Compare Newport News, VA Car Insurance Rates (2021)

The cheapest car insurance company in Newport News, VA, is Nationwide. However, car insurance rates will vary for each person. Newport News, VA car insurance must meet the state minimum requirements with coverage levels of 25/50/20 for liability. Compare Newport News, VA car insurance rates online to get the best price for you.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 4, 2021

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Here's what you need to know...

  • Newport News, Virginia car insurance costs $1,543 less than the national average
  • The most affordable car insurance companies in Newport News, VA are Nationwide, USAA, and GEICO
  • Virginia’s car insurance requirements are 25/50/20

On average, Newport News, VA car insurance rates are $2,389 per year. Virginia’s annual state average is $31 less than the Newport News average.

Newport News auto insurance is $1,543 cheaper than the national annual average. However, Newport News, VA car insurance rates depend on the company and other factors that affect car insurance.

Our guide explains how you can secure cheap car insurance in Newport News, Virginia, for every age, credit history, and driving record.

Ready to find affordable Newport News, VA car insurance? Enter your ZIP code above to get started.

What is the cheapest car insurance company in Newport News, VA?

The cheapest auto insurance company in Newport News, Virginia, is Nationwide. The following most affordable companies are USAA and GEICO.

Here are the best auto insurance companies in Newport News, Virginia, ranked from cheapest to most expensive:

  • Nationwide – $1,985
  • USAA – $1,994
  • GEICO – $2,125
  • Progressive – $2,408
  • State Farm – $2,436
  • Allstate – $3,385

USAA, GEICO, and Nationwide are the only Newport News car insurance companies that offer cheaper than average car insurance rates. With the right discounts, you can lower your annual costs.

Before you get any discount, car insurance providers will inspect specific factors that determine your car insurance rates, such as age, gender, marital status, driving record, and credit history.

The most significant factor is your driving record. Some car insurance companies provide up to 40 percent off if you have a clean driving record. In addition to no traffic violations or accidents, a good credit score can lower your auto insurance rates even more.

Even your location is a factor. Did you know your neighborhood ZIP code can save you hundreds more if you live in a safer address? The cheapest ZIP code in Newport News, VA, is 23606, and its average car insurance cost is $170 per month.

If you’re a driver under 25 years old, you could face auto insurance quotes up to $5,390 per year. On the other hand, senior drivers may have car insurance rates of about $1,372 per year.

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What are the minimum car insurance coverage requirements in Newport News, VA?

All drivers must have the minimum Virginia car insurance requirements, which are:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $20,000 per incident for property damage

Some car insurance agents may recommend uninsured/underinsured motorist coverage to cover the gaps in insurance.

What affects car insurance rates in Newport News, VA?

Did you know that your daily commute affects your car insurance? Even a city’s motor vehicle thefts affect car insurance quotes.

According to Data USA, it takes the average Newport News driver 23 minutes to get to work.

However, vehicle theft has a significant impact on comprehensive car insurance. Higher rates of motor vehicle theft will certainly increase car insurance costs.

The FBI annual statistics reported that Newport News had 340 auto thefts in 2019, which is much lower than the biggest cities in Virginia.

Newport News, VA Auto Insurance: The Bottom Line

Newport News, VA car insurance rates are cheaper than most cities in the United States. You can save hundreds on car insurance if you maintain a clean driving record and a good credit score.

Teen and young adult drivers should consider going under a parent or legal guardian’s car insurance policy to save. Also, you can get discounts for safety and anti-theft features on your vehicle.

Before you buy car insurance in Newport News, VA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Newport News, VA car insurance quotes.

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