Laredo Car Insurance Company

Laredo car insurance companies include GEICO, Allstate, and Progressive. Liability insurance is required in Laredo, and car insurance rates are $125/mo.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 29, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Laredo residents need insurance protection, just like everyone else
  • There are thousands of car crashes each year in Laredo
  • Car insurance premiums in Laredo are in line with the national average
  • Besides the required liability insurance, there are several recommended insurance types to carry

Car accidents happen. In fact, they happen nearly 27,000 times a day in the U.S. and car insurance can be the only thing protecting you from financial catastrophe.

We can also help you with saving money by comparing car insurance online! Simply enter your ZIP code and begin saving TODAY!

Unfortunately, most car insurance providers use difficult language to describe their insurance policies.

This guide to Laredo car insurance will help you to better understand the terms of your insurance policy.

In addition, you’ll get tips on car insurance to help you save money while still getting the insurance coverage you need to protect yourself financially in the event of an accident. Enter your zip code above to get matched with your state’s top auto insurance providers today!

Laredo: “The Gateway City”

The U.S. Census Bureau reported that the Laredo population was 236,091 in 2010. Laredo has earned the following distinctions that make it a unique city in the United States:

  • Center for International Trade – More than 35 percent of Mexican international trade and 47 pecent of U.S. international trade will cross the Laredo port of entry.
  • Outstanding Business College – Laredo is home to Texas A&M International University (TAMIU). The Princeton Review named TAMIU as an outstanding business school and ranked it third in the nation in the following category: “Greatest Opportunity for Minority Students.”
  • Population on the Border – Laredo is the second most populous city on the Texas-Mexico border and the third most populous city on the United States-Mexico border.

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How to Get a Good Deal on Laredo Car Insurance

Car insurance has become a big ticket item. So you will need to figure out how to keep costs down while still getting the protection you need. The following shopping tips will help you to do just that:

  1. Compare Quotes – Car insurance companies often charge different sums for the exact same coverage. Getting price quotes from several insurance companies will give you a true comparison of car insurance prices in Laredo.
  2. Comparison Shop Online – Calling each and every insurance company in Laredo for car insurance quotes can be very time-consuming. The fastest way to compare quotes for Laredo car insurance is to do it online.
  3. Pay Your Premiums in a Lump Sum – If you can afford to, it’s best to pay for your Laredo car insurance premium in a lump sum. Insurance companies add on more costs to your car insurance when you pay in quarterly or monthly car insurance installments.
  4. Insure All of Your Vehicles with the Same Company – Most insurance companies will give you a discount if you insure all of your vehicles with their company. In addition, if you cover both your car and home with them, you could get a discount of up to 10 percent.
  5. Ask For a List of Discounts – Many insurance providers will not tell you about car insurance discounts unless you ask. Ask for a complete list of discounts available. You’ll be surprised by how much you can save by getting a few discounts.

Laredo Driving and Car Insurance Statistics

Each city has unique driving and car insurance statistics that are helpful to know about when considering how much car insurance you need to purchase to protect your finances.

The following are the Laredo car accident statistics for 2015 as reported by the Texas Department of Public Safety:

The following are the Laredo alcohol related accident statistics for 2015 as reported by the Texas Department of Public Safety:

  • Total Alcohol-Related Accident: 129
  • Total Alcohol-Related Car Accident Involving Injuries: 54
  • Total Fatalities in Alcohol-Related Car Accidents: 2

Average Car Insurance Rates for Laredo Residents

Laredo residents pay on average $1,500 for car insurance annually. Texans car insurance averages are around $1,300.The average nationwide cost for car insurance is $1,400.

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Agencies and Car Insurance Companies is Laredo

Laredo has thousands of car insurance companies and agencies. The following is a sample list of just some of the insurance companies and agencies you will find in Laredo:

Remember that it’s best to compare quotes online to get the best prices on Laredo car insurance.

How Much Car Insurance Coverage Do You Need in Laredo?

Every state has different laws about car insurance coverage. The following are the laws and requirements in the state of Texas about car insurance coverage:

Liability car insurance is mandatory in Laredo. The state of Texas requires that you have the following amounts of liability coverage:

  • Property Damage – The state of Texas requires that you have $25,000 worth of property damage liability coverage.
  • Bodily Injury – The state of Texas requires that you carry $30,000 for bodily injury or death to one person per accident. In addition, you have to carry $60,000 to cover bodily injury or death to two or more people per accident.

There are other optional Laredo car insurance policies that are worth considering if you would like added protection.

The following is a brief explanation of each type of policy:

  • Collision Insurance – Collision insurance pays for damages to your car in the event of an accident.
  • Medical Payment Insurance – This coverage provides reimbursement of medical costs if you are in a car accident.
  • Uninsured and Underinsured Insurance – This coverage protects you if you are in a car accident with an uninsured or underinsured driver. The coverage will only cover you if the other driver is declared to be at fault.
  • Comprehensive Coverage – Comprehensive coverage will cover your losses in the event of the following: car theft, fire, falling objects, explosion, collision with an animal, windstorm, water, hail, flood, glass breakage, vandalism, riots, or malicious mischief.

In conclusion, Laredo car insurance is a must no matter what type of car you own. The simplest and fastest way to find the best prices for Laredo car insurance is to compare quotes online.

Enter your ZIP code below and find Texas car insurance INSTANTLY!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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