Multiple-Drivers Car Insurance Discount

Do you need car insurance for more than one licensed driver? Fortunately, both MetLife and The Hartford offer a multiple-drivers car insurance discount. The average multiple-drivers car insurance discount rate is 5 percent off of your total premium. However, this discount is subject to state laws and regulations and may not be available in every ZIP code.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Feb 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • With a multiple-drivers car insurance discount, you can save an average of 5 percent on your policy
  • Only two national providers, The Hartford and MetLife, offer a multiple-drivers discount to customers
  • To qualify for this discount, you must insure more than one licensed driver under the same car insurance policy

If more than one person on your policy is a licensed driver, you can potentially earn a multiple-drivers car insurance discount.

Read through our quick guide to learn what companies offer discount car insurance for policies with multiple drivers, how to qualify, and how much you and your family can potentially save. Car insurance discounts often stack, leading to substantial savings.

Compare multiple-drivers car insurance discount rates from reputable providers near you by entering your ZIP code into our free quote tool above.

What car insurance companies offer a multiple-drivers discount?

Only two national insurance companies offer what is called a multiple-drivers car insurance discount to customers.

Take a look at the table below to see if your provider made the list.

Multiple Drivers Discount Offered by Company
CompaniesMultiple Drivers Discount Offered
MetLifeYes
The HartfordYes - 5%
Get Your Rates Quote Now

Compare RatesStart Now →

The average amount you can save with a multiple-drivers discount is about 5 percent. However, this discount can be stacked with other opportunities.

According to DataUSA, the average number of cars per household is two.

If this matches your family, consider also seeking out a multi-car insurance discount to stack with your multiple-drivers discount, if one is available.

All car insurance discounts are subject to state laws and regulations, so this opportunity may not be available where you live. Check with your local agent for verification.

What is a multiple-drivers car insurance discount?

A multiple-drivers car insurance discount is a way for insurance companies to entice customers to purchase more business within the same provider.

If you have multiple licensed drivers in your household, your insurance provider doesn’t want to lose their coverage to a competitor.

By providing you and your family with an affordable multiple-drivers car insurance discount, both you and the company benefit.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

How can I qualify for a multiple-drivers car insurance discount?

Like with all discounts, qualifying for a multiple-drivers discount will vary by company.

However, as long as you have more than one eligible driver on your car insurance policy through either The Hartford or MetLife, you should receive this discount automatically.

How much can I save with a multiple-drivers car insurance discount?

Expect to save about 5 percent on your overall premiums with a multiple-drivers discount. Other companies offer a similar discount when you insure more than one driver under the same policy known as a family plan or family legacy discount.

For example, one of the many GEICO discounts is a family legacy discount, provided to clients who insure more than one eligible driver under a single policy.

It’s worth asking about what discounts you are eligible for, especially because companies do not always publicly advertise every available discount.

You are now an expert on securing a multiple-drivers car insurance discount from either The Hartford or MetLife.

Compare other discount car insurance opportunities from reputable providers near you by entering your ZIP code into our free quote tool below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State