Mercury Car Insurance Review (2020)

Mercury Insurance Group received an A financial rating from AM Best. Mercury offers car insurance discounts for good driving, policy bundling, and anti-theft devices.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses...

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Reviewed byJoel Ohman
Founder, CFP®https://res.cloudinary.com/quotellc/image/upload/insurance-site-images/ciccom-live/41b5e36b-joel-ohman.jpg

UPDATED: Jun 18, 2020

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Here's what you need to know...
  • Mercury Insurance Group is considered one of the Top 7 Biggest Personal Auto Insurance Providers in California
  • This company continually provides the utmost service and quality products to clients in California
  • Mercury Car Insurance offers a variety of discounts to its customers


Since 1962, California residents have been enjoying the benefits of having Mercury Car Insurance coverage.

In fact, Mercury Insurance Group is considered one of the Top 7 Biggest Personal Auto Insurance Providers in the state.

Although the company is expanding and is now servicing several other states including New York, Nevada, Texas, and Oklahoma, there are still several states that are not covered by this insurance group.

Since Mercury auto insurance quotes are available online, it is important for customers to check if their state is one of the places where the company has a business presence.

Read through this Mercury auto insurance review and then enter your zip code above to start comparing free car insurance quotes online!

Mercury Car Insurance – Product Features

Mercury Insurance Group aspires to excel in several qualities:

  • Value
  • Great customer service
  • Financial strength
  • Reliability

In order to attract and retain customers, the company knows that simply offering standard auto insurance coverage is not enough. As a result, Mercury tries its best to give customers better value for their money, added benefits, and sterling customer service.

The company has become a dominant player in the personal vehicle insurance market in California.

This strong standing comes as a result of continually providing the utmost service and quality products to clients.

Furthermore, Mercury believes in transparency. In order to show its potential and existing clients that the company has financial stability, it is generous in giving out press releases about its financial standing on a quarterly basis.

The company is also very open when it comes to how much dividends are paid to its shareholders as well as its major investment decisions.

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Getting the Most Out of Mercury Car Insurance

When it comes to getting the best car insurance in town, customers need to be proactive in asking their agents for discounts and savings.

Although Mercury provides many types of discounts for its customers, you will not be able to avail yourself of these savings if you do not ask and inquire about ongoing promotions and discounts available.

Some of the discounts that the company gives away come as a result of:

To Get or Not to Get Mercury Car Insurance

It is without a doubt that Mercury can offer you one of the lowest auto insurance rates in the market. However, this does not mean that each policy that the company offers is perfect for you.

Those who are just looking for standard coverage may be happy with what the company is offering. However, individuals with specific needs, such as coverage for classic cars or pet injuries, may find Mercury policies wanting.

Before you sign up for Mercury auto insurance, it is best that you also check out the quotes from other companies that service your state.

Get started comparing car insurance quotes now!

References:

  1. http://www.insurance.ca.gov/
  2. http://www.mercuryinsurance.com/about/
  3. http://www.investopedia.com/articles/personal-finance/092115/top-7-car-insurance-companies-california.asp
  4. http://www.investopedia.com/terms/s/standard-auto-insurance.asp
  5. http://www.cars.com/go/advice/Story.jsp?section=cd&story=cd_antitheft&subject=cd_theft
  6. http://www.carsdirect.com/car-insurance/10-car-insurance-discounts-that-can-save-you-money

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