New Customer/New Plan Car Insurance Discount

Are you on the lookout for hidden car insurance discounts? The new customer/new plan discount is worth looking into. This discount is designed specifically for customers signing up for a new insurance policy, so it's particularly relevant if you are currently comparing car insurance providers.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 7, 2021

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Here's what you need to know...

  • The New Customer/New Plan is a hidden discount.
  • This discount is designed for new customers switching providers.
  • It’s important to compare insurance rates regularly to make sure you are getting the best price.

Are you searching for a new car insurance provider and on the lookout for hidden car insurance discounts? Here’s one that is simple to qualify for and understand; the new customer/new plan discount.

This discount is designed specifically for new customers, so it is particularly relevant if you are currently comparing insurance providers in search of the best deal. 

If you are searching for the most affordable car insurance and want to take advantage of even the most obscure policy discounts, this article is for you.

Read on to learn what the new customer/new plan discount is, how you might qualify for it, and more! 

What is a new customer/new plan car insurance discount? 

Never heard of this discount? That’s not surprising. While the new customer/new plan discount is one of the most common discounts offered, it’s a hidden car insurance discount.

That means this discount is not generally marketed on company websites. Instead, the new customer/new plan discount is offered as a way to welcome new customers or incentivizing them to leave a competitor.

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Who qualifies for the new customer/new plan discount?

The new customer/new plan discount is primarily geared toward those customers who are switching from one insurance provider to another.

However, some providers may also apply the discount when you move from one state to another, and therefore are under a new agent or team of agents, even if you retain the same overall insurance company. 

What if you are a returning customer? Each insurance company offers discounts a little differently.

For this reason, it’s important to speak to an agent with the company in question to make sure you qualify for any discount, even if you are a new customer. 

Which car insurance companies offer this discount? 

Almost every car insurance company will provide a new customer/new plan discount. However, it may show up under a different name.

This discount is also called a ‘welcome’ discount, a ‘switching’ discount, and many other names. 

What other discounts do you qualify for?

Curious about other hidden car insurance discounts? If you are in the market for a new insurance provider, the early switch discount may also apply to you.

This discount is for those who sign on to a new insurance provider before their policy with their current provider is ended.

Are you looking to insure a brand new car? Some insurance companies will offer a new car discount, specifically for cars that are five years old or younger

There is a multitude of other discounts, both advertised and hidden, that you may qualify for, that’s why it’s so important to compare car insurance rates regularly.

According to the NAIC it’s important to check your rates any time your circumstances change, which could include purchasing new cars, homes, or even life events like marriage.

Even if you think you have the best deal, or if you had the best deal the last time you did a comparison, circumstances, and available discounts may change. 

Are you ready to start comparing car insurance rates from providers near you? Enter your ZIP code and we will help you find the right company for you.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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