Hyundai Elantra Car Insurance [How to Find Cheap Rates]

If you want to buy affordable Hyundai Elantra insurance coverage then you should know that a policy will cost $114 per month ($1,372 per year) on average. Good drivers can save as much as $2,116 a year over higher risk drivers.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Hyundai Elantra insurance costs around $147 less per year than the average vehicle

Hyundai Elantra insurance rates average $1,372 a year or $114 a month for full coverage costing. The highest rates are for teens who will pay around $5,015 a year or $418 a month.

Good drivers can save up to $566 in policy discounts by practicing safe driving habits. Let’s take a quick look at Hyundai Elantra insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Elantra Insurance Cost

The average Hyundai Elantra auto insurance rates are $1,372 a year or $114 a month.

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Are Hyundai Elantras Expensive to Insure?

The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Dodge Charger, Toyota Corolla, and Toyota Camry.

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Dodge Charger $376 $626 $466 $1,668
Toyota Corolla $294 $542 $390 $1,384
Toyota Camry $294 $570 $390 $1,412
Honda Accord $280 $500 $372 $1,310
Lincoln MKZ $320 $686 $450 $1,636
Nissan Sentra $254 $570 $390 $1,372
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Elantra Insurance?

The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra car insurance coverage.

Age of the Vehicle

Older Hyundai Elantra models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Elantra $280 $562 $372 $1,372
2019 Hyundai Elantra $268 $542 $390 $1,358
2018 Hyundai Elantra $256 $536 $398 $1,348
2017 Hyundai Elantra $248 $524 $416 $1,346
2016 Hyundai Elantra $240 $502 $430 $1,330
2015 Hyundai Elantra $226 $484 $442 $1,310
2014 Hyundai Elantra $218 $450 $452 $1,278
2013 Hyundai Elantra $208 $424 $456 $1,246
2012 Hyundai Elantra $200 $380 $460 $1,198
2011 Hyundai Elantra $188 $350 $460 $1,156
2010 Hyundai Elantra $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant effect on Hyundai Elantra car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Hyundai Elantra car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Elantra auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra auto insurance rates with violations on their driving record.

Hyundai Elantra Safety Ratings

Your Hyundai Elantra car insurance rates are influenced by the safety ratings of the Hyundai Elantra. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Crash Test Ratings

Good Hyundai Elantra crash test ratings can lower your Hyundai Elantra auto insurance rates. See Hyundai Elantra crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Elantra GT 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2020 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2019 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra Gt 5 HB FWD 4 stars 4 stars 4 stars 4 stars
2018 Hyundai Elantra 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Later Release 4 stars 4 stars 4 stars 4 stars
2017 Hyundai Elantra 4 DR FWD Early Release 4 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra Gt 5 HB FWD 5 stars 4 stars 5 stars 4 stars
2016 Hyundai Elantra 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Elantra Safety Features

The more safety features you have on your Hyundai Elantra, the more likely it is that you can earn a discount. The Hyundai Elantra’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Elantra Insurance Loss Probability

The Hyundai Elantra’s insurance loss probability varies between different coverage types. The lower percentage means lower Hyundai Elantra auto insurance costs; higher percentages mean higher Hyundai Elantra auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage 2%
Comprehensive -10%
Personal Injury 33%
Medical Payment 37%
Bodily Injury 17%
Source: Insurance Institute for Highway Safety
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Hyundai Elantra Finance and Insurance Cost

If you are financing a Hyundai Elantra, you will pay more if you purchase Hyundai Elantra auto insurance at the dealership, so be sure to shop around and compare Hyundai Elantra auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Hyundai Elantra Insurance

Save more on your Hyundai Elantra car insurance rates. Take a look at the following five strategies that will get you the best Hyundai Elantra auto insurance rates possible.

  • Check the Odometer on Your Hyundai Elantra
  • Drive Your Hyundai Elantra Safely
  • Audit Your Hyundai Elantra Driving When You Move to a New Location or Start a New Job
  • Use Paperless Billing for Your Hyundai Elantra Insurance Policy
  • Buy a Hyundai Elantra with an Anti-Theft Device

Top Hyundai Elantra Insurance Companies

Who is the best company for Hyundai Elantra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Elantra offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save on your Hyundai Elantra car insurance rates by taking advantage of our FREE comparison tool.

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