Mazda CX-3 Insurance Cost Estimate [Rates + Comparison Guide]

If you want to buy cheap Mazda CX-3 insurance coverage then you should know that a policy will cost $112 per month ($1,338 per year) on average. Mature drivers with good driving records may find rates as low as $786 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Mazda CX-3 insurance rates cost an average of $1,338 per year, or $112 each month. A few determining factors that make up the median of Mazda CX-3 car insurance rates include the age and location of the driver, the model year of the car, and its safety ratings. We’ve compiled this detailed guide to give you a full understanding of Mazda CX-3 rates so you can know exactly what to expect when shopping with insurance companies.

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 auto insurance costs are $1,338 a year or $112 a month.

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Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Ford EcoSport, Kia Sportage, and Lincoln MKT.

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Ford EcoSport $280 $500 $372 $1,310
Kia Sportage $280 $470 $372 $1,280
Lincoln MKT $370 $626 $450 $1,626
Subaru Crosstrek $320 $512 $332 $1,300
Kia Niro $282 $478 $398 $1,316
Hyundai Tucson $294 $470 $372 $1,294
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose will affect the total price you will pay for Mazda CX-3 insurance coverage.

Age of the Vehicle

Older Mazda CX-3 models generally cost less to insure. For example, auto insurance rates for a 2020 Mazda CX-3 are $1,338, while 2016 Mazda CX-3 rates are $1,296, a difference of $42.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-3 $308 $500 $372 $1,338
2019 Mazda CX-3 $294 $482 $390 $1,324
2018 Mazda CX-3 $282 $478 $398 $1,316
2017 Mazda CX-3 $272 $466 $416 $1,312
2016 Mazda CX-3 $262 $446 $430 $1,296
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Driver Age

Driver age can have a significant impact on the cost of Mazda CX-3 auto insurance. For example, 20-year-old drivers pay approximately $1,636 each year for their Mazda CX-3 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $736 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 car insurance with violations on their driving record.

Mazda CX-3 Safety Ratings

The Mazda CX-3’s safety ratings will affect your Mazda CX-3 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mazda CX-3 Crash Test Ratings

Poor Mazda CX-3 crash test ratings could mean higher Mazda CX-3 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-30 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-30 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda CX-3 Safety Features

Having a variety of safety features on your Mazda CX-3 can help lower your insurance costs. According to AutoBlog, the 2020 Mazda CX-3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

If you are financing a Mazda CX-3, you will pay more if you purchase Mazda CX-3 car insurance at the dealership, so be sure to shop around and compare Mazda CX-3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-3 Insurance

Save more on your Mazda CX-3 car insurance rates. Take a look at the following five strategies that will get you the best Mazda CX-3 auto insurance rates possible.

  • Watch Your Insurer Closely When Your Mazda CX-3 Needs Repairs
  • Get Mazda CX-3 Auto Insurance Through Costco
  • Compare Mazda CX-3 Quotes Online
  • Compare Insurance Companies After Moving
  • Pay Your Mazda CX-3 Insurance Upfront

Top Mazda CX-3 Insurance Companies

Who is the best auto insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda CX-3 Insurance Quotes Online

To start comparing Mazda CX-3 car insurance quotes for free, use our online car insurance comparison tool.

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