Car Insurance Rates for a Supervisor/Assistant Manager

The average car insurance rates for supervisors are $102.50/month. Having a high-stress job, like being a supervisor, can lead to higher rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 19, 2020

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Here's what you need to know...

  • In terms of supervisors and assistant managers, their annual car insurance premiums of more than $1,230 rank them at 52 out of 60
  • Of all the high-stress occupations in the marketplace, being a supervisor or assistant manager has got to be near the top of the “most stressful” list
  • High-stress jobs like supervisors and assistant managers tend to produce drivers that are slightly higher risk on the road

If you’ve ever been a supervisor or assistant manager, you probably know that this type of work requires a specific type of individual.

You also know that there are many people already in such positions who are not necessarily a good match.

Car insurance companies know these things as well, and they take them into consideration as part of the formula for determining how much your auto insurance policy will cost.

Remember that they are weighing risk against reward to determine whether or not it’s even suitable to cover you.

What is fascinating about the relationship between your profession and your rates for auto insurance is that according to a recent survey, the highest insurance rates tend to go to professions we might not necessarily expect.

Let’s explore this little bit and see if we can’t come up with some possible reasons why.

You can search online for auto insurance quotes by entering your ZIP code above.

Management Qualifications

With no offense intended to those of you who might be employed as a supervisor or assistant manager, many times these individuals have no formal training and might have been put in place simply because the company needed a warm body.

That’s not always the case, but it’s something that needs to be considered.

If it is the case with a given individual, they may not possess the right temperament or skills to be an effective supervisor, which means they are probably lacking those skills in their personal life as well.

Never forget that what you are at home is what you’ll be at work, just to a larger degree.

If you have the proper skills to manage your own home and personal life, you probably have the same skills in your workplace.

But if you’re lacking the skills, it could be a problem for you and your employees. And if you’re having trouble at work, you’re more likely to pose a higher risk to your insurance company.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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The Pressures of Being a Manager or Supervisor

Of all the high-stress occupations in the marketplace, being a supervisor or assistant manager has got to be near the top of the “most stressful” list.

These types of workers often find themselves caught in the middle between employees who don’t want to work properly and upper management that doesn’t want excuses.

Whenever there is a problem the lower management individuals take the blame; whenever there are successes, their bosses take the credit.

Working in this type of environment tends to put unnecessary emotional and mental pressure on the worker.

As this pressure gets greater, the individual worker’s behavior may lapse as he tries to cope. It’s already been proven that even a minor amount of stress can cause us to be a greater risk behind the wheel for accidents.

Think of all the major pressures supervisors and assistant managers must undergo. It’s amazing these workers get any sleep, let alone drive safely to and from work.

Supervisor and Assistant Manager Driving Aptitude

Another thing to consider with these types of workers is their general aptitude for driving. When they took their road test years prior, most of these workers had no trouble at all.

Although, being a supervisor or assistant manager for just a couple of years can rob an individual of his driving aptitude. Driving is a complicated task in which the mind and senses to all work together.

If any one part of the individual is distracted, their ability to drive safely is reduced by that much.

Supervisors and assistant managers may also lack an aptitude towards good driving because of the fact that by the time the end of the day draws near, they are ready to take out their frustrations on anyone.

Being frustrated is not to say that these types of individuals drive unnecessarily aggressively or are involved in more road rage incidents; the survey does not indicate that anyway.

We’re simply trying to illustrate the point that supervisors and assistant managers spend the entire day compromising with everyone around them just to get the job done. They may not be so willing to compromise on the drive home.

There are certainly other factors in the life of these types of workers that we have not considered. There are so many intricacies involved in any profession that it would be hard for us to definitively say for sure how their driving habits are affected.

But we can say that high-stress jobs like supervisors and assistant managers tend to produce drivers that are slightly higher risk on the road.

If you’re a supervisor or system manager, you can start searching for the best auto insurance rates possible by entering your ZIP code below.

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