Online Volvo XC70 Insurance Rates [Comparison Guide]

Average Volvo XC70 insurance rates cost $130 per month ($1,556 per year). Mature drivers with good driving records may find rates as low as $914 a year.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 31, 2020

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Key Takeaways:

  • Full coverage costs around $1,556 a year or $130 each month
  • A liability-only policy costs around $624 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,687 a year or $474 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Volvo XC70 insurance costs around $37 more per year than the average vehicle

Volvo XC70 car insurance rates cost drivers an average of $1,556 a year, or $130 per month. There are quite a few factors that determine Volvo XC70 rates, such as the age and location of the driver, and model year of the car. Read through this easy-to-follow guide to educate yourself on all there is to know about Volvo XC70 insurance rates.

You can start comparing quotes for Volvo XC70 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC70 Insurance Cost

The average Volvo XC70 auto insurance rates are $1,556 a year or $130 a month.

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Are Volvo XC70s Expensive to Insure?

The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback.

Vehicle Comprehensive Collision Liability Total
Subaru Outback $348 $500 $372 $1,378
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC70 Insurance?

The Volvo XC70 trim and model you choose will affect the total price you will pay for Volvo XC70 insurance coverage.

Age of the Vehicle

Older Volvo XC70 models generally cost less to insure. For example, auto insurance rates for a 2016 Volvo XC70 are $1,556, while 2010 Volvo XC70 rates are $1,318, a difference of $238.

Model Year Comprehensive Collision Liability Total
2016 Volvo XC70 $332 $558 $486 $1,556
2015 Volvo XC70 $314 $538 $500 $1,532
2014 Volvo XC70 $302 $500 $510 $1,492
2013 Volvo XC70 $290 $470 $514 $1,454
2012 Volvo XC70 $278 $422 $520 $1,400
2011 Volvo XC70 $260 $388 $520 $1,348
2010 Volvo XC70 $250 $364 $524 $1,318
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Driver Age

Driver age can have a significant effect on the cost of Volvo XC70 car insurance. For example, 30-year-old drivers pay approximately $68 more for their Volvo XC70 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in New York may pay $404 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Volvo XC70 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 car insurance with violations on their driving record.

Volvo XC70 Crash Test Ratings

Poor Volvo XC70 crash test ratings could mean higher Volvo XC70 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC70 Safety Features

Most drivers don’t realize that not only do Volvo XC70 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Volvo XC70 auto insurance rates. The Volvo XC70’s safety features include:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Anti-whiplash
  • Security system

Volvo XC70 Insurance Loss Probability

Another contributing factor that affects Volvo XC70 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -31%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Volvo XC70 Finance and Insurance Cost

If you are financing a Volvo XC70, most lenders will require your carry higher Volvo XC70 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC70 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo XC70 Insurance

Save more on your Volvo XC70 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC70 auto insurance rates possible.

  • Purchase a Roadside Assistance Program for Your Volvo XC70
  • Ask About Farm and Ranch Vehicle Discounts
  • Tell Your Insurer How You Use Your Volvo XC70
  • Ask Your Insurance Company About Volvo XC70 Discounts
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Volvo XC70 Insurance Companies

Several top car insurance companies offer competitive rates for the Volvo XC70 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volvo XC70 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC70 Insurance Quotes Online

You can start comparing quotes for Volvo XC70 car insurance rates from some of the best car insurance companies by using our free online tool now.

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