Is Chevy’s safety rating for large trucks better than Toyota’s?

Chevy and Toyota's large trucks have almost identical safety ratings. Expect to pay about $122 a month in insurance for the Silverado, and $119 for the Tundra.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 15, 2020

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Here's what you need to know...

  • Both Chevrolet and Toyota trucks rank well in some safety areas and poorly in others
  • Safety ratings for the truck you choose to buy can affect your well-being and security on the road, and they can also impact your overall truck insurance rates throughout your ownership period
  • The IIHS only ranked one Honda truck model as a Top Safety Pick for 2017

You may feel like an experienced, confident driver with little risk of being involved in an accident, but the reality is that everything from bad weather conditions and road conditions to your specific experience in unique traffic situations can affect your accident risk behind the wheel.

Very few drivers will never have an accident in their lives, and this means that you need to focus on finding a safe truck for your next vehicle.

Both Toyota and Chevrolet trucks are popular models with decent safety ratings, but they do rank poorly in some specific safety categories.

The Chevrolet Silverado 1500 and the Toyota Tundra are impressive models that have striking aesthetic appeal and thoughtful features that you will love.

More than that, the Insurance Institute for Highway Safety / Highway Data Loss Institute has ranked these models as well as several other large trucks from other manufacturers in eight unique safety-related categories.

When you learn more about these ratings, you can more easily see which vehicle may be safer for you to drive over the years.

Remember that safety ratings play a direct role in the cost of your truck insurance, so you can benefit financially when you focus on buying a truck with a great IIHS safety rating.

Compare the car insurance rates between these two trucks by using our free quote tool above. Enter your ZIP code to begin.

What truck is better – Toyota or Chevy?

When you are test driving large trucks and thinking about driving down the road in your new vehicle, the last thing you want to think about is potentially being involved in an accident.

However, because an accident can happen at any time, you need to be prepared. One of the best ways to be prepared for this type of event is to buy a truck that ranks well in each of the eight IIHS safety categories and that is designed to keep you safe and secure on the road.

When selecting a new truck to buy, you also may be focused on trying to find an affordable vehicle that has ownership costs that work well with your budget. 

While the loan payment on your new truck may be the primary vehicle expense, auto insurance costs should not be overlooked. Remember that safety ratings are reviewed by providers when you request new insurance quotes.

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A Closer Look at Safety Test Results for 2017 Large Trucks

Analyzing the safety ratings for the Chevrolet and Toyota trucks is a great way to determine which vehicle may be a better overall purchase. The IIHS breaks its analysis into three categories and eight sub-categories.

Most of these have a rating of “poor” to “good” with several levels in between.


The Crashworthiness category rates the vehicles for their ability to reduce or prevent injuries in a collision.

The double cab Silverado model has an “average” rating for the Front Small Overlap category, and the crew cab Silverado model has a “marginal” IIHS rating under this category.

They both have a “good” rating for the Front Moderate Overlap, Roof Strength, Head Restraints and Seats, and Side. The Toyota Tundra for 2017 has an “average” rating for the Front Small Overlap category, and it has a “good” rating for the other safety categories mentioned here.

Crash Avoidance and Mitigation

The Crash Mitigation and Avoidance category rates the vehicles’ ability to prevent collisions. All three of these models have a “poor” rating for Headlights. The two Chevrolet models have a “basic” rating for Front Crash Prevention, and the Tundra is not ranked in this area.

Child Seat Anchors (LATCH)

LATCH safety ratings describe how easy child safety seat anchors are to use in a particular vehicle. The Tundra and Chevrolet double cab rank in the “marginal” level for the ease of use of the child safety LATCH. The Silverado crew cab has a “poor” rating in this area.

2017 Top Safety Pick and/or 2017 Top Safety Pick+

While each of these three vehicles has pros and cons related to safety ratings, you may find that the Tundra and the double cab Silverado models have slightly better safety ratings per the IIHS overall.

However, if safety is a top concern, you may want to extend your search beyond these brands and look at the Honda Ridgeline.

The 2017 Ridgeline has earned the coveted Top Safety Pick title offered by the IIHS. It ranks at the “good” level in almost all of the safety categories mentioned.

What is the most reliable truck brand: Chevrolet Silverado or Toyota Tundra?

While the Honda Ridgeline has the best overall safety rating for 2017 large trucks, this is not the only factor to consider when buying a new truck. You may still be focused largely on the Silverado or Tundra.

By analyzing the safety ratings, you can see that the Tundra and Silverado double cab have almost identical safety ratings from the IIHS.

With this in mind, other factors should be considered to help you make a smart buying decision. For example, you may compare standard features, fuel economy, and price.

Buying a new truck is a major step to take because this purchase can impact your safety, your budget, and your overall comfort while driving down the road for many years.

Auto insurance is often overlooked as a primary aspect of vehicle ownership costs, but it is nonetheless often a major experience.

Because of this, you need to compare truck insurance quotes for the top models that you are thinking about buying. You may be able to save money on auto insurance for your new truck when you take this important step. Enter your ZIP code below to get started.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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