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Privilege Underwriters Reciprocal Exchange Auto Insurance Review

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Here's what you need to know...
  • Privilege Underwriters Reciprocal Exchange now goes by PURE Insurance
  • PURE was created in Florida in response to the devastating hurricanes that occurred in 2006
  • PURE Insurance doesn’t offer car insurance but does offer many other insurance plans available in five different states

A review of Privilege Underwriters Reciprocal Exchange car insurance will result in a connection to PURE Insurance. The company now goes by its acronym P-U-R-E.

PURE has an A- rating from A.M. Best which is an excellent rating. This is rare for a company that is only four years old.

However, PURE does not offer car insurance.

To find car insurance elsewhere, compare car insurance rates with your zip code above and the free rate tool now!

Learning About PURE Insurance


PURE started in Florida in response to the devastating hurricane seasons in 2006 that left many people homeless due to inadequate flood and hurricane coverage on their homes.

They have since expanded to offer other insurance plans like:

Their homeowner’s insurance options are only for high-value homes.

PURE is a different type of insurance company in that it requires its policyholders to contribute surplus capital to the company during the first five years as a customer.

By doing this, the customer is creating a personal stake in the company’s success.

PURE then invests the surplus capital of its customers resulting in financial growth and return for the insured.

Though return is not guaranteed, surplus contributions keep premiums low and when returns are gained they are deposited into the insured’s Subscribers Savings Account.

Because of the type of insurance offered, PURE is very selective in whom it approves for insurance. They have a list of eligibility requirements including income standards, asset amounts, and successful family history.

PURE insurance is available in:

Drivers seeking auto coverage should utilize a car insurance comparison tool and then seek insurance company reviews on those providers whose policies interest them.

Enter your zip code to start the process of comparing car insurance rates now!

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