Compare Kent, WA Car Insurance Rates (2021)

The cheapest Kent, WA car insurance is from Nationwide, but rates will be different for each driver depending on your age, ZIP code, and driving record. Auto insurance in Kent, WA must meet the Washington state minimums of 25/50/10 in liability coverage, although drivers are encouraged to add coverage and increase these limits.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 21, 2021

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Here's what you need to know...

  • Nationwide offers the cheapest car insurance rates on average in Kent, WA
  • Kent car insurance is more expensive than average
  • Kent is part of the larger Seattle metro area and shares high commute times with the city

Kent, WA car insurance is more expensive than both the national and Washington car insurance averages.

The good news is that you can still find affordable Kent, WA car insurance if you know where to look. Shop around and compare quotes from various companies to see who can offer you cheap car insurance that fits your needs.

Enter your ZIP code to compare Kent, WA car insurance rates from multiple companies near you for free.

What is the cheapest car insurance company in Kent, WA?

The cheapest Kent, WA car insurance company is Nationwide, but rates will be different for every driver.

The top Kent, WA car insurance companies listed from least to most expensive are:

  • Nationwide – $2,668.65
  • USAA – $2,790.43
  • GEICO – $3,181.96
  • State Farm – $3,183.94
  • Progressive – $3,905.97
  • Farmers – $4,019.42
  • Allstate – $4,260.66
  • American Family – $4,760.96
  • Liberty Mutual – $4,762.20

Your car insurance rates are affected by many different factors, such as your age, gender, credit history, and driving record.

Where you live and the size of your city also affects your rates. Larger cities with more crime and traffic will pay more for car insurance. For example, Tacoma car insurance is more expensive than coverage in Kent.

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What car insurance coverage is required in Kent, WA?

Almost every state, including Washington, requires at least a minimum amount of auto insurance for drivers to drive legally. Kent drivers must carry at least these minimum auto insurance coverages:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $10,000 per incident for property damage

These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.

Kent drivers are also encouraged to carry personal injury protection and uninsured/underinsured motorist coverages but can choose not to carry them by submitting a written request.

What affects car insurance rates in Kent, WA?

Traffic can affect your auto insurance rates because more cars on the road equal a higher chance of an accident.

Although INRIX doesn’t have data for Kent, it does rank nearby Seattle, WA as the 15th most congested city in the U.S.

City-Data reports that most drivers in Kent, WA commute around 35 minutes, but a large number of drivers commute an hour or more.

Theft is another factor that can raise your car insurance rates. According to the FBI, there were 1,314 motor vehicle thefts in one year in Kent.

Kent, WA Car Insurance: The Bottom Line

Although Kent auto insurance is more expensive than average, you can still find a great deal. Shop around and compare rates before you buy Kent, WA car insurance.

Enter your ZIP code now to compare Kent, WA car insurance quotes from companies near you today.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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