Is Chevy’s safety rating for large trucks better than Honda’s?

Honda's large trucks have better safety ratings than Chevy's large trucks. Insurance costs for a Honda Ridgeline are $125 a month compared to $123 a month for the Chevy Silverado.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 15, 2020

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Here's what you need to know...

  • The Honda Ridgeline ranks noticeably higher in several key safety categories than two of the Chevy Silverado trucks rank
  • Safety ratings for your truck can affect your security and well-being on the road as well as your auto insurance premium amount
  • Requesting insurance quotes on several trucks is a great way to understand how much money you could save on coverage with some models

The Chevy Silverado is among the most popular models of pickup trucks in the United States today, but you may be surprised that it does not have the highest safety rating for vehicles in this class.

The 2017 Honda Ridgeline has ranked better in critical safety areas than the 2017 Silverado 1500 double cab and the 2017 crew cab models.

Safety ratings can be an indicator of your accident risk while driving in your truck, and it also could play a substantial role in the overall cost of your auto insurance.

While safety is not the only factor to consider when buying a new pickup truck, it understandably is a major point of concern.

At the Insurance Institute for Highway Safety / Highway Data Loss Institute, the Silverado models and the Ridgeline are three of 12 total large truck models that have been analyzed thoroughly for various important safety factors.

In fact, they were analyzed in eight unique safety categories. With closer analysis of the IIHS findings, you could potentially make a more informed truck buying decision.

Compare insurance quotes for the truck you’re considering. Just enter your ZIP code into our free comparison tool to get started.

What truck has the best safety rating?

You may equate truck accidents with reckless driving or with an inexperienced driver behind the wheel, but these are only a few of the many causes of truck accidents. In fact, a truck accident can occur even when you drive safely and only travel a few miles away.

Modern trucks are designed with exceptional safety features that can help you to avoid being in an accident, and other features could reduce the significance of an accident.

Each of the eight safety categories that the IIHS has reviewed for large truck safety ratings can play a direct role in your insurance cost as well as in your overall confidence and safety on the road.

The IIHS uses good, average, marginal, and poor as their primary ratings for safety features.

Remember that you can compare truck insurance quotes for your top contenders before finalizing your buying decision if you want to find out which models are most affordable to insure.

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Reviewing Specific Safety Test Results for Large Trucks

The IIHS has created three distinctive categories that it ranks vehicles under. This is broken into eight secondary categories, and most of these are ranked from “poor” to a “good.”

Analyzing each section more carefully may enlighten you about the safest trucks on the market today.


Crashworthiness indicates the vehicle’s ability to be protective in a crash. The two Chevy Silverado 1500 models received the highest rating of “good” by the IIHS for the critical safety in the following areas:

  • Front Moderate Overlap
  • Front Small Overlap
  • Head Restraints and Seat
  • Side
  • Roof Strength

The extended cab model ranked “average” in the area of Front Small Overlap, and the crew cab model ranked “marginal” in this category. On the other hand, the Honda Ridgeline ranked “good” in each of these five important safety categories.

Crash Avoidance and Mitigation

Crash Avoidance and Mitigation focuses on how well a vehicle can potentially prevent a collision. The 2017 Honda Ridgeline is the only vehicle of the 12 large trucks reviewed by the IIHS to receive a “superior” rating for Front Crash Prevention.

It also ranked “good” for Headlights. The two Silverado models by Chevrolet had a “poor” rating for Headlights and a “basic” rating for Front Crash Prevention.

Child Seat Anchors (LATCH)

The LATCH relates to how easy the car’s child seat anchors are to use. The Honda Ridgeline had an “average” rate for the LATCH on the child car seat anchors.

The Silverado double cab has a “marginal” rating, and the Silverado crew cab had a “poor” rating in this area.

You may be surprised by these differences. However, understand that safety ratings are a solid indication of how secure you should file driving in different vehicles. They can also influence auto insurance costs.

Are Chevy trucks safer than Honda’s?

The 2017 Honda Ridgeline is the only vehicle in the large truck class that received the Top Safety Pick honor from the IIHS. This is a testament to its exceptional safety features and capabilities.

Excellent safety ratings could result in lower insurance costs, so there are multiple reasons to buy a truck that ranks high in the area of safety. However, be aware that safety features are not the only factors to pay attention to when buying a truck.

Deciding If You Should Buy a Honda or Chevrolet Truck

Despite the fact that Chevy Silverado pickup trucks are not the safest large trucks on the market, you may still be thinking about buying a Silverado rather than a Honda.

The style of your truck should appeal to you, and some people are simply lured to the styled of a Silverado rather than a Ridgeline.

Cost may also be a factor in some people’s buying decisions. Remember that insurance costs can also affect your cost of ownership, and you need to request auto insurance quotes for both of these makes before determining which truck is most affordable to buy overall.

While test driving a truck is a common step many people take before buying a new truck, you also need to analyze the expense numbers for a loan payment, gas, and auto insurance before making your buying decision.

Saving money on auto insurance may be possible if you buy a vehicle with a better safety rating.

Additional steps to take before your truck purchase include reviewing consumer ratings and shopping around for the best overall deal available from dealerships close to you.

Enter your ZIP code into our free car insurance comparison tool below to find the coverage you need at the best price.

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