Progressive vs. AAA Car Insurance Comparison [2024]

Progressive car insurance starts at $81 monthly, while AAA car insurance typically costs around $82 per month. AAA and Progressive provide distinct choices for potential customers, including pet injury coverage and optional new vehicle replacement. Read our Progressive vs. AAA car insurance comparison for affordable rates.

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Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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UPDATED: Nov 17, 2023

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Here's what you need to know...

  • AAA is an established, reputable member club
  • Progressive is a leading insurance company in the U.S.
  • Both AAA and Progressive offer unique options for potential customers

Is AAA or Progressive auto insurance better? Check out this Progressive vs AAA car insurance comparison and decide for yourself!

Be sure to check out our full Progressive auto insurance review and our AAA auto insurance review.

Enter your zip code above to get started on comparing personalized car insurance quotes from top companies in your area!

American Automobile Association History

The American Automobile Association (AAA) was originally founded in 1902. At that time, automobiles were just starting to become a part of everyday American life.

There were only one thousand charter members, but that number quickly grew to accompany different regional and local clubs under the American Automobile Association umbrella.

AAA started printing the first road maps in 1905. In 1917, the American Automobile Association also printed hotel guides.

In 1920, The School of Safety Patrol Program was launched. Many other driver safety programs followed.

As the years continued, the member club continued to grow and expand. In 1997, the company was changed to AAA.

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Progressive Insurance Corporation Company History

The Progressive Insurance Corporation was established in 1937 by Joe Lewis and Jack Green. Progressive Corporation was originally headquartered in Mayfield Village, Ohio.

In 1951, Progressive’s massive growth prompted the company to move to newer offices located in downtown Cleveland, Ohio.

Progressive Casualty Company was established to write auto insurance for high-risk drivers in 1956.

Today Progressive insures all types of drivers with less-than-perfect driving records.

Expansion and growth took place in the 1960’s and brought the formation of Progressive Corporation.

Progressive Insurance Corporation experienced steady growth over the next two decades and eventually surpassed one billion in premiums.

AAA vs Progressive

AAA and Progressive have base auto insurance coverage policies with options for additional coverage based on customers’ needs.

Progressive’s auto insurance coverage options include:

  • Pet Injury coverage
  • Roadside Assistance
  • Rental Reimbursement
  • Medical Payments
  • Collision
  • Bodily Injury
  • Property damage

AAA offers unique coverage options which include but are not limited to:

  • Paid-in-full discount
  • Lifetime warranty on claims repair workmanship
  • 12-month policy
  • Extended Rental
  • Optional New Vehicle Replacement
  • Accident Forgiveness
  • Flexibility

Of course, no one company is right for everyone. Do your research to discover what car insurance works best for you.

Searching for car insurance coverage? Simply enter your zip code in the FREE quote tool below to access car insurance rates from multiple companies in your area!

Frequently Asked Questions

How long has AAA been in operation?

The American Automobile Association (AAA) was originally founded in 1902.

When was Progressive Insurance Corporation established?

Progressive Insurance Corporation was established in 1937.

What coverage options does Progressive offer?

Progressive offers various auto insurance coverage options to meet customers’ needs.

What are some unique coverage options offered by AAA?

AAA offers unique coverage options tailored to their customers’ requirements.

How can I compare personalized auto insurance quotes from different companies?

You can enter your zip code on the website to compare personalized auto insurance quotes from top companies in your area.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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