Is Ford’s safety rating for large trucks better than Toyota’s?

Ford's large trucks have better safety ratings than Toyota's large trucks. Insurance costs for a Ford F-150 are $110 a month compared to $122 a month for the Toyota Tundra.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 15, 2020

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Here's what you need to know...

  • Both Toyota and Ford have two large truck models that were rated moderately well with the IIHS
  • The Insurance Institute for Highway Safety is among the leading providers of safety ratings for vehicles in the United States and beyond
  • Both Toyota and Ford ranked poorly in specific safety areas, and this can make it more difficult to determine which of the vehicles you want to purchase
  • While safety ratings on large trucks can impact insurance costs, other factors can also influence the overall cost of ownership and should be reviewed carefully as well

The utility and durability of most large trucks may be the primary reason you are drawn to consider them for your next vehicle purpose, but you should devote ample time researching different models before you finalize your purchase plans.

Toyota Titan and Ford F-150 trucks are likely to be at the top of your list of contenders for your next vehicle purpose because of their style and reliability.

However, you also need to research the safety ratings of both types of trucks before you decide which truck to purchase. Make sure you compare rates with our free quote tool above.

The Insurance Institute for Highway Safety / Highway Data Loss Institute has ranked 12 models of large trucks from different manufacturers in the area of safety.

This includes the 2017 Ford F-150 super-crew and super-cab models and the 2017 Toyota Tundra double cab and crew-max models. When debating between these models, learning more about the IIHS safety ratings for each one could simplify your decision-making process.

Which truck has the best crash ratings?

A truck accident can occur at any time, including right after you pull out of your driveway. Safety features and ratings may indicate that you can remain safer on the road in some large trucks than in others.

Remember that an auto insurance company will analyze these safety ratings for large trucks before issuing insurance rates.

If you want to keep insurance costs on your large truck as affordable as possible, comparing rates and choosing models with excellent safety ratings can help.

Exploring Specific Safety Test Results

The IIHS ranks vehicles in three key areas. The IIHS has ranked each truck model on a scale of “poor” to “good” for eight specific safety areas.


Crashworthiness is the largest safety section reviewed by IIHS with five sub-categories, and they all tell you more about the vehicle’s ability to keep passengers from being injured in the event of an accident.

The crew-max version of the 2017 Tundra ranked as “marginal” for Front Small Overlap, “average” for Roof Strength, and “good” in the areas of Front Moderate Overlap, Side, and Head Restraints and Seat.

The double-cab by Tundra ranked as “average” for the area of Front Small Overlap and “good” for the other critical safety areas. The two Ford models are rated as being “good” in each of these safety rating categories.

Crash Avoidance and Mitigation

This important section has two sub-categories, and together, they explore a vehicle’s overall ability to avoid being in accidents or to reduce how severe an accident may be.

Front crash prevention ratings are not available on the two Tundra models, and the two Ford models are ranked as “basic” for this category.

Headlights safety is another aspect that is reviewed, and the Tundra models are rated “poor” in this area. The two Ford models are also rated “poor” in this area.

Child Safety Anchor LATCH

For buyers who have plans to transport young children, the child safety anchor LATCH category may be important because it examines how easy the latches are to use.

The Nissan Titan crew-cab ranked “average” in the area of car seat latches. On the other hand, the other three vehicles have a marginal rating in the LATCH safety category.

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2017 Top Safety Pick and/or 2017 Top Safety Pick+

As you compare some of the safety ratings for the two Toyota models and the Two Ford models that were analyzed, you may notice that these four vehicles are not the highest rated large truck models in the area of safety.

Because accidents can occur at any time, you simply do not want to take chances with your safety behind the wheel.

Keep in mind that the 2017 Honda Ridgeline actually ranks higher in all areas, and it has a “good” rating in each of the eight safety categories that the IIHS analyzes.

In fact, the 2017 Honda Ridgeline earned the distinction of being the Top Safety Pick in the large class of trucks. This honor is only given to vehicles with a “good” rating in all areas.

Is Ford safer than Toyota in 2017 for large trucks?

When selecting a new large truck to buy and use on a daily basis, both the Toyota models and Ford models are appealing in their own ways.

When safety is a concern, however, be aware that the two Ford truck models rated by the IIHS had better overall safety ratings than the two Toyota models.

Nonetheless, many factors besides safety should also be analyzed when you are searching for the right new truck to purchase.

Making a Great Buying Decision

Some truck buyers are concerned about safety ratings because they want to save money on car insurance, and safety ratings play a major role in the cost of your insurance rates for a large truck.

However, you also need to buy a truck that has a style and features that appeal you and a truck that is priced affordably for your budget. Don’t miss out on our free quote tool below. Just enter your ZIP code and start comparing rates now.

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