Compare Lexus LS 460 Insurance Quotes [Rates + Cheap Coverage Guide]

Average Lexus LS 460 car insurance rates cost $143 per month ($1,710 per year). Finding Lexus LS 460 teenager insurance rates can cost on average $6,250 a year, so shop around to find cheap coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 17, 2020

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Key takeaways:

  • Full coverage costs around $1,710 a year or $143 each month
  • A liability-only policy costs around $685 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,250 a year or $521 each month
  • Good drivers can save as much as $705 a year by earning policy discounts
  • Lexus LS 460 insurance costs around $191 more per year than the average vehicle

Lexus LS 460 insurance rates average $1,710 a year or $143 a month for full coverage, but good drivers are eligible for up to $705 a year in discounts by practicing safe driving habits. Let’s look at Lexus LS 460 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Lexus LS 460 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus LS 460 Insurance Cost

The average Lexus LS 460 auto insurance rates are $1,710 a year or $143 a month.

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Are Lexus LS 460s Expensive to Insure?

The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Acura TLX, Chevrolet Corvette, and Mercedes-Benz E300.

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Chevrolet Corvette $494 $922 $264 $1,790
Mercedes-Benz E300 $394 $744 $338 $1,612
Porsche Panamera $520 $1,042 $398 $2,118
Lexus IS 300 $356 $686 $398 $1,598
Audi S8 $658 $1,368 $398 $2,582
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus LS 460 Insurance?

The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.

Age of the Vehicle

The average Lexus LS 460 car insurance rates are higher for newer models. For example, car insurance for a 2017 Lexus LS 460 costs $1,710, while 2010 Lexus LS 460 insurance costs are $1,334, a difference of $376.

Model Year Comprehensive Collision Liability Total
2017 Lexus LS 460 $406 $814 $354 $1,710
2016 Lexus LS 460 $392 $780 $364 $1,672
2015 Lexus LS 460 $370 $752 $376 $1,634
2014 Lexus LS 460 $356 $698 $384 $1,574
2013 Lexus LS 460 $342 $658 $388 $1,524
2012 Lexus LS 460 $328 $590 $390 $1,444
2011 Lexus LS 460 $306 $542 $390 $1,374
2010 Lexus LS 460 $296 $508 $394 $1,334
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Driver Age

Driver age can have a significant impact on Lexus LS 460 auto insurance rates. For example, 20-year-old drivers pay approximately $2,092 more each year for their Lexus LS 460 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in Los Angeles may pay $633 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Lexus LS 460 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 car insurance with violations on their driving record.

Lexus LS 460 Crash Test Ratings

Good Lexus LS 460 crash test ratings mean the VW is safer, which could mean cheaper Lexus LS 460 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Lexus LS 460 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Lexus LS 460 Safety Features

The Lexus LS 460 safety features can help lower insurance costs. According to AutoBlog, the 2020 Lexus LS 460 has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Security system

Lexus LS 460 Insurance Loss Probability

The lower percentage means lower Lexus LS 460 car insurance costs; higher percentages mean higher Lexus LS 460 car insurance costs. Compare the following Lexus LS 460 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 55%
Property Damage -24%
Comprehensive 103%
Personal Injury -48%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Lexus LS 460 Finance and Insurance Cost

If you are financing a Lexus LS 460, most lenders will require your carry higher Lexus LS 460 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus LS 460 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Lexus LS 460 Insurance

You have more options at your disposal to save money on your Lexus LS 460 car insurance costs. For example, try these five tips:

  • Ask About Farm and Ranch Vehicle Discounts
  • Make Sure You Use an Accredited Driver Safety Program
  • Compare Lexus LS 460 Quotes Online
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Lexus LS 460
  • Check Reviews and State Complaints Before You Choose an Insurer

Top Lexus LS 460 Insurance Companies

Who is the best company for Lexus LS 460 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus LS 460 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus LS 460 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save money by comparing Lexus LS 460 insurance rates with free quotes online now!

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Average Monthly Car Insurance Rates by State