Good drivers save up to $654 a year on Lexus IS 350 insurance rates by qualifying for policy discounts. Take advantage of this easy-to-follow guide to help you in your search for Lexus IS 350 insurance rates that fit within your budget.

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus IS 350 Insurance Cost

The average Lexus IS 350 car insurance rates are $1,586 a year or $132 a month.

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Are Lexus IS 350s Expensive to Insure?

The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Mercedes-Benz S450, and Audi A6.

Vehicle Comprehensive Collision Liability Total
Lexus IS 350 $344 $686 $398 $1,586
Mercedes-Benz E300 $394 $744 $338 $1,612
Mercedes-Benz S450 $494 $982 $398 $2,032
Audi A6 $382 $744 $398 $1,682
Audi S7 $532 $1250 $398 $2,338
Chevrolet Corvette $494 $922 $264 $1,790
Porsche Panamera $520 $1042 $398 $2,118
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 350 Insurance?

Even though the average annual rate for the Lexus IS 350 is $1,586, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Lexus IS 350.

Age of the Vehicle

Older Lexus IS 350 models generally cost less to insure. For example, auto insurance rates for a 2018 Lexus IS 350 are $1,586, while 2010 Lexus IS 350 rates are $1,282, a difference of $304.

Model Year Comprehensive Collision Liability Total
2018 Lexus IS 350 $344 $686 $398 $1,586
2017 Lexus IS 350 $332 $668 $416 $1,574
2016 Lexus IS 350 $320 $640 $430 $1,548
2015 Lexus IS 350 $304 $618 $442 $1,522
2014 Lexus IS 350 $292 $574 $452 $1,476
2013 Lexus IS 350 $280 $540 $456 $1,434
2012 Lexus IS 350 $268 $484 $460 $1,370
2011 Lexus IS 350 $250 $446 $460 $1,314
2010 Lexus IS 350 $242 $418 $464 $1,282
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Driver Age

Driver age can have a significant effect on Lexus IS 350 car insurance rates. For example, 30-year-old drivers pay $70 more for Lexus IS 350 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in New York may pay $968 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Lexus IS 350 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 car insurance rates with violations on their driving record.

Lexus IS 350 Safety Ratings

Your Lexus IS 350 auto insurance rates are tied to the Lexus IS 350’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Crash Test Ratings

Lexus IS 350 crash test ratings can impact the cost of your Lexus IS 350 car insurance. See Lexus IS 350 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus IS 350 4 DR RWD 5 stars 4 stars 5 stars 5 stars
2020 Lexus IS 350 4 DR AWD 5 stars 4 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus IS 350 Safety Features

Having a variety of safety features on your Lexus IS 350 can help lower your insurance costs. According to AutoBlog, the 2016 Lexus IS 350’s safety features include:

  • Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Safety Connect Emergency Sos
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag and Rear Side-Impact Airbag
  • Rear Child Safety Locks
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts

Lexus IS 350 Insurance Loss Probability

The lower percentage means lower Lexus IS 350 car insurance costs; higher percentages mean higher Lexus IS 350 car insurance costs. Compare the following Lexus IS 350 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 65%
Property Damage -12%
Comprehensive 86%
Personal Injury 1%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lexus IS 350 Finance and Insurance Cost

If you are financing a Lexus IS 350, most lenders will require your carry higher Lexus IS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus IS 350 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lexus IS 350 Insurance

You have more options at your disposal to save money on your Lexus IS 350 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus IS 350 car insurance rates

  • Never Drink and Drive Your Lexus IS 350
  • Ask About Retiree Discounts
  • Wait Six Years for Accidents to Disappear from Your Record
  • Compare Insurance Companies After Moving
  • Compare Lexus IS 350 Quotes Online

Top Lexus IS 350 Insurance Companies

Who is the top car insurance company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus IS 350 Insurance Quotes Online

Save on your Lexus IS 350 car insurance rates by taking advantage of our FREE comparison tool.

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