Is Chevy’s safety rating for large trucks better than Ram’s?

Chevy’s large trucks have a slightly better safety rating than Dodge's. You'll pay less in insurance for Chevys as well - $123 a month versus $136 a month for Dodges.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 15, 2020

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Here's what you need to know...

  • While the Dodge Ram and Chevy Silverado for 2017 rank well in some IIHS safety categories, they lack in several key safety categories
  • Finding a new vehicle with a fabulous safety rating could protect you as you drive on the road, and it could help you to qualify for better insurance rates
  • You’ll pay less in insurance for Chevrolets—$123 a month versus $136 a month for Dodges.
  • Truck buyers should analyze safety ratings and auto insurance quotes before making a final buying decision

A truck accident can occur because of inexperience behind the wheel, reckless driving, bad weather conditions, and many other factors.

The safety features and overall design of your truck can keep your safer on the road, and the Insurance Institute for Highway Safety / Highway Data Loss Institute has rated many of the most popular 2017 truck models to help you do the following:

  • more clearly analyze the beneficial safety features in these model
  • become aware of their weaknesses in the area of safety

Each of these 12 models analyzed has been rated in eight key safety categories. You may have your eyes on either a Dodge Ram or a Chevrolet Silverado.

Two different configurations for each of these popular models are ranked by the IIHS, and a closer look at the ratings will help you to be a more informed truck buyer.

Enter your ZIP code into our free tool above to see how the insurance quotes between these trucks compare.

Safety Ratings for Dodge Ram and Chevy Silverado Trucks

The Chevy Silverado 1500 crew cab and the Chevy Silverado 1500 double cab were compared against the Dodge Ram 1500 crew cab and the Dodge Ram 1500 quad cab.

You may think that the safety ratings for these popular truck models would be fairly similar and would be high in all areas, but this is not the case. In fact, you may be startled to learn which key safety areas each of these trucks falls behind in.

A large truck’s safety ratings are analyzed by auto insurance companies each time you request a new insurance quote.

Trucks with lower safety ratings generally qualify for higher insurance rates.

Therefore, you can see that the safety rating of the truck that you select can affect your driving experience as well as your budget.

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Which truck is better: Chevy or Ram?

For each model reviewed by IIHS, an analysis of the vehicle under three categories and eight smaller sub-categories is performed. For each of the eight smaller categories, a rating that ranges from “good” down to “poor” or from “superior” down to “basic” is given.


Crashworthiness is a category that has five sub-categories, and it indicates the truck’s ability to offer protection to occupants in a collision situation.

The Chevy Silverado is among the best-selling truck brands in the country, and both the double cab and crew cab models benefit from a “good” rating in areas such as:

  • Head Restraints and Seats
  • Front Moderate Overlap
  • Front Small Overlap
  • Side
  • Roof Strength

However, the Silverado double cab for 2017 only qualifies for an “average” rating in the Front Small Overlap safety area, and the crew cab model for 2017 has an even lower “marginal” rating in this critical area.

Both of the Dodge Ram models analyzed by IIHS have a “marginal” rating in the areas of Front Small Overlap and Roof Strength. They both have a “good” rating for other safety sections described here.

Crash Avoidance and Mitigation

Crash Avoidance and Mitigation is broken down into two categories, and it indicates how well a truck can potentially avoid an accident or reduce the severity of a collision.

The Front Crash Prevention rating is not available for the Ram models, and both Silverado truck models qualify for the lowest rating of “basic” in this category.

In the area of Headlights, the Ram models both have a marginal rating. The Silverado models both have an even lower rating of poor in this sub-category.

Child Seat Anchors (LATCH)

LATCH is a category that stands on its own, and it describes how easy the child seat anchors are to use. The two Dodge Ram models received a “marginal” LATCH rating.

The Silverado double cab also received a “marginal” rating for LATCH, and the extended cab version of the Silverado had a “poor” rating.

2017 Top Safety Pick and/or 2017 Top Safety Pick+

While the Ram and Silverado models rank in the “good” level for several safety categories, they also rank poorly in many important areas of truck safety. If you are concerned about the safety level of these popular models, consider looking at the Honda Ridgeline as an alternative.

The 2017 Ridgeline model ranks in a “good” level in all but one category, and it ranks “average” in the LATCH category.

This score qualifies the Ridgeline for 2017 for the important title of IIHS Top Safety Pick, and its great safety rating may help you to qualify for better truck insurance rates.

Which truck has the higher safety rating?

With the exception of the Headlight category, the Silverado models rank slightly better in the area of overall safety than the Ram. However, you can also test drive the different models, compare prices, and examine standard features to make a better truck buying decision.

Regardless of the type of truck that you have your eyes set on, you need to spend a few minutes gathering online auto insurance quotes from several insurance providers for the top models you are thinking about buying.

When you take this extra effort up-front before finalizing your purchase plans, you can more easily identify financial savings available on auto coverage with some truck models.

Enter your ZIP code into our free rate comparison tool below to begin comparing rates today.

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