Round Table Pizza Car Insurance: Discounts, Rates, & Requirements (2021)

Round Table Pizza auto insurance isn’t offered by the company so delivery drivers are responsible for their own insurance. The only company requirement is that its drivers have the state’s minimum liability coverage. Knowing the type of insurance you require and how it will affect the cost will ensure you’re prepared should you need to file a claim. Learn more to discover the type of Round Table Pizza car insurance you should obtain.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 12, 2021

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Here's what you need to know...

  • Round Table Pizza auto insurance is not provided by the company
  • Delivery drivers are responsible for acquiring the appropriate car insurance
  • Personal and commercial auto insurance is recommended when delivering

Round Table Pizza doesn’t offer auto insurance to its drivers so it’s up to the employee to acquire the right insurance. As a delivery driver, what type of Round Table Pizza auto insurance is needed?

Where can you find affordable Round Table Pizza car insurance? Understanding your car insurance policy will ensure you’re properly insured.

To find an affordable Round Table Pizza auto insurance company, enter your ZIP code to find the best car insurance rates in your area.

What type of Round Table Pizza car insurance does a delivery driver require?

It can be difficult for delivery drivers to determine the right type of car insurance coverage. They are using personal vehicles but are doing so for business purposes. So what type of Round Table Pizza auto insurance is required?

Like most delivery services, Round Table Pizza only requires its delivery drivers to carry minimum liability car insurance coverage. This leaves open the type and amount of coverage that a driver can obtain.

Understanding the difference between personal and commercial auto insurance will help you make this decision.

In short, personal auto insurance is for when you use your vehicle for everyday use and commercial auto insurance is when you use it for business purposes.

Delivery drivers are more likely to get into an accident while working than other drivers and commercial auto insurance takes this increased risk into account, resulting in higher rates.

If you get into an accident while delivering, a claim using a personal insurance policy might be denied. Obtaining commercial insurance will ensure that your claim is accepted.

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What impacts the cost of Round Table Pizza car insurance?

According to the Insurance Information Institute, several factors impact car insurance rates. The type of Round Table Pizza auto insurance you purchase and the type of vehicle you drive are two of these factors.

Most pizza delivery drivers use their personal cars and this is the cheapest option, averaging around $600 annually for commercial insurance. A cargo or delivery van is the next highest cost, averaging around $8,000 annually for commercial car insurance.

Looking into the Round Table Pizza car insurance rates for different vehicles will allow you to determine the cheapest type of vehicle to use for your deliveries.

How can you buy Round Table Pizza car insurance?

Most major auto insurers offer commercial car insurance, so your personal auto insurance provider will likely offer Round Table Pizza car insurance quotes.

Many factors determine a Round Table Pizza auto insurance quote, but the increase from personal to commercial auto insurance is usually around $150 a month.

A Round Table Pizza auto insurance company might offer add-ons for delivery drivers. While your monthly rates will increase, this might be a cheaper option than purchasing traditional commercial car insurance.

Speaking with the provider and researching Round Table Pizza auto insurance reviews will help you determine if this is an option.

Round Table Pizza Car Insurance: The Bottom Line

Round Table Pizza requires its delivery drivers to carry car insurance but doesn’t specify what type or how much. To protect yourself, it’s best to consider commercial Round Table Pizza auto insurance rates. This will ensure you’re covered should you suffer an accident.

Before you buy Round Table Pizza auto insurance, enter your ZIP code to find the top car insurance rates in your area.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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