Saab Car Insurance Rates

The average Saab car insurance rates for full coverage are $128.16/mo. Comparing multiple Saab car insurance quotes is important, so you get the best deal and the right policy. You may also want to consider comparing your Saab auto insurance to another similar vehicle make and model. Use our quote comparison tool below to find the cheapest Saab car insurance rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 31, 2021

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Here's what you need to know...

  • Saab is operating under a new organization
  • Your state has requirements for how much insurance you must carry
  • There are recommended limits of insurance beyond the state-required minimus


Saab has been a premium automobile manufacturer located in Sweden, in the business of producing automobiles since 1945 under the brand “Svenska Aeroplan AB” (Swedish Aeroplane Corporation).

This company was established to build aircraft for the Swedish Air Force. Sweden, as you know, has been determinedly neutral even through World War II.

After WW II, the demand for fighter planes reduced, so Saab began an automobile design project resulting in a Saab 92.

Regardless of which vehicle your drive, make sure to have the best auto insurance rates by using the FREE comparison tool above. Enter your ZIP code to get started now!

Mergers and Saab

Saab merged with Scania-Vates AB, another Swedish vehicle manufacturer in 1969. This merger lasted through an agreement with Fiat to produce a Lancia Delta and begin production of autos based upon Saab’s type four chassis.

This merger produced the Saab 9000, Saab’s first luxury vehicle.

The Saab 9000 was developed in 1978 and nearly one million vehicles were sold to make it Saab’s best-selling model. Unfortunately, this was the best year for profits within Saab.

Subsequently, after the Saab car division of Saab-Scania was restructured into an independent company, General Motors from the United States and Investor AB each controlled 50 percent of the corporation.

GM had an option to purchase the remainder of the shares in Saab. They exercised this option in 2000. After that acquisition, due to the downturn in the automobile market, Saab subsequently continued to lose market share.

To the great regret of Saab aficionados, the brand declared total bankruptcy, eventually selling all assets except Saab Automobile Parts AB to a Chinese consortium called National Electric Vehicle Sweden (Nevs).

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How Do I Get My Used Car Repaired

When an automobile manufacturer goes bankrupt, concerns about repairs, warranties, and parts. The fact that Sweden kept control of the Saab Automobile Parts division is encouraging.

– Warranties

Saab suspended all warranty coverage as of December 2011. General Motors has agreed to cover warranties for Saabs that are 2009 models or older and marketed through North American dealers.

– Service

Try your local Saab dealer, if available. If not, approach a GM dealer. You will have to pay for any warranty work or scheduled maintenance.

Independent mechanics may be your best choice if you can find one with experience in working with Saabs. All those mechanics that used to work for Saab had to go somewhere for a job.

– Parts

Parts from Saab will still be available as well as the parts that were provided by GM.

– Value

It is estimated that the value of the used cars will drop, considering the lack of warranty, guarantees, and parts availability.

– Reviews

The older Saab models had decent reliability ratings with consumer sites, but no one is willing to commit to rating the new vehicles without a vehicle to test.

Since the new productions will not be sold in the United States initially, there aren’t likely to be new reviews for a few years. It is to be hoped that Saab will continue its reputation for reliability.

Insurance Basics

Liability insurance is required in all 50 states of the Union. Liability insurance is a state-by-state requirement rather than a Federal requirement.

Each state sets its own requirements for basic coverage to drive in that state.

This basic requirement can be determined by checking with the State Insurance Commissioner or Department of Motor Vehicles for the state.

It is important to remind yourself that insurance protects you and your financial independence as well as the interests of the individuals with which you may have an accident.

A comment that insurance agencies often hear is, “Why should I buy insurance? It just makes money for the insurance company.”

Individuals forget, though, that the comparatively low cost of insurance premiums protects everyone by spreading out the costs of accidents when they do happen.

Recommended Coverage

Coverage recommended by most insurance companies to adequately protect you in the event of a loss is as follows:

  • Bodily Injury Liability  pays for your legal responsibility for bodily injury to others
  • Property Damage Liability  pays for your legal responsibility for property damage to the property of others
  • Medical Expenses  pays for emergency medical expenses for hospitals and burial expenses for individuals in your car
  • Uninsured Motorists Coverage  pays for damages incurred in an accident for which the other party does not have insurance
  • Comprehensive Coverage  pays for vandalism, animal damage, glass, theft, and weather damage to your own car
  • Collision Coverage  pays for collision damage to your own car from collision, less the deductible

Adding up the costs of comprehensive and collision, comparing this to your possible costs of repair, and determining the economic advantage for purchasing this coverage can help you make reasonable decisions about insurance coverage.

Be sure to always compare insurance quotes by using the FREE online tool located below. Simply enter your ZIP code into the search field to get started!

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