Mazda 5 Insurance Quotes [Guide + Free Quotes]

Average auto insurance rates for a Mazda 5 cost $1,142 a year, or around $95 a month. Teens pay the highest rates at up to $4,174 a year, while good drivers may only pay $671.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2020

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Key Takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 5 insurance costs around $377 less per year than the average vehicle

Mazda 5 car insurance rates cost drivers an average of $1,142 a year, which comes down to about $95 per month. Some of the factors that impact Mazda 5 rates include the age of both the driver and vehicle, as well as the model’s safety features.

Take the time to read through this detailed article to learn all about how Mazda 5 insurance rates are determined.

You can start comparing quotes for Mazda 5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 5 Insurance Cost

The average car insurance costs for a Mazda 5 are $1,142 a year or $95 a month.

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Are Mazda 5s Expensive to Insure?

The chart below details how Mazda 5 insurance rates compare to other vans like the Chrysler Pacifica, Dodge Grand Caravan, and Kia Sedona.

Vehicle Comprehensive Collision Liability Total
Chrysler Pacifica $348 $532 $316 $1,332
Dodge Grand Caravan $308 $438 $372 $1,276
Kia Sedona $282 $448 $338 $1,204
Honda Odyssey $280 $532 $372 $1,342
Toyota Sienna $294 $532 $372 $1,356
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 5 Insurance?

The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.

Age of the Vehicle

The average Mazda 5 auto insurance rates are higher for newer models. For example, auto insurance for a 2015 Mazda 5 costs $1,142, while 2010 Mazda 5 insurance costs are $982, a difference of $160.

Model Year Comprehensive Collision Liability Total
2015 Mazda 5 $226 $404 $376 $1,142
2014 Mazda 5 $218 $374 $384 $1,112
2013 Mazda 5 $208 $352 $388 $1,084
2012 Mazda 5 $200 $316 $390 $1,042
2010 Mazda 5 $180 $272 $394 $982
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Driver Age

Driver age can have a significant effect on Mazda 5 car insurance rates. For example, 20-year-old drivers pay $1,397 more for their Mazda 5 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in Los Angeles may pay $423 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 5 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 car insurance with violations on their driving record.

Mazda 5 Safety Ratings

The Mazda 5’s safety ratings will affect your Mazda 5 car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side N/R
Moderate overlap front Good
Side Marginal
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety
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Mazda 5 Safety Features

The safety features of the Mazda 5 can impact your Mazda 5 car insurance rates. The Mazda 5 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Mazda 5 Insurance Loss Probability

The lower percentage means lower Mazda 5 auto insurance rates; higher percentages mean higher Mazda 5 car insurance rates. The Mazda 5’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -14%
Property Damage -14%
Comprehensive -27%
Personal Injury 3%
Medical Payment -5%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety
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Mazda 5 Finance and Insurance Cost

If you are financing a Mazda 5, you will pay more if you purchase Mazda 5 car insurance at the dealership, so be sure to shop around and compare Mazda 5 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda 5 Insurance

Drivers can end up saving more money on their Mazda 5 car insurance rates by employing any one of the following strategies.

  • Avoid the Temptation to File a Claim for Minor Incidents
  • Install an Aftermarket Anti-Theft Device for Your Mazda 5
  • Audit Your Mazda 5 Driving When You Move to a New Location or Start a New Job
  • Renew Your Mazda 5 Insurance Coverage to Avoid Lapses
  • Compare Apples to Apples When Comparing Mazda 5 Insurance Quotes and Policies

Top Mazda 5 Insurance Companies

Who is the top auto insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda 5 Insurance Quotes Online

To start comparing Mazda 5 car insurance quotes for free, use our online car insurance comparison tool.

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