MOD Pizza Car Insurance: Discounts, Rates, & Requirements (2021)

MOD Pizza delivery drivers looking for MOD Pizza car insurance quotes have numerous options. Commercial car insurance is available in the form of an endorsement on a personal car insurance policy, as well as a separate and a hybrid policy. An endorsement is the most affordable form of MOD Pizza car insurance.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 21, 2021

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Here's What You Need to Know

  • MOD Pizza does not provide its delivery drivers with car insurance
  • Delivery drivers will need to purchase commercial car insurance through a private insurance provider
  • The most affordable form of commercial life insurance is an endorsement added to a personal car insurance policy

If you are a delivery driver for MOD Pizza, you need to know more about MOD Pizza car insurance. Delivery drivers need special insurance to remain covered while on the clock.

Keep reading to find out what cheap car insurance options are available for delivery drivers and how they can maintain coverage.

Before you learn more about MOD Pizza auto insurance, start comparing commercial car insurance quotes to find the best rates. Enter your ZIP code below to compare rates for free.

What kind of MOD Pizza car insurance do delivery drivers need?

Delivery drivers need special insurance to maintain coverage while they are on the clock. This is called commercial car insurance.

There are three main ways you can get commercial coverage for your car:

  • Endorsement on your personal policy
  • A separate commercial policy
  • A hybrid policy

Commercial car insurance can raise your rates, but not by much. And you will appreciate the coverage should you get into an accident while on delivery.

What happens if I get into an accident without commercial car insurance?

Delivery drivers often find themselves speeding to maintain delivery times and get to their next order to earn more money. According to the Insurance Institute of Highway Safety, this puts delivery drivers at particular risk for car accidents.

If you do not have any commercial car insurance and get into an accident while on the job, you are liable for all the damage to your car and person. This can add up fast depending on how bad the accident is.

That cost doesn’t just stop at car repairs and medical bills either. Your driving history impacts your insurance rates, so you may be losing money in the long term.

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What is the most affordable MOD Pizza car insurance policy?

Endorsements offer the most affordable MOD pizza car insurance rates. Often, these additions to your personal policy will cost less than $10 per month.

However, not all insurance companies offer endorsements for delivery drivers.

The next most affordable option is a hybrid policy. MOD Pizza auto insurance quotes for hybrid policies may be higher than a traditional personal policy. However, hybrid coverage acts as both personal and commercial insurance.

Like endorsements, these policies are not available everywhere.

Purchasing a separate commercial car insurance policy is always an option. Almost every car insurance company will offer these types of policies to their customers.

However, this is easily the most expensive way to get coverage and may not be feasible if the aim of working as a delivery driver is to earn extra money.

MOD Pizza Auto Insurance Review

While there is no specific MOD Pizza car insurance company, most insurance providers will offer some kind of insurance option for delivery drivers.

The best way to get affordable coverage is to get pizza delivery car insurance quotes from multiple companies. Then take the time to compare the coverage options as well as the cost.

Are you ready to buy MOD pizza auto insurance? Enter your ZIP code below, and we will help you find an affordable commercial policy that fits your needs.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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