Does the age of a car affect car insurance rates?

People shopping for a vehicle often wonder if buying an older car will lead to lower insurance rates. In many circumstances, the answer is yes. However, many other factors can impact car insurance rates.  Here’s some more information about how you can control your insurance rates with different coverage options for aging vehicles and which…

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Can you renew your car insurance early?

Auto insurance policies undergo periodic reviews for renewal. This process protects both insurance companies and consumers. Insurance companies always initiate the renewal process. As a consumer and policyholder, you can’t initiate the renewal of your policy early. However, there are multiple steps in the car insurance policy renewal process, and you can take other actions…

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How much car insurance coverage do I need for a new car?

You probably already know that you need insurance when you buy a new car, but you may be asking how much car insurance do I need for a new car. The amount of insurance you need can be confusing, especially if you’re unfamiliar with the types of car insurance coverage available for purchase. There are…

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Do I have to pay insurance for a totaled car?

If someone totals your car in an accident, you’re likely wondering what your options are and if your insurance will cover the cost of a new car. You have many options available to you if someone totals your car besides accepting your insurance company’s offer. You also have choices when insuring a totaled car. Understanding…

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What to Know About Renewing Car Insurance Automatically [2024]

Many car insurance customers are surprised to learn that their car insurance automatically renews every year. While this may seem like a convenience, you should be sure to know all of the ins and outs of the process. There are definite benefits and drawbacks to allowing your auto insurance policy to automatically renew. Read on…

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Do I need car insurance to register my car?

Many people ask, “Do I need insurance to register my car?” Let’s find out. Registering and insuring a vehicle go hand-in-hand in almost every state. But do you need car insurance before or after the registration of your vehicle? Coverage is typically required first, before registration. In other words, registering a car without insurance is…

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Cheap Car Insurance With Breakdown Coverage [2024]

Lots of motorists think that basic roadside assistance and car warranties alone will keep them safe. Unfortunately, most roadside assistance programs only kick in if you break down a certain amount of miles away from your home. On top of that, many roadside assistance programs will only give your car a jump if the battery…

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When to Sign Your Car Title Over to Your Car Insurance Company

Being involved in a car accident is a traumatic experience. Still, if you have physical damage auto insurance such as collision or comprehensive, your insurance company will reimburse you the full market value of your vehicle if it’s totaled.  In order for the insurance company to determine the value of your vehicle, it will request…

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