How to Find Cheap Lincoln MKT Insurance Quotes

If you want to buy inexpensive Lincoln MKT insurance coverage then you should know that a policy will cost $136 per month ($1,626 per year) on average. You can find cheap Lincoln MKT insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $956 a year.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways:

  • Full coverage costs around $1,626 a year or $136 each month
  • A liability-only policy costs around $652 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,943 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Lincoln MKT insurance costs around $107 more per year than the average vehicle

When it comes to Lincoln MKT car insurance rates, drivers spend $107 more per year than the average vehicle.

However, good drivers can save as much as $670 a year on Lincoln MKT insurance rates by earning policy discounts. And those who stick with a liability-only policy see Lincoln MKT rates that amount to $652 a year or $54 each month.

Learn everything you need to know about how to save on your policy with this helpful article.

You can start comparing quotes for Lincoln MKT car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKT Insurance Cost

The average Lincoln MKT auto insurance rates are $1,626 a year or $136 a month.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Are Lincoln MKTs Expensive to Insure?

The chart below details how Lincoln MKT insurance rates compare to other crossovers like the Lexus NX 300, Chevrolet Equinox, and Toyota RAV4.

Vehicle Comprehensive Collision Liability Total
Lincoln MKT $370 $626 $450 $1,626
Lexus NX 300 $376 $688 $372 $1,594
Chevrolet Equinox $308 $532 $372 $1,370
Toyota RAV4 $280 $482 $390 $1,310
Ford EcoSport $280 $500 $372 $1,310
Honda HR-V $294 $532 $372 $1,356
Cadillac XT4 $362 $656 $316 $1,470
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKT Insurance?

The Lincoln MKT trim and model you choose will affect the total price you will pay for Lincoln MKT insurance coverage.

Age of the Vehicle

The average Lincoln MKT auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Lincoln MKT costs $1,626, while 2010 Lincoln MKT insurance costs are $1,346, a difference of $280.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKT $370 $626 $450 $1,626
2017 Lincoln MKT $356 $610 $470 $1,616
2016 Lincoln MKT $344 $586 $486 $1,596
2015 Lincoln MKT $326 $564 $500 $1,570
2014 Lincoln MKT $312 $524 $510 $1,526
2013 Lincoln MKT $300 $494 $514 $1,488
2012 Lincoln MKT $288 $442 $520 $1,430
2011 Lincoln MKT $270 $408 $520 $1,378
2010 Lincoln MKT $260 $382 $524 $1,346
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on the cost of Lincoln MKT auto insurance. For example, 20-year-old drivers pay approximately $1,988 each year for their Lincoln MKT auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKT insurance rates. For example, drivers in New York may pay $992 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Lincoln MKT car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lincoln MKT car insurance with violations on their driving record.

Lincoln MKT Safety Ratings

Your Lincoln MKT car insurance rates are tied to the safety ratings of the Lincoln MKT. See the breakdown below:

Test Type Rating
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Lincoln MKT Crash Test Ratings

Not only do good Lincoln MKT crash test ratings mean you are better protected in a crash, but good Lincoln MKT crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2019 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2018 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2018 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2017 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2017 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
2016 Lincoln MKT SUV FWD N/R N/R N/R 4 stars
2016 Lincoln MKT SUV AWD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Lincoln MKT Safety Features

The safety features of the Lincoln MKT can impact your Lincoln MKT car insurance rates. The Lincoln MKT has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Adjustable Pedals
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Lincoln MKT Insurance Loss Probability

The lower percentage means lower Lincoln MKT car insurance rates; higher percentages mean higher Lincoln MKT auto insurance rates. Insurance loss probability on the Lincoln MKT fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 28%
Property Damage no data
Comprehensive 33%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Lincoln MKT Finance and Insurance Cost

If you are financing a Lincoln MKT, you will pay more if you purchase Lincoln MKT car insurance at the dealership, so be sure to shop around and compare Lincoln MKT car insurance quotes from the best companies using our FREE tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Lincoln MKT Insurance

There are many ways that you can save on Lincoln MKT car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lincoln MKT car insurance rates low.

  • Don’t Assume your Lincoln MKT is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Choose a Lincoln MKT with Cheaper Repair Costs
  • Park Your Lincoln MKT Somewhere Safe – like a Garage or Private Driveway
  • Pay Your Bills On Time — Especially Lincoln MKT Payments and Insurance
  • Compare Lincoln MKT Quotes Online

Top Lincoln MKT Insurance Companies

Who is the best auto insurance company for Lincoln MKT insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKT auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKT offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Lincoln MKT Insurance Quotes Online

You can start comparing quotes for Lincoln MKT auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State