Does car insurance cover clutch replacement?

Getting a new clutch can be difficult, especially if the reason your clutch is failing isn’t directly because of an accident. Generally, you’ll have to pay for a new clutch out of pocket unless it’s covered by a warranty. This warranty typically only applies if the clutch is defective, as most warranties will not cover…

→ Read More

How long do car insurance claims stay on your record?

If you’ve been in a car accident, you know how stressful it can be. After you file a claim and work to ensure you and your car are okay, you may wonder how long a claim will stay on your driving record. Most states allow claims to stay on your driving record for three to…

→ Read More

Does car insurance cover tire blowouts?

Aside from a car collision, having your tire blow out is one of the scariest things that can happen to you behind the wheel. It occurs unexpectedly with a loud popping sound and can cause you to lose control of your vehicle. If this happens to you, it’s worth knowing what you can do. Will…

→ Read More

Does car insurance cover stolen items?

If someone steals your vehicle, your auto insurance coverage may pay out for the theft, but it depends on your policy.  Read this comprehensive car insurance guide to learn more about how comprehensive coverage will help if someone steals your vehicle. With comprehensive insurance, you’ll receive an insurance payment equal to your vehicle’s actual cash…

→ Read More

15 States with the Highest Vehicle Theft Rates (Five Year Study)

A rising trend shows a disturbing fact in America – car theft is on the rise. While no one can determine an exact reason, most experts agree that increased economic hardship and lingering stress from the COVID-19 pandemic are to blame. This increase is easy to see when comparing theft rates in the five years…

→ Read More

How To Combine Car Insurance Coverage With the Right Deductible

It can be hard to pick the right coverages while also meeting your budget. While you may be familiar with basic coverages like collision protection, there are many more coverages to choose from. Add into this mess of options finding the right deductible, and it can be even harder to get the right rates. If…

→ Read More

Can car insurance companies check police records?

Do police notify insurance companies when they make reports? Car insurance companies can easily access police reports from any state’s department of motor vehicles (DMV). These police reports are used to determine your involvement in an accident and can be used for investigative purposes when you file a car insurance claim. Because insurance fraud is…

→ Read More

Can I sue my own car insurance company?

The purpose of insurance is to cover you for damages and losses suffered in an accident, so it can come as a shock if your claim is rejected or ignored. If you believe your adjuster has failed or refused to pay a valid claim, or has neglected your case altogether, you may be able to…

→ Read More

How do you file a claim on someone else’s car insurance?

Several states require drivers to have liability coverage as a part of mandatory insurance minimums. This policy type provides coverage when you’re found at fault for an accident that results in property damage or personal injury. You can file a claim against someone else’s insurance or your own policy, depending on the circumstances of the…

→ Read More

If I am in a car accident, do I call their insurance or mine?

Being in an accident  — or when your car is hit — is a stressful experience. Whether you are at fault or not, it’s difficult to know what to do first. You are probably asking yourself, “What should I do right now?” Insurance is another big worry. You may want the answer to several questions….

→ Read More