Hyundai Sonata Hybrid Car Insurance [Everything You Need to Know]

If you want to buy Hyundai Sonata Hybrid auto insurance coverage online then a policy will cost $129 per month ($1,548 per year) on average. Shop around to find cheap Hyundai Sonata Hybrid insurance rates. On average, Hyundai Sonata Hybrid comprehensive insurance coverage costs $377, collision coverage costs $550, and liability coverage costs $437.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 22, 2020

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Key Takeaways:

  • Full coverage costs around $1,548 a year or $129 each month
  • A liability-only policy costs around $621 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,658 a year or $472 each month
  • Good drivers can save as much as $638 a year by earning policy discounts
  • Hyundai Sonata Hybrid insurance costs around $29 more per year than the average vehicle

Hyundai Sonata Hybrid insurance rates cost $29 more per year than the average vehicle. Even though Hyundai Sonata Hybrid car insurance rates are slightly above average, drivers can save around $621 a year by qualifying for policy discounts. Learn all about Hyundai Sonata Hybrid rates with this informative guide and pick up a few tips to save big on your policy.

You can start comparing quotes for Hyundai Sonata Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Sonata Hybrid Insurance Cost

The average auto insurance rates for a Hyundai Sonata Hybrid cost $1,548 a year or $129 a month.

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Are Hyundai Sonata Hybrids Expensive to Insure?

The chart below details how Hyundai Sonata Hybrid insurance rates compare to other hybrid/electrics like the Honda Accord Hybrid, Lexus GS 450h, and Ford Fusion Energi.

Vehicle Comprehensive Collision Liability Total
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Honda Accord Hybrid $362 $718 $316 $1,532
Lexus GS 450h $394 $774 $398 $1,724
Ford Fusion Energi $336 $626 $372 $1,492
Buick LaCrosse $320 $566 $338 $1,360
Ford Fusion Hybrid $322 $656 $466 $1,644
Toyota Prius $306 $512 $332 $1,286
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However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Sonata Hybrid Insurance?

The Hyundai Sonata Hybrid trim and model you choose can impact the total price you will pay for Hyundai Sonata Hybrid insurance coverage.

Age of the Vehicle

The average Hyundai Sonata Hybrid auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Hyundai Sonata Hybrid costs $1,548, while 2011 Hyundai Sonata Hybrid insurance costs are $1,302, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Sonata Hybrid $322 $626 $420 $1,548
2019 Hyundai Sonata Hybrid $306 $600 $440 $1,526
2018 Hyundai Sonata Hybrid $294 $596 $450 $1,520
2017 Hyundai Sonata Hybrid $284 $582 $470 $1,516
2016 Hyundai Sonata Hybrid $274 $558 $486 $1,498
2015 Hyundai Sonata Hybrid $260 $538 $500 $1,478
2014 Hyundai Sonata Hybrid $250 $500 $510 $1,440
2013 Hyundai Sonata Hybrid $240 $470 $514 $1,404
2012 Hyundai Sonata Hybrid $230 $422 $520 $1,352
2011 Hyundai Sonata Hybrid $214 $388 $520 $1,302
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Driver Age

Driver age can have a significant impact on Hyundai Sonata Hybrid auto insurance rates. For instance, a 30-year-old driver may pay $68 more each year for Hyundai Sonata Hybrid auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Sonata Hybrid insurance rates. For example, drivers in Phoenix may pay $851 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Hyundai Sonata Hybrid car insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Sonata Hybrid car insurance with violations on their driving record.

Hyundai Sonata Hybrid Crash Test Ratings

Not only do good Hyundai Sonata Hybrid crash test ratings mean you are better protected in a crash, but good Hyundai Sonata Hybrid crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Sonata Hybrid 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Hyundai Sonata Hybrid Safety Features

The more safety features you have on your Hyundai Sonata Hybrid, the more likely it is that you can earn a discount. The Hyundai Sonata Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Hyundai Sonata Hybrid Insurance Loss Probability

Another contributing factor that affects Hyundai Sonata Hybrid car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 42%
Property Damage 16%
Comprehensive 19%
Personal Injury 24%
Medical Payment 38%
Bodily Injury 21%
Source: Insurance Institute for Highway Safety
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Hyundai Sonata Hybrid Finance and Insurance Cost

If you are financing a Hyundai Sonata Hybrid, most lenders will require your carry higher Hyundai Sonata Hybrid coverages including comprehensive coverage, so be sure to compare Hyundai Sonata Hybrid car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Hyundai Sonata Hybrid Insurance

There are many ways that you can save on Hyundai Sonata Hybrid car insurance. Below are five actions you can take to find cheap Hyundai Sonata Hybrid auto insurance rates.

  • Ask About Loyalty Discounts
  • Renew Your Hyundai Sonata Hybrid Insurance Coverage to Avoid Lapses
  • Check Your Hyundai Sonata Hybrid Policy Carefully to Ensure All Information is Correct
  • Ask About Hyundai Sonata Hybrid Safety Discounts
  • Ask About Welcome Discounts

Top Hyundai Sonata Hybrid Insurance Companies

The best auto insurance companies for Hyundai Sonata Hybrid car insurance rates will offer competitive rates, discounts, and account for the Hyundai Sonata Hybrid’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Hyundai Sonata Hybrid Insurance Quotes Online

To start comparing Hyundai Sonata Hybrid car insurance quotes for free, use our online car insurance comparison tool.

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