Peugeot Car Insurance Rates

Peugeot cars are popular in Europe but have not been available at US car dealerships since 1991. The average Peugeot car insurance rates are £51.16/mo.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 23, 2020

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Here's what you need to know...

  • Peugeot cars are not available at regular US dealerships; they must be imported from Europe
  • Due to their expensive cost, insuring a Peugeot is going to cost more per month
  • Small, local agencies may not insure a Peugeot, so it’s better to seek out quotes from larger insurance companies like Nationwide or Progressive

Peugeot vehicles currently do not have a sales organization in the United States.

Their vehicles are available by importing them from Europe yourself or by picking one up on the used market through the many automobile venues online.

You may have to travel to avail yourself of the opportunity to purchase one of their cars.

Regardless of what you drive, you’ll need good car insurance. Check out the free comparison tool above and enter your ZIP code to get local quotes today!

Peugeot History

Peugeot was founded in 1889 when only four cars were made. Their first automobile was a three-wheeled steam-powered automobile.

Steam power, as you know, requires a heavy, bulky engine and a long warm-up period to get the vehicle to a proper temperature to move.

This vehicle was abandoned for a gas-powered vehicle built by Peugeot under the Daimler license.

Peugeot gradually developed its own designs using its own designers rather than licensing through Daimler.

Entry into the racing world helped spur sales as did its reputation for building military vehicles during World War I.

By 1939, Peugeot produced 52,796 cars in Europe, just behind the Citroen brand.

By 1958, Peugeot was selling cars in the United States and elsewhere, making the brand a competitor in the car industry. In 1978, Peugeot purchased the European division of Chrysler.

The ’90s led to a drop in automobile sales in the U.S. and Canada along with other automobile makers. They withdrew from the American and Canadian market in July of 1991.

At this point, they have no intention to return to sales in the United States or Canada.

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Peugeot in Europe

Peugeot is one of the best-selling automobile brands in Europe, and they claim they compete in 72 percent of market segments.

Their intent is to increase their participation to 90 percent.

Even though Peugeot has a definite presence in sports car racing, they are not prepared to build a hardcore pure sports car for the general market.

Entry into the Chinese, Russian, and South American markets is progressing along with a re-entry into the Philippine market.

Car Insurance for a Peugeot

When looking at car insurance policies, you need to consider the different coverage levels first.

Since the brand is not currently sold in the United States, it is easy to compare liability quotes for insurance because liability coverage is based largely upon the driver’s qualifications.

Physical damage in the form of comprehensive and collision is another thing because parts must be ordered from overseas.

You may find it difficult to get everyday maintenance and repair in any but the larger cities, too. Experience and training make quite a difference in mechanics capability.

Suggested Coverage for Peugeot Car Insurance

It may be difficult to obtain insurance coverage from your local insurance agent. An approach would be to seek out a larger agency located in a city close to you.

This agent may mention that they specialize in unique vehicles or modified vehicles.

By indicating this, the agent suggests that they have access to specialty insurance markets, which may not be appropriate for the average car.

Liability is your personal responsibility to others for bodily injury and property damage required to meet state guidelines for legality.

The following are suggested limits of liability insurance:

  • Bodily Injury Your legal responsibility in an accident for bodily injury to others
  • Property Damage Your legal responsibility for damage to the property of others
  • Uninsured Motorists Coverage Pays for you or your passengers if you are involved in an accident with an uninsured motorist
  • Comprehensive Coverage pays for damage to your vehicle from theft, vandalism, weather damage, and animal damage
  • Collision Coverage pays for collision damage to your vehicle whether it is your fault or not, less the deductible you choose

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Rates Considerations and Comparison

Comparing costs is always a good idea because the filings for individual insurance companies vary so much.

For this, you should consult two agencies in the industry, making certain that they indicate the company for which they quote.

With a vehicle such as a Peugeot, which is not produced in the United States, one must be cautious about insurance.

Make certain that your insurance company will pay for original replacement parts so you don’t end up with a car that works incorrectly.

Recognize that the time to repair the vehicle can be longer than usual because it’s necessary to acquire parts overseas.

In that event, you may wish to purchase rental car coverage to pay for transportation during the time your car is being repaired. The costs of these coverages will be in addition to the usual costs of insurance.

Consider these factors before you decide to purchase a vehicle such as a Peugeot. They are undoubtedly attractive, but the cost of ownership may be prohibitively high.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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