Mazda CX-5 Insurance Quotes [Comprehensive Guide]

If you want to buy cheap Mazda CX-5 insurance coverage then you should know that a policy will cost $115 per month ($1,384 per year) on average. Good drivers can save as much as $2,135 a year over higher risk drivers.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Mazda CX-5 insurance costs around $135 less per year than the average vehicle

When the time comes to research how much Mazda CX-5 car insurance rates are going to cost, you may not know where to begin. To give you an idea of how much you might pay for Mazda CX-5 insurance rates, you should be aware that drivers pay an average of $1,384 per year, or $115 a month. This guide will walk you through how these Mazda CX-5 rates are calculated so you can be in the driver’s seat of your very own policy.

You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-5 Insurance Cost

The average Mazda CX-5 auto insurance rates are $1,384 a year or $115 a month.

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Are Mazda CX-5s Expensive to Insure?

The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the Chevrolet Equinox, Honda CR-V, and Infiniti QX30.

Vehicle Comprehensive Collision Liability Total
Mazda CX-5 $322 $532 $372 $1,384
Chevrolet Equinox $308 $532 $372 $1,370
Honda CR-V $280 $408 $316 $1,140
Infiniti QX30 $344 $686 $398 $1,586
Lincoln MKT $370 $626 $450 $1,626
Ford Escape $280 $438 $316 $1,170
BMW X6 $432 $834 $398 $1,822
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-5 Insurance?

The Mazda CX-5 trim and model you choose can impact the total price you will pay for Mazda CX-5 insurance coverage.

Age of the Vehicle

The average Mazda CX-5 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mazda CX-5 costs $1,384, while 2013 Mazda CX-5 insurance costs are $1,254, a difference of $130.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-5 $322 $532 $372 $1,384
2019 Mazda CX-5 $306 $512 $390 $1,366
2018 Mazda CX-5 $294 $506 $398 $1,356
2017 Mazda CX-5 $284 $494 $416 $1,352
2016 Mazda CX-5 $274 $474 $430 $1,336
2015 Mazda CX-5 $260 $458 $442 $1,318
2014 Mazda CX-5 $250 $424 $452 $1,284
2013 Mazda CX-5 $240 $400 $456 $1,254
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Driver Age

Driver age can have a significant effect on the cost of Mazda CX-5 car insurance. For example, a 20-year-old driver could pay around $141 more each month for their Mazda CX-5 car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in New York may pay $845 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-5 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 auto insurance rates with violations on their driving record.

Mazda CX-5 Safety Ratings

Your Mazda CX-5 car insurance rates are tied to the safety ratings of the Mazda CX-5. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mazda CX-5 Crash Test Ratings

The crash test ratings of the Mazda CX-5 can impact your Mazda CX-5 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV FWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV FWD Early Release 4 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-5 SUV AWD Early Release 4 stars 5 stars 5 stars 4 stars
2017 Mazda CX-5 SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 Mazda CX-5 SUV AWD 4 stars 5 stars 5 stars 4 stars
2016 Mazda CX-5 SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Mazda CX-5 SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda CX-5 Safety Features

Most drivers don’t realize that not only do Mazda CX-5 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Mazda CX-5 auto insurance rates. The Mazda CX-5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Mazda CX-5 Insurance Loss Probability

Another contributing factor that affects Mazda CX-5 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -34%
Property Damage -12%
Comprehensive -15%
Personal Injury -21%
Medical Payment -17%
Bodily Injury -24%
Source: Insurance Institute for Highway Safety
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Mazda CX-5 Finance and Insurance Cost

If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 car insurance at the dealership, so be sure to shop around and compare Mazda CX-5 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-5 Insurance

There are many ways that you can save on Mazda CX-5 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mazda CX-5 car insurance rates low.

  • Buy An Older Mazda CX-5
  • Take a Refresher Course as an Older Driver
  • Get Mazda CX-5 Auto Insurance Through Costco
  • Compare Insurance Companies After Moving
  • Consider Renting a Car Instead of Buying a Second Mazda CX-5

Top Mazda CX-5 Insurance Companies

Several top car insurance companies offer competitive rates for the Mazda CX-5 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Mazda CX-5 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda CX-5 Insurance Quotes Online

To start comparing Mazda CX-5 car insurance quotes for free, use our online car insurance comparison tool.

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Average Monthly Car Insurance Rates by State